The reporter learned on May 20 that China Minsheng Banking Corp.Ltd(600016) made a combination of financial services to fully support enterprises to speed up the resumption of work and production as Shanghai entered a critical period of phased promotion of resumption of work and production and resumption of business.
Specifically, first, open up green channels and increase credit support China Minsheng Banking Corp.Ltd(600016) Shanghai branch actively responded to key epidemic prevention guarantee enterprises, actively connected with the blowout financial needs of enterprises such as people’s livelihood guarantee, epidemic prevention construction, medicine and medical treatment brought by the resumption of work and production, increased financing support for key epidemic prevention guarantee enterprises and epidemic prevention and control white list enterprises, and effectively guaranteed the financing needs of enterprises after the resumption of work and production China Minsheng Banking Corp.Ltd(600016) Shanghai pilot Free Trade Zone Branch launched the “enterprise service plan to support the resumption of work and production” for the resumption of work and production enterprises, and introduced measures to support foreign trade enterprises to support the resumption of work and production of enterprises through professional and efficient cross-border financial services.
The second is to reduce fees and profits and reduce the comprehensive financing cost of enterprises China Minsheng Banking Corp.Ltd(600016) Shanghai branch implements the preferential loan policy for epidemic prevention enterprises, and provides preferential exclusive interest rate for key enterprises newly granted loans and included in the white list of epidemic prevention during the epidemic prevention and control period, so as to reduce the financing cost of enterprises. At the same time, for small and micro enterprises affected by the epidemic, a series of fee reduction and profit transfer policies, including account opening fee, account management fee, production cost and other account fee relief, and adjusting the interest rate of small and micro loans in the form of small and micro red envelopes, were introduced to effectively reduce the operating pressure of small and micro enterprises.
Third, technology empowerment to improve the efficiency of financial services China Minsheng Banking Corp.Ltd(600016) Shanghai Branch relies on Minsheng express loan and other products to provide convenient financing for small and medium-sized customers through data credit enhancement; Flexibly use the “Minsheng E-Chain” brand to meet the online financing and settlement needs of various customers in the supply chain scenario; Provide customers with 7 × The 24-hour online lending service enables the one-time use of credit and repayment at any time, helping enterprises solve temporary capital turnover problems.
Fourth, go deep into the park and protect and help enterprises through multiple channels China Minsheng Banking Corp.Ltd(600016) Shanghai Branch continued to carry out a series of activities of “traveling thousands of miles in the park, expanding thousands of buildings and connecting hundreds of chambers of Commerce”. Through the seven product service systems of “Yuanyi”, it comprehensively covered the development cycle of the park, served the operation ecology of the park, went deep into the demand scene of the park, and ensured that small, medium-sized and micro enterprises could survive the epidemic period smoothly through multiple channels and paths.
