This year’s annual report on Internet finance is divided into four parts, including the review of the development of Internet finance, the analysis of global Internet finance, the business model of Internet Finance and the summary and prospect.
The first part of the Internet finance review mainly analyzes and combs the overall development of the Internet financial market in 2021, shows three obvious characteristics of the capital market, and puts forward the latest development trend of the industry. Generally speaking, after the implementation of the regulatory policies, the Internet financial industry has encountered great development difficulties, and the overseas market has also carried out “encirclement and suppression” of zhonggai shares, resulting in a large decline in the share price and market value. In contrast, the enthusiasm of Internet enterprises to return to Hong Kong shares and A-Shares has risen, and the financial universe has also become a new trend attracting global attention.
In the second part of global Internet finance, the report analyzes the basic situation of overseas digital currency and shows the record high of overseas technology giant fanng + TN market. At the same time, we also comprehensively sort out the development of SPAC model in 2021, the introduction of exchanges and the characteristics of SPAC business in Hong Kong, China.
In the third part of the Internet financial business model, the report takes the dispute between digitization and wealth management as the theme, and analyzes the development of the digital currency e-cny of the Central Bank of China and the latest state of financial technology in financial institutions under the current wave of digitization of Chinese financial institutions. Based on the Internet value financial business, we continue to pay attention to the fight on the battlefield of wealth management. Our division gives a panoramic display from three perspectives: big wealth, big asset management and big sales.
In the final summary and outlook, we believe that after experiencing the Internet financial stage of “eliminating the false and preserving the true”, Internet enterprises and financial institutions have great longing for the new “meta universe” stage with the support of the “financial technology” plan. We put forward the business exploration direction of the financial meta universe and revealed the risks. Finally, after a long-term regulatory “red light” for the development of the Internet financial industry, the “green light” will eventually come, and industry-oriented Internet finance is a good direction.
Risk tip: there is downward pressure on the macro economy, the risk of policy changes, stricter supervision of Internet Finance and financial technology, weaker innovation, less than expected development, market risks, and investment needs to be cautious!
