[morning review]
In the morning, the three major indexes rose together. As of the afternoon closing, the Shanghai Composite Index rose 0.40% to 3442.51 points; The Shenzhen Component Index rose 1.40% to 13307.10 points; The gem index rose 2.64% to 2804.11. From the disk perspective, wind power equipment, non-metallic materials, medical services, semiconductors, photovoltaic equipment and other industries were active, while tourism hotels, airports, coal industry, oil industry, mining industry and other sectors led the decline. In terms of concept, the cultivation of diamond, CRO, Hangzhou Asian Games, SMIC concept, carbon based materials and other sectors are strong, while the performance of online tourism, oil price, tax-free concept, combustible ice, REITs and other concept sectors is weak. In terms of energy, as of the closing of the afternoon market, the total turnover of the two markets was 516.15 billion yuan.
[afternoon opportunity]
Recently, on the occasion of the fifth anniversary of the establishment of xiong’an new area, BOC xiong’an branch and BOC fudeng rural bank have conducted in-depth cooperation to jointly promote the application of digital RMB in the bank bank bank cooperation scenario of non operating institutions. Bank of China fudeng is the largest rural bank group in China. The cooperation project extends the county service tentacle of digital RMB and improves the availability and inclusiveness of digital RMB. On the other hand, as the only province in China to pilot digital RMB, the scale of digital RMB use in Hainan has gradually expanded. The province has opened 10461400 personal wallets, 647500 public wallets and 345600 scenes. At the Beijing Winter Olympics, digital RMB covered more than 400000 scenes of the Winter Olympics, and the transaction volume significantly exceeded that of the exclusive electronic payment provider visa.
With the acceleration of the promotion of digital RMB, the service coverage for the elderly, disabled, ethnic minorities and other customer groups, as well as the customer groups in areas without outlets and those unable to reach outlets, has become the key to effectively solve the problem of “digital divide”. Compared with the “soft wallet” with mobile app as the carrier, “Hard Wallet” plays an irreplaceable role and will become one of the keys to the comprehensive promotion of digital RMB because of its advantages of adapting to no network dual offline payment and a wide range of carriers (financial IC card, mobile SIM card, social security card and wearable device, etc.). At present, Beijing has planned to load the digital currency function on the people’s livelihood all-in-one card to open up imagination space for the large-scale promotion of “Hard Wallet”. It is suggested to focus on the leading targets in relevant fields.
