Bank Of Suzhou Co.Ltd(002966) 2021 annual general meeting materials
(Stock Code: Bank Of Suzhou Co.Ltd(002966) )
Agenda of the meeting
Time: 14:30 PM, Friday, April 22, 2022
Venue: No. 728, Zhongyuan Road, Suzhou Industrial Park ( Bank Of Suzhou Co.Ltd(002966) building)
Holding method: on-site meeting + online voting
Convener: Board of directors
1、 The moderator declared the meeting open;
2、 Read out the instructions to the general meeting of shareholders;
3、 Review various proposals and listen to relevant reports;
4、 Shareholders' speeches or questions;
5、 Report the number of shareholders and shareholders' agents attending the meeting and the number of voting shares represented by them;
6、 Elect the vote counter and scrutineer of the meeting;
7、 Voting;
8、 Delegates rest (staff count voting results);
9、 Announce the results of on-site voting;
10、 Witness the lawyer to read the legal opinion;
11、 Declare the meeting closed.
Notice of meeting
In order to safeguard the legitimate rights and interests of all shareholders and ensure the smooth progress of the Bank Of Suzhou Co.Ltd(002966) shareholders' meeting, these instructions are hereby formulated in accordance with the company law of the people's Republic of China, the law of the CSRC on the rules of shareholders' meeting of listed companies, the articles of association of Bank Of Suzhou Co.Ltd(002966) shareholders and the rules of procedure of Bank Of Suzhou Co.Ltd(002966) shareholders' meeting: I. in order to ensure the seriousness and normal order of the shareholders' meeting, The company has the right to refuse the admission of other persons except shareholders (including shareholders' agents, the same below), directors, supervisors, senior managers, lawyers hired by the company and personnel invited by the board of directors. 2、 According to the articles of association of the company, when the company's credit is overdue and the number of shares pledged by shareholders reaches or exceeds 50% of the company's equity, their voting rights at the general meeting of shareholders will be limited.
3、 The registration of the meeting shall be terminated before the chairman of the meeting announces the number of shareholders or agents attending the meeting and the total number of voting shares held. For shareholders or agents who fail to sign in the "signature book of shareholders attending the meeting" at the end of the registration of the meeting, the shares represented by them shall not be included in the total number of shares attending the meeting and shall not participate in the voting.
4、 The moderator of the meeting shall arrange speeches according to the list and order provided by the sign in office of the meeting. Before speaking and asking questions, shareholders should introduce their own shareholder identity, number of shares, etc., and focus on the proposals considered at the general meeting of shareholders. Each shareholder should speak no more than 2 times and the time should not exceed 2 minutes in principle. The chairman of the meeting can arrange the directors, supervisors and senior managers of the company to answer the questions of shareholders. After the proposal voting starts, the general meeting will no longer arrange shareholders to speak and ask questions. For unregistered shareholders, the general meeting will not make speech arrangements.
5、 The general meeting of shareholders shall vote on the proposals item by item by open ballot. The shareholders' meeting adopts the combination of on-site voting and online voting. The company will provide online voting platform to all shareholders of the company through the online voting system of the general meeting of shareholders of Shenzhen Stock Exchange. Each share can only choose one of on-site voting and online voting, and the repeated voting shall be subject to the first voting result. The on-site voting results will be combined with the online voting results to form the final voting results and announced.
6、 When the proposal is voted at the on-site meeting of the general meeting of shareholders, lawyers, shareholder representatives and supervisors shall be jointly responsible for counting and supervising votes. After the on-site meeting is considered, the statistical results of on-site meeting and online voting will be combined.
7、 If the chairman of the meeting has any doubt about the result of the resolution submitted for voting, he can count the number of votes cast; If the chairman of the meeting fails to count the votes, the shareholders or shareholders' agents present at the meeting have the right to ask for counting the votes immediately after the announcement, and the chairman of the meeting shall count the votes immediately.
8、 The proposals considered at this general meeting include ordinary resolutions and special resolutions. Ordinary resolutions shall be adopted by more than half of the voting rights held by the shareholders attending the general meeting of shareholders, and special resolutions shall be adopted by more than two-thirds of the voting rights held by the shareholders attending the general meeting of shareholders. 9、 One voting vote will be issued to each shareholder and shareholder's agent attending the meeting. Please tick "√" in the corresponding column, that is, if you agree, tick "√" below the consent; In case of objection, tick "√" below the objection; In case of waiver, tick "√" below the waiver. You can only choose one item under "agree", "oppose" and "abstain" and tick "√", and you cannot choose two or more items at the same time. Please be sure to sign at the end of the vote after filling in. Otherwise, the vote will be abstained.
10、 The board of directors of the bank hired the practicing lawyer of Jiangsu xintianlun law firm to attend the shareholders' meeting and give legal opinions.
11、 The bank will not give gifts to shareholders attending the general meeting of shareholders, nor be responsible for the accommodation and pick-up of shareholders attending the general meeting of shareholders, and treat all shareholders equally.
catalogue
1、 Motion materials
1. Bank Of Suzhou Co.Ltd(002966) 2021 annual work report of the board of Directors 32. Bank Of Suzhou Co.Ltd(002966) 2021 annual work report of the board of supervisors 43. Bank Of Suzhou Co.Ltd(002966) 2021 financial final report and 2022 financial budget plan 54. Proposal on the profit distribution plan of Bank Of Suzhou Co.Ltd(002966) 2021 95. Proposal on Amending the Bank Of Suzhou Co.Ltd(002966) articles of Association 116. Proposal on Amending the rules of procedure of Bank Of Suzhou Co.Ltd(002966) shareholders' meeting 487. Proposal on Amending the rules of procedure of Bank Of Suzhou Co.Ltd(002966) board of Directors 628. Proposal on Amending the rules of procedure of Bank Of Suzhou Co.Ltd(002966) board of supervisors 789. Proposal on Amending the working system of Bank Of Suzhou Co.Ltd(002966) independent directors 8610. Proposal on Amending the measures for the administration of Bank Of Suzhou Co.Ltd(002966) equity 11011. Proposal on Amending the measures for the administration of Bank Of Suzhou Co.Ltd(002966) connected transactions 12212. Bank Of Suzhou Co.Ltd(002966) 2021 annual major shareholder evaluation report 12913. Bank Of Suzhou Co.Ltd(002966) next three years (20222024) shareholder return plan 13514 Bank Of Suzhou Co.Ltd(002966) 2021 special report on related party transactions 13615. Proposal on the estimated amount of daily related party transactions of some related parties in Bank Of Suzhou Co.Ltd(002966) 202214516. Proposal on renewing the appointment of external audit institutions one hundred and sixty-eight
17. Bank Of Suzhou Co.Ltd(002966) 2021 annual report and summary 16918. Proposal on electing Li Jianqi as the shareholder director of Bank Of Suzhou Co.Ltd(002966) the Fourth Board of Directors 170 II. Report materials
19. Bank Of Suzhou Co.Ltd(002966) 2021 annual performance evaluation report of the board of directors and directors 17120. Bank Of Suzhou Co.Ltd(002966) 2021 annual performance evaluation report of the board of supervisors and supervisors 17821. Bank Of Suzhou Co.Ltd(002966) 2021 performance evaluation report of senior management and senior management 18522. Bank Of Suzhou Co.Ltd(002966) 2021 annual work report of independent directors 192 motion 1:
Bank Of Suzhou Co.Ltd(002966)
Work report of the board of directors in 2021
For details, please refer to the bank's announcement on cninfo.com on March 29, 2022
（ http://www.cn.info.com.cn. ）Disclosed Bank Of Suzhou Co.Ltd(002966) 2021 annual work report of the board of directors
Proposal 2:
Bank Of Suzhou Co.Ltd(002966)
Work report of the board of supervisors in 2021
For details, please refer to the bank's announcement on cninfo.com on March 29, 2022
（ http://www.cn.info.com.cn. ）Disclosed Bank Of Suzhou Co.Ltd(002966) 2021 annual work report of the board of supervisors
Proposal 3: Bank Of Suzhou Co.Ltd(002966) 2021 annual financial statement report and 2022 annual financial budget plan
Dear shareholders
2021 marks the 100th anniversary of the founding of the party, the beginning of the 14th five year plan and the opening of the Bank Of Suzhou Co.Ltd(002966) new three-year development plan.
In the face of changes in the situation and the challenges of the epidemic situation, the company has maintained strategic concentration and made progress against difficulties, comprehensively consolidated the foundation of high-quality development, steadily improved its business performance, improved its risk management in many aspects, and strived to achieve its strategic objectives.
1、 Service entities, deeply cultivate small and micro enterprises, and start a new Bureau of professional operation. In 2021, facing the complex and severe external situation, the company strongly supported the development of small and micro enterprises, private enterprises and manufacturing enterprises, ensured the implementation of livelihood projects, practiced green financial transformation, strengthened business structure adjustment, reduced the financing cost of small and micro enterprises by using low-cost funds such as refinancing and rediscount, and helped the development of the real economy. By the end of 2021, the total assets of the company were 453029 billion yuan, a year-on-year increase of 16.74%; The balance of various deposits was 1271378 billion yuan, a year-on-year increase of 11.34%, and the balance of various loans was 2213282 billion yuan, a year-on-year increase of 13.38%.
2、 We strengthened empowerment, improved quality and efficiency, and steadily increased profitability. In 2021, relying on the empowerment of digital transformation, the company will comprehensively carry out process optimization, accelerate business transformation and upgrading, strengthen linkage marketing, tap the potential, speed up the construction of service channels and financial scenes, contribute to the sustainable development of the company and promote the steady growth of profitability. In 2021, the company achieved an operating revenue of 10.829 billion yuan, a year-on-year increase of 4.49%, and a net profit attributable to shareholders of the parent company of 3.107 billion yuan, a year-on-year increase of 20.79%. 1. The balance of deposit is the principal standard, excluding accrued interest. 2. The loan balance is based on the principal standard, excluding accrued interest.
3、 Take steady and far-reaching actions, take multiple measures at the same time, and keep the bottom line of risk control compliance. In 2021, the company adhered to the prudent business philosophy, continuously promoted the construction of digital risk control, continuously improved its risk control ability, achieved positive results in asset quality control, realized "double decrease" in non-performing asset balance and non-performing asset ratio, and "double increase" in provision coverage and loan allocation ratio. By the end of 2021, the company's non-performing loan balance was 2.369 billion yuan, a decrease of 223 million yuan over the beginning of the year, and the non-performing loan ratio was 1.11%, a decrease of 0.27 percentage points over the beginning of the year; The loan allocation ratio was 4.70%, an increase of 0.68 percentage points over the beginning of the year, and the provision coverage rate was 422.91%, an increase of 131.17 percentage points over the beginning of the year.
4、 Coordinated development, precise management and good core indicators. In 2021, the company continued to improve its fine management ability, comprehensively optimize resource allocation, reasonably control costs and expenses, promote the release of innovation momentum in various fields, and maintain the stability of capital adequacy and return on capital. By the end of 2021, the weighted average return on net assets of the company was 9.96%; The capital adequacy ratio of the company is 13.06%, the Tier-1 capital adequacy ratio is 10.41%, and the core Tier-1 capital adequacy ratio is 10.37%; The company's liquidity ratio is 72.63%, the liquidity coverage ratio is 183.30%, and the net stable capital ratio is 115.78%.
In 2022, China's economic development will face triple pressures of shrinking demand, supply shock and weakening expectations. The momentum of economic repair will weaken, and the external environment will become more complex and severe. Guided by the thought of Xi Jinping socialism with Chinese characteristics for a new era, the company will thoroughly implement the spirit of the 19th plenary session of the CPC and the central, provincial and municipal economic work conferences, adhere to the concept of high-quality development and the general tone of seeking progress while maintaining stability, and closely follow the national, provincial and municipal 14th five year plan, Focus on the strategic commanding heights of "friendly customer experience, effective compliance risk control, data-driven transformation, breakthrough in characteristic franchise, and accurate management empowerment", carry forward the "three generation card spirit" of challenging the impossible, adhere to customer service as the center, seize market opportunities, lead innovation driven, strengthen digital change, accumulate comparative advantages, and strive to improve efficiency on the basis of steady growth.
The main business budget objectives of the company in 2022 are: firmly implement the high-quality development strategy, continue to become bigger and stronger, deepen the strategic business and key areas, continue to strengthen the support for the real economy, small and micro enterprises, green projects and people's livelihood projects, continue to maintain the level above the peer average, ensure safety and compliance, and constantly consolidate the foundation of operation and management. In order to promote the realization of the above budget objectives, the company will focus on the following aspects to ensure the achievement of the objectives.
(I) deeply integrate the mainstream of regional development and create differentiated competitive advantages
First, deeply integrate the mainstream of regional development, provide accurate financial services and fully support the development of regional real economy around the guidance requirements of building a mainstream bank in Suzhou, a bank with Chinese characteristics in southern Jiangsu and a bank with the best quality in Northern Jiangsu. The second is to vigorously expand science and innovation finance, seize the major opportunities for the development of science and innovation industries in Jiangsu and Suzhou, improve the science and innovation financial service system, lay out intelligent manufacturing finance, skillfully do supply chain finance, focus on green finance, continuously accumulate customer base and platform advantages, deepen comprehensive financial service capacity, improve market share and realize overtaking at corners. Third, deeply tap the financial potential of people's livelihood, rely on the third-generation card, form a stable customer base, realize financial service innovation, strengthen the construction of people's livelihood financial scenes and platforms, and create a unified people's livelihood ecosystem.
(II) take customer service as the source and consolidate the foundation of sustainable development
First, explore the comprehensive operation of customers, integrate marketing channels and aggregate customer stickiness. By improving the product system, promoting product innovation, accelerating customer journey optimization, and meeting customers' diversified financial needs. Second, establish a standardized management system and accurate customer management. Through big data analysis, do a good job in customer stratification, clarify customer positioning, and quickly expand customer coverage. Third, open up the channels of headquarters assessment and achievement sharing, and establish a long-term linkage marketing mechanism. Guided by customer needs, we will continue to strengthen the linkage marketing between headquarters and between headquarters and regions, and comprehensively improve the ability of professional services.
(III) give consideration to development and risk control, and firmly build the bottom line of risk prevention and control
First, improve the ability of digital risk control, comprehensively promote the construction of comprehensive credit system, upgrade the risk early warning system and promote
