Baoding Lucky Innovative Materials Co.Ltd(300446)
Risk disposal plan for deposits in aerospace finance company
In order to effectively prevent, timely control and resolve the capital risks of Baoding Lucky Innovative Materials Co.Ltd(300446) (hereinafter referred to as "the company") deposits in Aerospace Hi-Tech Holding Group Co.Ltd(000901) Finance Co., Ltd. (hereinafter referred to as "aerospace finance company"), maintain the safety of funds and ensure the liquidity of funds, this deposit risk disposal plan is hereby formulated.
Chapter I deposit risk disposal organization and responsibilities
Article 1 the company establishes a leading group for deposit risk prevention and disposal, with the general manager of the company as the leader and the first person responsible for the risk prevention and disposal of the leading group, and the chief financial officer of the company as the deputy leader. The members of the leading group include the heads of the company's finance department, audit and risk management department, board office and other departments.
The leading group for deposit risk prevention and disposal is fully responsible for the prevention and disposal of deposit risk and is responsible to the board of directors.
Article 2 the company establishes a deposit risk prevention and disposal office, which is located in the financial department of the company and carries out daily work under the guidance of the prevention and disposal leading group.
The financial department of the company is the permanent institution of the risk prevention and disposal office. The main responsibilities of the deposit risk prevention and disposal office include:
(I) as the specific implementation Department of the risk disposal plan, the Finance Department of the company shall pay close attention to the daily operation of aerospace finance company. Once any sign of risk is found, it shall immediately start the disposal plan and carry out risk prevention and control; (II) actively plan and implement various risk prevention measures, coordinate with each other, and jointly control and resolve risks. (III) collect information and focus on prevention. Supervise and urge the aerospace finance company to provide relevant information in time, pay attention to the operation of the aerospace finance company, and timely understand the information from the group, group member units or regulatory authorities, so as to ensure that the information monitoring is in place, the risk prevention is effective, and the deposit risk is found and reported early, so as to prevent the spread and spread of the risk.
(IV) regularly test the capital liquidity of aerospace finance company, evaluate the business and financial risks of aerospace finance company, issue risk assessment report and report to the leading group for deposit risk prevention and disposal.
Chapter II information report and disclosure
Article 3 establish a deposit risk reporting system and report to the board of directors regularly or temporarily.
During the deposit business, obtain and review the relevant data of the finance company on a regular basis and evaluate the business and financial risks of aerospace finance company. The finance department, audit and risk management department, board office and other relevant departments jointly issue a risk assessment report every half a year and disclose it in the semi annual report and annual report.
Article 4 the capital transactions between the company and aerospace finance company shall strictly comply with the requirements of relevant laws and regulations on connected transactions and fulfill the decision-making procedures and information disclosure obligations.
Chapter III initiation of emergency plan
In case of any of the following circumstances in Article 32 of the financial risk management procedures of the aerospace company: (I) the aerospace company shall immediately start the financial risk management procedures;
(II) any financial index of aerospace finance company does not meet the requirements specified in Article 34 of the measures for the administration of enterprise group finance companies;
(III) major events such as withdrawal of deposits, failure to pay due debts, overdue large loans or guaranteed advances, serious failure of computer system, robbery or fraud, serious disciplinary violations and criminal cases involving directors or senior managers of aerospace finance company;
(IV) major institutional changes, equity transactions or business risks that may affect the normal operation of aerospace finance company;
(V) the company's deposit balance in aerospace finance company accounts for more than 30% of the deposit balance absorbed by aerospace finance company;
(VI) the liabilities of the shareholders of aerospace finance company to the finance company are overdue for more than one year;
(VII) Aerospace finance company has a serious payment crisis;
(VIII) the loss of aerospace finance company exceeds 30% of the registered capital in the current year or 10% of the registered capital for three consecutive years;
(IX) Aerospace finance company is subject to administrative punishment by Bank Of China Limited(601988) Industry Regulatory Commission and other regulatory authorities for violation of laws and regulations;
(x) Aerospace finance company was ordered to rectify by Bank Of China Limited(601988) industry supervision and Administration Commission;
（11） Other matters that may bring potential safety hazards to the funds deposited by the listed company.
Article 6 after the occurrence of deposit risk, relevant business personnel shall timely understand the information, form a written document and report it to the person in charge of the finance department.
Article 7 after starting the risk disposal procedure, the finance department shall organize personnel to urge Aerospace finance company to provide detailed information and understand the situation through multiple channels. When necessary, it can enter the site to investigate the causes of deposit risk and analyze the dynamics of risk. At the same time, it shall implement various risk resolution measures and responsibilities specified in the risk resolution plan according to the risk causes and risk conditions, and formulate a risk treatment plan. The risk treatment plan shall be revised and supplemented in time according to the changes of deposit risk and the problems found in the implementation. The emergency treatment plan mainly includes the following contents:
(I) tasks to be completed and objectives to be achieved;
(II) organization and implementation of various risk mitigation measures;
(III) supervision and guidance on the implementation of risk mitigation measures.
Article 8 in view of the emerging risks, the company shall require Aerospace finance company to take positive measures to carry out risk self rescue and avoid risk diffusion and spread, including but not limited to suspending or stopping the issuance of new loans and organizing the recovery of funds; Sell the Treasury bonds or other bonds held, recover the funds of interbank lending, seek opportunities to transfer the undue loans to other financial institutions, and recover the principal and interest of the loans in time. If necessary, jointly draft documents and seek help from China Aerospace Hi-Tech Holding Group Co.Ltd(000901) group company to ensure the safety and liquidity of the company's funds are not affected.
Chapter IV handling of follow-up matters
Article 9 after the sudden deposit risk of aerospace finance company's business and financial risk subsides, the finance department shall strengthen the supervision of aerospace finance company, require Aerospace finance company to enhance its financial strength, improve its anti risk ability, re evaluate the deposit risk of aerospace finance company and adjust the deposit proportion.
Article 10 the finance department and aerospace finance company shall carefully analyze and summarize the causes and consequences of the sudden deposit risk, draw lessons from experience, and do a better job in the prevention and disposal of deposit risk. If the factors affecting the risk cannot be eliminated, take action to withdraw all deposits.
Chapter V supplementary provisions
Article 11 matters not covered in this plan shall be implemented in accordance with the company law, securities law, Shenzhen Stock Exchange GEM Listing Rules, Shenzhen Stock Exchange GEM listed companies standardized operation guidelines and other relevant laws, regulations, normative documents, as well as the articles of association and other relevant provisions.
Article 12 the board of directors of the company reserves the right to interpret this plan.
Article 13 this plan shall be implemented from the date of adoption by the board of directors.
