Sustainable development report (2021) (environmental, social and Governance)
2021 annual sustainability report directory
Report notes 3 chairman's speech 5 president's report Seven hundred years of glory, led by Party Construction Chapter 9 governance 11 Industrial Bank Co.Ltd(601166) Overview 12 sustainable development strategy and social responsibility management Topic 13: building a responsible bank with leading ideas and outstanding ESG performance 14. Strengthen stakeholder interaction and determine key issues 16. Improve risk management, prevent and resolve major risks 20. Strengthen internal control and compliance management and consolidate the development foundation of the group Topic 21: start the five-year plan of "Prospering industry by law" and shoulder the "three responsibilities" Topic 22: benchmarking "three methods" to ensure the security of customer information and data 23 anti corruption, strict discipline 25 development articles Topic 27: digital transformation accelerates in an all-round way and injects "digital power" into high-quality development 28 focus on key industries and support economic transformation and upgrading 33. Implement national policies and support major regional strategies and coordinated development Financial services in Fujian 37. Improve cross-border business service capacity and promote the construction of a new development pattern 44. Continue to create value and give back the truth to shareholders 46 improve customer service experience and popularize public financial knowledge education Topic 48: people-centered, comprehensive protection of consumers' rights and interests 51 environment 55 green finance group makes renewed efforts to innovate green financial products 56 improve the level of environmental and social risk management and explore environmental stress testing 59. Continue to guide investment and promote structural adjustment 61 protect biodiversity and strive for environmental protection and ecological improvement sixty-three
Topic: building a green bank to help achieve the goal of "carbon peak and carbon neutralization" Topic 64: comprehensively carry out green operation and actively respond to climate challenges 66 giving back to the community Topic 70: comprehensively promote rural revitalization and consolidate the achievements of poverty alleviation Develop Inclusive Finance and strive to improve people's livelihood 74. Build a scene ecosystem to help the healthy development of the housing rental market Topic 76: shortening the "digital divide" and innovating financial services suitable for the elderly 77 polish the brand of "promoting public welfare" and make finance more warm Topic 79: stick to the front line of anti epidemic and stabilize financial supply 81 safeguard the rights and interests of employees and grow together 82 special topic: the Communist Party of China Industrial Bank Co.Ltd(601166) Party school was established to build a team of high-quality cadres and talents 86 practice 87 Industrial Bank Co.Ltd(601166) implementation of equator principles 88 appendix 90esg performance 91 some honors in 202195 independent assurance report of sustainable development report 97gri standard content index 100 index of indicators of the principles of responsible banking (PRB) 108 report description
Important tips
The board of directors and all directors of the company guarantee that there are no false records, misleading statements or major omissions in the contents of this report, and bear individual and joint liabilities for the authenticity, accuracy and completeness of its contents.
Report name
"Sustainable development report" is the name of Industrial Bank Co.Ltd(601166) annual social responsibility report. Adopting this name is the embodiment of the combination of Industrial Bank Co.Ltd(601166) sustainable development corporate governance concept and corporate social responsibility.
Reporting time range
The reporting time range is from January 1 to December 31, 2021, and some contents are beyond the above time range.
Report release cycle
This report is an annual report.
Scope of reporting organization
The overall content of the company and some contents of subsidiaries.
The report adopts appellation
The " Industrial Bank Co.Ltd(601166) ," company "and" bank "used in the report refer to Industrial Bank Co.Ltd(601166) .
Report preparation basis
This report is based on the guidelines for environmental information disclosure of financial institutions issued by the people's Bank of China, the guidelines for corporate governance of Bancassurance institutions issued by Bank Of China Limited(601988) Insurance Regulatory Commission and the opinions on strengthening the social responsibility of banking financial institutions The Listing Rules of Shanghai Stock Exchange (revised in January 2022), the guidelines for self regulatory supervision of listed companies of Shanghai Stock Exchange No. 1 - standardized operation, the guidelines for the preparation of the report on the performance of social responsibilities by companies, and the notice on further improving the information disclosure of poverty alleviation work of listed companies Bank Of China Limited(601988) Industry Association prepared the guidelines on corporate social responsibility of financial institutions in Bank Of China Limited(601988) industry, and focused on the following report preparation standards: United Nations Sustainable Development Goals (sdgs)
United Nations Environment Programme principles for responsible banking (PRB)
Equator Principles (Fourth Edition)
Gssb gri standards
Guidelines for social responsibility (GB / T 360 Gcl Energy Technology Co.Ltd(002015) ), guidelines for the preparation of social responsibility reports (GB / T 36 Dongrui Food Group Co.Ltd(001201) 5) and guidelines for the classification of social responsibility performance (GB / T 36 Jiangsu Jiuding New Material Co.Ltd(002201) 5) issued by the State Administration of quality supervision, inspection and quarantine and the State Standardization Administration
International Organization for Standardization (ISO) guidelines for social responsibility (ISO26000)
Chinese Academy of Social Sciences guidelines for the preparation of Chinese corporate social responsibility report (cass-csr4.0)
Report data description
Part of the financial data in this report comes from the annual financial report of 2021, and part includes the data of previous years. There is no significant change in the data acquisition and calculation method compared with the previous annual reports. The monetary amount involved in this report is measured in RMB, unless otherwise specified.
Access to reports
This report is published in both printed and electronic forms. The electronic version can be found on the company's website (www.cib. Com. CN) Access. Chinese and English are preferred
This report is published in both Chinese and English. In case of any ambiguity in the understanding of the two versions, the Chinese version shall prevail.
Contact information: Industrial Bank Co.Ltd(601166) legal and compliance department
Address: Industrial Bank Co.Ltd(601166) building, No. 398, jiangbinzhong Avenue, Taijiang District, Fuzhou City, Fujian Province zip code: 350014
Tel: + 86 59187839338 Fax: + 86 59187841932 email: [email protected]. Copyright © Industrial Bank Co.Ltd(601166)
Chairman's speech
2021 marks the 33rd anniversary of the founding of Industrial Bank Co.Ltd(601166) and the beginning of the new journey of building a modern socialist country in an all-round way and embarking on the 14th five year plan. Standing at a new historical starting point, Xingye people, who are pragmatic, dedicated and responsible, regard their country as the largest, respect customers, take the reform and development of the national financial industry as their own responsibility, and do not forget the original intention of finance to benefit the people and serve the country. They have become the only bank in China that has been rated a by Mingsheng ESG for three consecutive years, won the award of "2021 China's Bank of the year" by the British banker magazine, and handed over the opening answer of the 14th five year plan with high quality.
Guided by Party building, we take sound corporate governance as the orientation of high-quality development. Over the past year, we have adhered to high-quality party building to lead high-quality development, taken a clear-cut stand, strengthened the party's leadership, constantly consolidated and expanded the achievements of learning and education in party history, and learned from the Centennial party history. We will fully integrate the party's leadership into corporate governance, give better play to the leading role of Party organizations in "taking direction, managing the overall situation and promoting implementation", continue to promote the in-depth integration of Party construction and operation management, and turn the advantages of Party construction into governance advantages. According to the best corporate governance practices and standards, we have incorporated ESG into the development strategy and corporate governance, continuously improved the corporate governance system, continuously driven the improvement of governance efficiency, and enriched the territory of social responsibility practice of "meaning in benefit".
Adhering to the origin, we have taken comprehensive financial advantages to draw fresh water for the real economy. In the past year, we gave full play to the comprehensive operation advantages of modern financial group, continued to increase and optimize financial supply, and bravely served as the main force in the transformation and upgrading of the real economy. We have anchored the goal of "double carbon", extended the pioneer advantage of green finance to more fields of ecological civilization construction, and contributed more to the comprehensive green and low-carbon transformation of economy and society. We give full play to the advantages of "commercial banks + investment banks" to provide diversified and full life-cycle financial services for enterprises specializing in new drivers such as Texin. We have done a solid job in "six stabilities" and "six guarantees", explored a new model of digital Inclusive Finance, increased price reduction and expansion, and joined hands with small, medium-sized and micro enterprises to fight the epidemic, protect people's livelihood and promote development. One belt, one road, one is the other. We should deepen the reform of the financial supply side, increase resources to support the development of key branches, and vigorously serve the key regional development strategy and the "one belt and one road" initiative, helping to create a new growth pole for high quality development.
Finance is for the people. We focus on building people's high-quality life with high-quality service. Over the past year, we have adhered to the development concept of "people-centered", practiced finance for the people, carefully built livelihood projects, and carefully handled practical matters for people's livelihood, so as to make finance like spring rain and moisten people's good life. We will continue to fight poverty, create a new model of Rural Revitalization and characteristic services, and more effectively serve common prosperity. We will improve and upgrade China's first comprehensive pension financial service scheme, innovate financial services suitable for the elderly, and hold up the most beautiful "sunset red". We have established and improved a pattern of promoting public welfare and charity that integrates donations to students, disaster relief and poverty alleviation, so as to make finance more warm.
Open and shared, we build a new ecosystem of digital financial services through comprehensive digital transformation. Over the past year, with the vision of "building the ability to connect everything and building the best ecological enabling bank", we have comprehensively accelerated the digital transformation and continued to build the best customer experience bank. We continue to build platforms, expand scenarios and expand ecology, embed financial services into production and life scenarios, and provide customers with boundless financial services on demand anytime, anywhere. We have grasped the balance between development and security in digital transformation, put data security in a prominent position, and took the lead in publishing Industrial Bank Co.Ltd(601166) data compliance white paper in the industry. We explore and promote the operation of data assets, alleviate the problem of information asymmetry, turn data into credit and credit into loans, and make financial services to the long tail customer group and the general public.
People oriented, we build a broad stage for officers' Entrepreneurship with a good talent ecology. We will continue to deepen the reform of talent development system and mechanism, deeply develop talent resources, activate innovation as the first driving force, and promote development as the top priority. We will build and make good use of the main position of the Communist Party of China Industrial Bank Co.Ltd(601166) Party School (Advanced Research Institute), constantly improve the "5 + n" talent training system, increase training investment and build a learning organization. We. We face the future, focus on strategic transformation, and continue to optimize the talent team structure. We will strengthen the construction of talent echelons, establish and improve the talent pool of young reserve cadres, promote cross institutional, cross regional and cross post exchanges of talents, and open up the space for employees to grow and become talents.
After thirty-three years of rain and wind, now everything is renewed. When the ship of history sails into 2022, we will continue to advance with the country and the times, live up to our historical mission, play a good role in economic transformation and upgrading and people's better life, inject industrial power into stable growth and high-quality development, and take the "key journey" on the road of rejuvenation. We always know that "the great person of the country" is the "important task of action". We will persevere to integrate the initial intention of social responsibility into the transformation steps of the new journey and write a new chapter of social responsibility in the new era!
The chairman Lv Jia made a long report
Looking back on the past year, Industrial Bank Co.Ltd(601166) not only has the lofty sentiments of accumulation and thin hair, but also has the courage to forge ahead through deep cultivation and meticulous work. At the historical moment of the intersection of the two "centenaries", we have always adhered to the original intention of "exploring the way for financial reform and making more contributions to economic construction" in the way of social responsibility practice of "putting righteousness into benefit"; With the concept of sustainable development and responsible banking, we will do a solid job in the "six stabilities" work, implement the "six guarantees" task, firmly implement the "1234" strategy, accelerate the digital transformation, and strive to write a new poem of Industrial Bank Co.Ltd(601166) fully fulfilling social responsibility in the journey of promoting the high-quality development of green bank, wealth bank and investment bank, Achieve a good start to the 14th five year plan.
For a long time, draw a blueprint to the end. We have comprehensively promoted the "1234" strategy and accelerated business development. In 2021, Industrial Bank Co.Ltd(601166) became a systemically important bank in China, ranking among the top 20 global banks and the top 200 enterprises in the world. Mingsheng ESG ranked the highest A-level in Bank Of China Limited(601988) industry for three times. By the end of 2021, Industrial Bank Co.Ltd(601166) assets totaled 8.60 trillion yuan. The profitability remained at a good level. In 2021, the operating revenue was 221236 billion yuan, a year-on-year increase of 8.91%; The total profit of the whole year was 95.310 billion yuan, a year-on-year increase of 24.37%. The quality of assets continued to improve, and the balance of non-performing loans was 48.714 billion yuan, a decrease of 942 million yuan over the end of the previous year; The non-performing loan ratio was 1.10%, down 0.15 percentage points from the beginning of the period.
