On May 20, the housing and Urban Rural Development Bureau of Lu’an City, Anhui Province and other 10 departments jointly issued several policies of Lu’an City to deal with the epidemic, rescue warm enterprises and promote the steady and healthy development of the real estate market, clearly supporting the demand for rigid and improved housing, optimizing the supervision of commercial housing pre-sale funds and promoting the steady and healthy development of the real estate market.
According to the latest policy, the maximum amount of family provident fund loans paid by double employees is Shanghai Pudong Development Bank Co.Ltd(600000) yuan, and the maximum amount of family provident fund loans paid by single employees is 400000 yuan; When employees use the housing provident fund loan for the first time, the minimum amount for families with double employees is 400000 yuan, and the minimum amount for families with single employees is 300000 yuan. When employees buy new commercial houses in Lu’an City, they can withdraw the housing accumulation fund to pay the down payment for house purchase.
At the same time, the “opinions on further promoting the stable and healthy development of the real estate market” (LJF [2017] No. 84) stipulates that “all newly purchased commercial houses can be listed for trading only after obtaining the real estate property right certificate for two years”. Strictly implement the pre-sale price filing system for new commercial housing. Guide development enterprises to comprehensively determine the sales price based on land price, development cost, market conditions and other factors. The actual transaction price of commercial housing shall not be higher than the record price, and shall not be lower than 90% of the record price in principle.
In addition, the document also proposes to guide financial institutions to accelerate the implementation of policy requirements and reduce the interest rate of commercial individual housing loans for the first set of housing for resident families who borrow to buy ordinary self owned housing. Encourage the municipal market interest rate pricing self-discipline mechanism to actively strive for policy support from the provincial market interest rate pricing self-discipline mechanism.
