Securities code: China Merchants Energy Shipping Co.Ltd(601872) securities abbreviation: China Merchants Energy Shipping Co.Ltd(601872)
China Merchants Energy Shipping Co.Ltd(601872)
About the cooperation between the company and China Merchants Group Finance Co., Ltd
Risk disposal plan for related deposit and loan business
Chapter I General Provisions
Article 1 in order to effectively prevent, timely control and resolve the risks of China Merchants Energy Shipping Co.Ltd(601872) (hereinafter referred to as "the company") and its subsidiaries' deposits and loans in China Merchants Group Finance Co., Ltd. (hereinafter referred to as "the group finance company") and maintain the safety of the company's funds, the company hereby formulates this risk disposal plan in accordance with the relevant requirements of Shenzhen Stock Exchange.
Chapter II emergency response organization and responsibilities
Article 2 the company establishes a leading working group for the prevention and disposal of deposit and loan risks (hereinafter referred to as the "leading working group"), headed by the chief financial officer and the first person responsible for the risk prevention and disposal of the leading working group. It has an office, with the general manager of the finance department as the director of the office, and its members include the finance department, legal risk department, audit department and the office of the board of directors. Leading the working group is responsible for organizing the prevention and disposal of deposit and loan risks. No unit or individual may conceal, postpone or falsely report the risks of deposits and loans, or instruct others to conceal, postpone or falsely report them.
Article 3 as the risk emergency disposal organization, the leading working group of the company shall immediately start the emergency plan and carry out work in accordance with the specified procedures in case of risks in the group finance company.
Article 4 the emergency disposal of deposit and loan risks shall follow the following principles:
(I) unified leadership and hierarchical responsibility. The emergency disposal of deposit and loan risks shall be under the unified leadership of the leading working group, responsible to the board of directors, and specifically responsible for the prevention and disposal of deposit and loan risks;
(II) perform their respective duties and coordinate and cooperate. According to the division of responsibilities, relevant departments actively plan and implement various risk prevention and resolution measures, coordinate with each other, and jointly control and resolve risks;
(III) collect information and focus on prevention. Supervise and urge the group finance company to provide relevant information in time, pay attention to the operation of the group finance company, and timely understand the information from China Merchants Group Co., Ltd. and its member units or regulatory authorities, so as to ensure that the information monitoring is in place and the risk prevention is effective;
(IV) early warning and timely disposal. Relevant departments should strengthen the monitoring of risks, find and report the risks of deposits and loans early, and take decisive measures to control and resolve the risks in time, prevent the spread and spread of risks, and minimize the risks of deposits and loans.
Chapter III information report and disclosure
Article 5 a deposit and loan risk reporting system shall be established. Lead the working group to report to the board of directors regularly and temporarily, and disclose it in accordance with the requirements of relevant laws and regulations:
(I) before depositing the funds in the group finance company, it shall obtain and review its latest statement audited by an accounting firm qualified to perform securities and futures related business, and lead the working group to issue a deposit and loan risk assessment report by assessing the business and financial risks of the group finance company;
(II) during the period of deposit and loan business, the financial report of the group finance company and the annual report audited by an accounting firm with securities and futures related business qualifications shall be obtained and reviewed regularly, and the working group shall be led to issue the deposit and loan risk assessment report by regularly assessing the business and financial risk of the group finance company.
Article 6 when the group finance company has the risk of abnormal fluctuation of deposits and loans, the leading working group shall timely obtain information from the group finance company or the regulatory authority, sort out and analyze it, form a written report and submit it to the board of directors. No unit or individual may conceal, postpone or falsely report the risks of deposits and loans, or instruct others to conceal, postpone or falsely report them.
Article 7 the company's deposit and loan business in the group finance company shall perform the decision-making procedures and information disclosure obligations in strict accordance with the relevant laws, regulations and the relevant provisions of the regulatory authorities on connected transactions.
Chapter IV emergency response procedures and measures
Article 8 during the deposit and loan period of the company in the group finance company, in case of any of the following circumstances, the leading working group shall immediately start the risk disposal procedures and report to the board of directors of the company to timely perform the corresponding temporary information disclosure obligations:
(I) the group finance company violates Article 31, 32 or 33 of the measures for the administration of enterprise group finance companies;
(II) any supervision index of the group finance company does not meet the requirements specified in Article 34 of the measures for the administration of enterprise group finance companies;
(III) the group's finance company has major events such as withdrawal of deposits, failure to pay due debts, overdue large loans or guaranteed advances, serious failure of computer system, robbery or fraud, serious disciplinary violations and criminal cases involving directors or senior managers;
(IV) major institutional changes, equity transactions or business risks that may affect the normal operation of the group finance company;
(V) the balance of loans granted by the group finance company to a single shareholder exceeds 50% of the registered capital of the group finance company or the capital contribution of the shareholder to the group finance company;
(VI) the company's deposit balance in the group finance company accounts for more than 30% of the deposit balance absorbed by the group finance company;
(VII) the liabilities of the shareholders of the group finance company to the group finance company are overdue for more than one year;
(VIII) the group finance company has a serious payment crisis;
(IX) the loss of the group finance company in the current year exceeds 30% of the registered capital or 10% of the registered capital for three consecutive years;
(x) the finance company of the group is subject to administrative punishment by regulatory authorities such as Bank Of China Limited(601988) Industry Regulatory Commission for violation of laws and regulations;
（11） The finance company of the group was ordered to rectify by the Bank Of China Limited(601988) industry supervision and Administration Commission;
（12） Other matters that may bring potential safety hazards to the company's deposited funds. Article 9 lead the working group to start the emergency response procedures, and organize personnel to urge the group finance company to provide detailed information and understand the situation through multiple channels. When necessary, they can enter the site to investigate the causes of deposit and loan risks and analyze the dynamics of risks.
At the same time, according to the risk causes and risk conditions, implement the risk resolution measures and responsibilities specified in the risk resolution plan, and formulate the risk emergency disposal plan. Emergency disposal plan
It shall be revised and supplemented in time according to the changes of deposit and loan risk and the problems found in the implementation. The emergency response plan mainly includes the following contents:
(I) division of responsibilities, measures to be taken, tasks to be completed and objectives to be achieved of all departments and units;
(II) organization and implementation of various risk mitigation measures;
(III) supervision and guidance on the implementation of risk mitigation measures. Article 10 in view of the risks, the company shall hold a joint meeting with the group finance company, which shall be attended by the leading working group of the company and the relevant principals of the group finance company to seek solutions to the risks. Specific measures include but are not limited to:
(I) if the financial company has a liquidity crisis, it shall organize the recovery of funds through the following ways to ensure that the company withdraws deposits:
1. The finance company shall suspend or stop issuing new loans as appropriate and organize the recovery of funds;
2. The financial company sells its investment products;
3. The finance company shall recover the interbank funds no matter whether they are due or not;
4. The finance company seeks the opportunity to transfer the undue loan to other financial institutions and recover the loan principal and interest in time. (II) if the operation of the financial company is affected due to non-compliance with regulatory requirements, the impact shall be reduced in the following ways: 1 The finance company shall ensure that the company withdraws current deposits and can withdraw time deposits in advance; 2. The finance company shall immediately rectify the indicators exceeding the regulatory requirements to ensure compliance with the regulatory requirements; 3. If the finance company fails to meet the regulatory requirements through rectification, stop all cooperation with the finance company. Article 11 relevant departments and units shall, in accordance with the responsibility requirements specified in the emergency disposal plan, obey the unified command of the risk emergency disposal team, earnestly implement various chemical risk measures and actively do a good job in risk disposal.
Chapter V disposal of follow-up matters
Article 12 after the sudden deposit and loan risk subsides, the leading working group shall strengthen the supervision of the group finance company, require the group finance company to enhance its financial strength, improve its anti risk ability, re evaluate the deposit and loan risk of the group finance company, and adjust the deposit and loan proportion if necessary.
Article 13 the leading working group cooperates with the group finance company on the causes and causes of sudden deposit and loan risks
Carefully analyze and summarize the consequences, draw lessons and experience, and do a better job in the prevention and disposal of deposit and loan risks. If the factors affecting the risks cannot be eliminated, take action to withdraw all deposits.
Chapter VI supplementary provisions
Article 14 matters not covered in this plan shall be implemented in accordance with the company law of the people's Republic of China, the securities law of the people's Republic of China and other relevant laws, regulations and normative documents, as well as the articles of association of China Merchants Energy Transportation Co., Ltd.
Article 15 this plan shall come into force from the date of deliberation and approval by the board of directors.
