Securities code: 601665 securities abbreviation: Qilu Bank Co.Ltd(601665) Announcement No.: 2022-001 Qilu Bank Co.Ltd(601665)
Announcement of 2021 annual performance express
The board of directors and all directors of the company guarantee that there are no false records, misleading statements or major omissions in the contents of this announcement, and bear individual and joint liabilities for the authenticity, accuracy and completeness of its contents.
The main financial data of 2021 contained in this announcement is the consolidated data preliminarily calculated by Qilu Bank Co.Ltd(601665) (hereinafter referred to as “the bank”), which has not been audited by an accounting firm. The specific data shall be subject to the data disclosed in the bank’s 2021 annual report, and investors are reminded of investment risks.
1、 Main financial data and indicators in 2021
Unit: RMB thousand
Increase / decrease range of the project from 2021 to 2020 (%) (Unaudited) (audited)
Operating income 10166983 7936407 28.11%
Operating profit 3320319 2848983 16.54%
Total profit 3339921 2883038 15.85%
3035644 2518797 20.52% of the net profit attributable to the shareholders of the listed company belongs to the shareholders of the listed company
Net profit after deducting non recurring profit and loss 2682179 2491430 7.66%
Basic earnings per share (yuan) 0.64 0.59 8.47%
Weighted average return on net assets 11.40 11.43 decreased by 0.03 percentage points (%)
Increase / decrease range of the project from December 31, 2021 to December 31, 2020 (%) (Unaudited) (audited)
Total assets 433413202 360232214 20.31%
32356625 27082211 19.48% owner’s equity attributable to shareholders of listed companies
Total share capital of common stock 4580833 4122750 11.11%
5.86 5.36 9.33% net assets per share attributable to shareholders of the listed company (yuan)
Non performing loan ratio (%) 1.35 1.43 decreased by 0.08 percentage points
Provision coverage (%) 253.95 214.60, up 39.35 percentage points
Note: 1. Non recurring profits and losses are calculated in accordance with the provisions of the explanatory announcement on information disclosure of companies offering securities to the public No. 1 – non recurring profits and losses (revised in 2008).
2. The basic earnings per share and weighted average return on net assets are calculated in accordance with the provisions of the rules for the preparation of information disclosure of companies offering securities to the public No. 9 – Calculation and disclosure of return on net assets and earnings per share (revised in 2010), and the impact of the bank’s public issuance of A-share tickets, preferred stock dividends and interest on perpetual bonds has been taken into account.
3. The net assets per share attributable to the shareholders of the listed company is the net assets attributable to the common shareholders of the listed company after deducting other equity instruments at the end of the period divided by the total amount of common stock capital at the end of the period.
2、 Description of operating performance and financial status
In 2021, the bank actively responded to the macro policy guidance, increased support for the real economy, accelerated the breakthrough development, achieved steady growth in all businesses, continuously optimized the business structure and continuously improved the quality and efficiency of operations. By the end of 2021, the bank’s total assets were 433.413 billion yuan, an increase of 20.31% over the end of the previous year; The total amount of loans was 216.622 billion yuan, an increase of 26.07% over the end of the previous year; Total liabilities amounted to 400.808 billion yuan, an increase of 20.39% over the end of the previous year; The total amount of deposits was 293.003 billion yuan, an increase of 19.70% over the end of the previous year; The owner’s equity attributable to the bank’s shareholders was RMB 32.357 billion, an increase of 19.48% over the end of the previous year. In 2021, the bank realized an operating revenue of RMB 10.167 billion, a year-on-year increase of 28.11%; The total profit was 3.34 billion yuan, a year-on-year increase of 15.85%; The net profit attributable to the bank’s shareholders was 3.036 billion yuan, an increase of 20.52% year-on-year. By the end of 2021, the bank’s non-performing loan ratio was 1.35%, down 0.08 percentage points from the end of the previous year; The provision coverage rate was 253.95%, an increase of 39.35 percentage points over the end of the previous year. 3、 Risk tips
The main financial data of 2021 contained in this announcement are preliminary accounting data, which may be different from the data disclosed in the bank’s 2021 annual report. Investors are reminded to pay attention to investment risks.
4、 Documents for future reference
Comparative balance sheet and income statement signed and sealed by Huang Jiadong, the legal representative and chairman of the bank, Zhang Hua, the president and the person in charge of financial work, and Gao Yongsheng, the person in charge of financial department.
It is hereby announced.
Qilu Bank Co.Ltd(601665) board of directors January 21, 2022
