Securities code: Xgd Inc(300130) securities abbreviation: Xgd Inc(300130) Announcement No.: 2022011 Xgd Inc(300130) summary of 2021 Annual Report
1、 Important note: the summary of this annual report comes from the full text of the annual report. In order to fully understand the company's operating results, financial status and future development plan, investors should carefully read the full text of the annual report in the media designated by the CSRC. In addition to the following directors, other directors attended the meeting of the board of directors to consider the annual report in person
Name of director not present in person position of director not present in person reason for not attending the meeting name of the entrusted person
The audit opinion of Dahua Certified Public Accountants (special general partnership) on the company's financial report this year is: standard unqualified opinion. Changes of accounting firm during the reporting period: the company's accounting firm has not changed this year and is Dahua accounting firm (special general partnership). Tips of non-standard audit opinions □ applicable √ not applicable when the company is listed and is not profitable at present □ applicable √ not applicable to the profit distribution plan of ordinary shares or the plan of converting accumulation fund into share capital in the reporting period considered by the board of directors □ applicable √ not applicable. The company plans not to distribute cash dividends, bonus shares or convert accumulation fund into share capital. Preferred stock profit distribution plan for the reporting period adopted by the board of directors □ applicable √ not applicable II. Basic information of the company 1. Company profile
Stock abbreviation Xgd Inc(300130) stock code Xgd Inc(300130)
Shenzhen Stock Exchange
Contact person and contact information secretary of the board of directors securities affairs representative
Name: Guo Qiaoyi, Wang Yingxin
Office address: 20 / F, block B, building 10, Shenzhen Bay science and technology ecological park, Nanshan District, Shenzhen
Fax: 075583890344
Tel: 075583481391075583481391
E-mail [email protected]. [email protected].
2. Introduction to main business or products during the reporting period I. industry of the company during the reporting period
(I) payment service and scene digitization service
At present, China's payment service industry is in a transitional period of deepening development. With the official promulgation of the 14th five year plan and the outline of long-term goals for 2035, the plan clearly aims to "create new advantages of digital economy" and raise the goal and role of digital economy development and digital transformation to the height of the national economy. The digitization of payment service industry will be an important driving force for the high-quality development of digital economy. Digital technology will permeate the payment industry, Further applied to scenario based services, it has become the latest trend in the development of the payment industry.
At the same time, under the background that China clearly proposes to accelerate the construction of a new development pattern with China's big cycle as the main body and China's international double cycle promoting each other at the current stage, economic activities such as living consumption and cross-border trade are becoming more active. As an important infrastructure of the digital economy, the payment service industry will be given a new mission and face new challenges and opportunities. Thanks to the popularity of code scanning payment and intelligent hardware, the digital service demand of small, medium and micro individual merchants in the sinking market has been boosted, which has laid a solid foundation for payment service institutions to output digital service capacity. Payment service institutions will continue to provide scientific and technological empowerment for small, medium and long-term challenges.
In 2021, as the epidemic was first brought under control in China, the payment service industry also warmed up. According to the data on the overall operation of the quarterly payment system released by the people's Bank of China, the number of payments processed by the payment system in the first quarter, second quarter and third quarter increased by 49.82%, 31.12% and 21.50% year-on-year, and the processing amount increased by 29.09%, 11.60% and 9.23% year-on-year. The market of the payment industry showed a trend of gradual recovery and stable growth.
In 2021, the promotion of digital RMB will also be accelerated in China. The people's Bank of China has launched digital RMB pilot projects in Shenzhen, Suzhou, xiong'an new area, Chengdu, Shanghai, Hainan, Changsha, Xi'an, Qingdao, Dalian and other places and in the scene of the Beijing Winter Olympics. The people's Bank of China introduced at the press conference of financial statistics in 2021 that as of December 31, 2021, there had been more than 8.0851 million digital RMB pilot scenarios, 261 million personal wallets had been opened, and the transaction amount was 87.565 billion yuan. The people's Bank of China will continue to steadily promote the pilot research and development of digital RMB, and further deepen the pilot use of digital RMB in retail transactions, living expenses, government services and other scenarios.
(II) electronic payment equipment and biometric products
With the improvement and accuracy of biometric technology and the maturity of artificial intelligence technology, electronic payment devices and biometric products represented by face recognition and intelligent payment terminals are gradually replacing traditional electronic payment devices. At the same time, the continuous popularization of mobile payment and the expansion of application scenarios provide a large market space for electronic payment hardware. At present, with the continuous roll out of China's digital RMB pilot and the continuous promotion of the landing process, it will stimulate the comprehensive upgrading, iteration and transformation of China's existing stock payment terminals, and increase the demand for new electronic payment equipment to a certain extent.
In the international market, according to the 2020 global POS and acquiring market report released by Nielsen, the global POS shipment reached 135 million in 2020, which still increased by 7.9% year-on-year under the impact of the epidemic. Among them, the shipment volume of POS terminals in the Asia Pacific region reached 92.1 million units, accounting for 68.26% of the global shipment market share, higher than 67.25% in 2019. The future development of the electronic payment equipment industry will realize two-way growth with the stock substitution of the Chinese market and the continuous expansion of the international market.
At the same time, under the background of the continuous spread of covid-19 epidemic in the world, the transformation of consumption and payment habits from cash to bank card has been accelerated, and the popularization of contactless payment has accelerated all over the world, driving the rapid growth of demand for payment hardware equipment in overseas markets.
(III) audit service business
At present, with the rapid development of Internet economy, conventional Internet application services such as traditional takeout, online shopping, live broadcasting and travel have penetrated into the lives of Chinese residents. In addition, the emerging new Internet business forms have driven the development of information industry, but at the same time, they also pose new challenges to information security. In order to maintain a good Internet ecological environment, identity authentication based on Internet business forms Operation content and business audit services came into being, which has become an important guarantee for maintaining Internet information security and purifying the Internet environment. China tiktok official account and video frequency, headlines, jitter, Sina micro-blog and other major Internet content platforms have increased cooperation with the third party audit institutions in recent years, and the scale of related businesses and markets has grown rapidly. 2、 Introduction to the company's main business during the reporting period
(I) main business
The company's main businesses include payment services and scene digital services, sales of electronic payment products, sales of biometric products, audit services, etc. The situation of the company's businesses in the electronic payment industry chain is shown in the figure below:
(II) main products and services and their uses
1. Payment service and scene digital service
Jialian payment, a wholly-owned subsidiary of the company, is a third-party payment institution with a national bank card acquiring business license. Jialian payment mainly provides convenient payment and settlement services for customers in different industries and sizes. Through the service system of "payment + operation", it takes payment as the entrance and fully integrates into the business scene of merchants. According to the characteristics of different industries, it provides customers with member management, intelligent marketing Financial technology and other value-added services and one-stop services of industry solutions, so as to help them improve operation efficiency and create greater value for customers.
2. Electronic payment equipment and biometric products
(1) Electronic payment equipment
The main product and business of Xgd Inc(300130) payment, a wholly-owned subsidiary of the company, is the production, R & D, sales and leasing of software and hardware of electronic payment acceptance terminal equipment based on financial POS machine, so as to provide customers with comprehensive solutions based on electronic payment. The electronic payment acceptance terminal is the physical basis of the terminal carrying the electronic payment and the terminal medium for the exchange of funds and information among consumers, merchants and Payment institutions.
The main products of the company's electronic payment equipment include POS machines (Intelligent POS, mobile POS, code scanning POS terminals, face brushing payment terminals, desktop POS, MPOs and new payment terminals), password keyboards and external equipment. The application fields mainly cover catering, hotel, retail, transportation, logistics, banking and medical industries. It can be developed into professional and innovative products and equipment more in line with the needs of the industry by combining the characteristics of the industry.
(2) Biometric products
Zhongzheng intelligence, the holding subsidiary of the company, is mainly engaged in the design, R & D and sales of biometric recognition and identity authentication products, including biometric algorithms and systems such as face and fingerprint, resident ID card reading and verification products, human ID card verification system and intelligent terminal, intelligent security biometric products and Solutions, intelligent financial self-service products and solutions, and provides customers with biometric, identity authentication and information security system solutions, The business mainly covers finance, security, government affairs, tourism and other fields.
3. Audit service business
Gongxin Chengfeng, a wholly-owned subsidiary of the company, carries out multi-directional comprehensive audit services around customers, focusing on audit and certification services, operation content and business audit services, starts a diversified certification and audit mode, provides customers with comprehensive solutions such as enterprise identity authentication and operation business audit based on big data technology, and outputs information systems and technology value-added services on this basis. 3. Main accounting data and financial indicators (1) whether the company needs to retroactively adjust or restate the accounting data of previous years in recent three years □ yes √ no
Unit: Yuan
Year end 2021 year end 2020 year end increase or decrease over the previous year year end 2019 year end
Total assets 379835566282337614262991 12.51% 337269847814
Net assets attributable to shareholders of listed companies 252557818424242672987374 4.07% 245205899839
20212020 year-on-year increase or decrease 2019
Operating income 361173860663263236174329 37.21% 30278874472
Net profit attributable to shareholders of listed companies 200668144658650394529 131.98% 24249298266
The net profit attributable to shareholders of the listed company was 1978675655% after deducting 235084255% of the non recurring profit and loss of the listed company
Net cash flow from operating activities 2332662435134502571066 - 32.39% 213866661503
Basic earnings per share (yuan / share) 0.41 0.18 127.78% 0.510
Diluted earnings per share (yuan / share) 0.41 0.18 127.78% 0.510
Weighted average return on net assets 8.11%, 3.54%, 4.57%, 10.77%
(2) Quarterly main accounting data
Unit: Yuan
