Bank Of Qingdao Co.Ltd(002948)
Independent opinions of independent directors on relevant matters
In accordance with the relevant provisions of the company law, the rules for independent directors of listed companies, the Listing Rules of Shenzhen Stock Exchange, the self regulatory guidelines for listed companies of Shenzhen Stock Exchange No. 1 – standardized operation of listed companies on the main board and other laws and regulations, and the Bank Of Qingdao Co.Ltd(002948) articles of association, as independent directors of Bank Of Qingdao Co.Ltd(002948) (hereinafter referred to as ” Bank Of Qingdao Co.Ltd(002948) “), we hereby express independent opinions on the following matters:
1、 Independent opinions on Bank Of Qingdao Co.Ltd(002948) 2021 annual profit distribution plan
The profit distribution plan of Bank Of Qingdao Co.Ltd(002948) 2021 complies with laws and regulations, Bank Of Qingdao Co.Ltd(002948) articles of association and other provisions, and conforms to the interests of Bank Of Qingdao Co.Ltd(002948) and all shareholders. We agree with the profit distribution plan proposed by the board of directors and agree to submit the proposal to the general meeting of shareholders for deliberation.
2、 Independent opinions on the employment of external audit institutions in Bank Of Qingdao Co.Ltd(002948) 2022 and their remuneration KPMG Huazhen Certified Public Accountants (special general partnership) and KPMG certified public accountants have relevant business qualifications, sufficient independence, professional competence, integrity and investor protection ability, Bank Of Qingdao Co.Ltd(002948) employ them as domestic audit institutions in 2022 In 2022, the overseas audit institutions met the requirements of relevant laws and regulations, which was conducive to ensuring the quality of Bank Of Qingdao Co.Ltd(002948) audit work and protecting the interests of Bank Of Qingdao Co.Ltd(002948) and shareholders, especially the interests of minority shareholders. Their review procedures were in line with the provisions of laws and regulations and the articles of association. We agree to the proposal on hiring an external auditor for Bank Of Qingdao Co.Ltd(002948) 2022 and its remuneration, and agree to submit the proposal to the general meeting of shareholders for deliberation.
3、 Independent opinions on the proposal of Bank Of Qingdao Co.Ltd(002948) 2021 annual employee bonus withdrawal and performance payment of bank level executives
Bank Of Qingdao Co.Ltd(002948) 2021 annual performance payment of bank level executives is in line with the overall performance growth and post performance of Bank Of Qingdao Co.Ltd(002948) without any damage to the interests of Bank Of Qingdao Co.Ltd(002948) and shareholders, and in line with the provisions of relevant laws and regulations. We agree to the proposal on Bank Of Qingdao Co.Ltd(002948) 2021 annual employee bonus withdrawal and performance payment of bank level executives.
4、 Independent opinions on the internal control evaluation report of Bank Of Qingdao Co.Ltd(002948) 2021
Bank Of Qingdao Co.Ltd(002948) has established a relatively perfect internal control system in accordance with the basic norms of enterprise internal control and the guidelines for internal control of commercial banks. During the reporting period, no major defects in the integrity, rationality and effectiveness of Bank Of Qingdao Co.Ltd(002948) internal control were found. We agree with the internal control evaluation report of Bank Of Qingdao Co.Ltd(002948) 2021 prepared by the board of directors.
5、 Independent opinions on Bank Of Qingdao Co.Ltd(002948) external guarantee and funds occupied by related parties
1. Guarantee business is one of the conventional banking businesses approved by the people’s Bank of China and the China Banking and Insurance Regulatory Commission in Bank Of Qingdao Co.Ltd(002948) by the people’s Bank of China. In 2021, Bank Of Qingdao Co.Ltd(002948) conscientiously implemented the relevant provisions, and there were no other major guarantee business matters to be disclosed except the financial guarantee business within the business scope approved by the regulatory authority.
2. As of December 31, 2021, Bank Of Qingdao Co.Ltd(002948) no related parties have occupied funds.
6、 Independent opinions on Bank Of Qingdao Co.Ltd(002948) derivatives investment and risk control
Derivatives trading business is one of the conventional banking businesses approved by the people’s Bank of China and the China Banking and Insurance Regulatory Commission in Bank Of Qingdao Co.Ltd(002948) by the people’s Bank of China. In 2021, Bank Of Qingdao Co.Ltd(002948) conscientiously implemented relevant regulations, attached importance to the risk management of this business, and effectively controlled the risk of derivatives trading business.
Bank Of Qingdao Co.Ltd(002948) independent non-executive directors Zhang Siming, Fang Qiaoling, Tingjie Zhang, Xing Lecheng and Zhang Xu March 25, 2022
