On the afternoon of May 20, it was rumored that the purchase restriction of second-hand houses in Nanjing was cancelled.
In this regard, the Chinese reporter of the securities firm immediately called the real estate trading centers in Liuhe District, Gaochun district and other districts of Nanjing, and the staff confirmed to the reporter: "just received the notice in the afternoon, Nanjing cancelled the restriction on the purchase of second-hand houses. There is no limit on the number of houses purchased by locals or outsiders, and there is no need for the purchase certificate."
. This is equivalent to the "official publicity" of the policy
However, it is worth noting that by about 6 p.m., there were rumors that the purchase restriction and deregulation policy in Nanjing had been stopped. The Chinese reporter of the securities firm immediately confirmed the news from a real estate agency in Nanjing. The agency said: "now the purchase restriction continues. Outsiders can only buy social security for six months. To buy a house, you still need a house purchase certificate."
So far, Nanjing has cancelled the "half day tour" of the purchase restriction policy of second-hand houses.
In this regard, the insiders interviewed by the Chinese reporter of the securities firm believe that the cancellation of the purchase restriction of second-hand houses in Nanjing and the purchase of houses without restrictions on the migrant population may cause a round of investment speculation. The loosening of local policies must adhere to the red line of "no speculation in housing", pay close attention to the feedback of the market on policies, and prevent the sudden increase of all kinds of speculative demand from interfering with the steady and healthy development of the real estate market.
Nanjing relaxed purchase restriction policy "half day tour"
On the afternoon of May 20, it was reported on the Internet that a real estate agent announced the cancellation of the purchase restriction of second-hand houses in Nanjing.
In this regard, the Chinese reporter of the securities firm immediately called the real estate trading centers in Liuhe District, Gaochun District, Lishui district and other districts of Nanjing for verification. The staff confirmed to the reporter: "just received the notice in the afternoon, there is no restriction on the purchase of second-hand houses in Nanjing. Whether locals or outsiders, there is no limit on the number of houses purchased, and there is no need for the purchase certificate."
in addition, the above staff also told the Chinese reporter of the securities firm that the purchase restriction policy of new houses in Nanjing remains unchanged
Subsequently, the official wechat "Nanjing Housing Association" of Nanjing Real Estate Association released the article "our city will further strengthen the support for reasonable housing consumption", which combed the three recent policies and measures, "since May 20, there is no need to provide house purchase certificate for second-hand housing transactions". This is equivalent to the "official announcement" of the purchase restriction and deregulation policy in Nanjing.
According to the article, in terms of optimizing the supporting policies for talent purchase, on the basis of the existing housing purchase restriction policies, class A, B, C, D and doctoral talents can purchase an additional set of housing. At the same time, the original scope of talent house purchase services will be expanded.
In terms of promoting the reasonable purchase of houses by the groups with just needed needs, from May 20, 2022, when the registered residence and non registered residence residents of the city purchase second-hand houses, they do not need to provide the purchase certificate to meet the reasonable purchase needs of new citizens and other groups with just needed needs.
In terms of increasing the loan amount of provident fund, from May 20, 2022, the maximum loan amount of housing provident fund will be adjusted from the current 300000 yuan / person and Shanghai Pudong Development Bank Co.Ltd(600000) yuan / household for both husband and wife to 500000 yuan / person and 1 million yuan / household for both husband and wife for the first time, so as to effectively reduce the purchase burden of rigid groups.
brokerage Chinese reporter learned that previously, the overall house purchase policy of Nanjing stipulated that outsiders need to provide social security certificates for 24 months in total within three years to buy their first house. On April 12, Nanjing Liuhe District and Lishui district took the lead in relaxing the purchase restrictions. When outsiders buy houses in Liuhe District and Lishui District, they only need to provide information such as ID card, Hukou book and social security certificate. At that time, there was no change in the purchase restriction policy in the main urban area of Nanjing, and the purchase of the first suite by outsiders still required 24 months of social security certificate within 3 years. On April 27, Nanjing once again relaxed the restrictions on the purchase of houses by outsiders. Within one year, Nanjing can buy a house after paying 6-month individual income tax or social security
The new deal on May 20 means that no matter in the main urban area or suburbs, whether locals or outsiders, as long as they buy second-hand houses, they no longer need proof of purchase, and there is no limit on the number of houses purchased. The restriction on the purchase of second-hand houses in Nanjing is completely liberalized.
It's rumored that the purchase restriction in Nanjing was relaxed in the evening, but it's worth paying attention to
The Chinese reporter of the securities firm immediately confirmed the news from a real estate agency in Nanjing. The agency said: "now the purchase restriction continues. Outsiders can only buy social security for six months. To buy a house, you still need a house purchase certificate."
So far, Nanjing has cancelled the "half day tour" of the purchase restriction policy of second-hand houses.
policy relaxation must adhere to the red line of "housing without speculation"
For the "half day tour" of the deregulation policy in Nanjing, Yan Yuejin, research director of the think tank center of E-House Research Institute, said that the cancellation of the purchase restriction of second-hand houses in Nanjing was stopped, indicating that there may be some new situations and problems in the current policy relaxation. From the perspective of second-hand housing, a similar migrant population can buy a house without constraints, which may cause a new round of speculation and even increase the demand for real estate speculation. Therefore, when local policies are relaxed, we also need to adhere to a basic red line, that is, "housing is not fried". We should pay close attention to the market's absorption and feedback of policies to prevent the sudden increase of all kinds of speculative demand from interfering with the steady and healthy development of the real estate market.
Li Yujia, senior researcher of Guangdong housing policy research center, also believed in an interview with Chinese reporters of securities companies that the cancellation of the purchase restriction of second-hand houses in Nanjing is intended to drive the recovery of the new housing market through the active trading of second-hand houses, but it may trigger the phenomenon of investment speculation, which is contrary to the national requirement of "no speculation in housing". At the same time, hot cities have entered the era of stock housing and do not need to build so many new houses. The practice of local governments is also contrary to the national requirement of "not using real estate as a short-term means to stimulate the economy".
According to the statistics of Zhongyuan Real Estate Research Institute, as of May 20, more than 56 cities had issued nearly 60 policies to stabilize the property market that month. From the perspective of policy content, it continues to be dominated by provident fund. Nearly 20 cities have increased the loan amount of provident fund and reduced the percentage of down payment, but more and more down payment reduction policies have begun to appear.
"in addition to local governments, the central bank has also begun to comprehensively stabilize the property market, and interest rate cuts and other policies have been issued frequently. On the whole, the strength of policies to stabilize the property market is getting stronger and stronger!" Zhang Dawei, chief analyst of Zhongyuan Real estate, said
However, Zhang Dawei pointed out that although the credit policy continues to be loose and the difficulty of lending has been fully alleviated, due to the epidemic and the improvement demand of hot cities, the credit policy is still strict, and the overall heat of the real estate market is rising very slowly. The market still expects more stable policies, and more cities are expected to speed up the pace of policy adjustmentcenter>
