Since the outbreak of this round of epidemic, the Shanghai international financial center has maintained a stable operation, the key financial infrastructure gathered here has operated smoothly, and many financial institutions have also actively supported the fight against the epidemic. With the gradual start of resumption of work and production, various financial institutions in Shanghai have launched a series of targeted measures to fully support enterprises to resume work, production and city, and help stabilize and smooth the supply chain of the industrial chain.
CCB Shanghai Branch will ensure that financial resources are inclined to the “white list” enterprises that resume work and production in Shanghai and the “white list” enterprises that resume work and production in the field of Commerce and trade, and strengthen the restoration of supply chain and the smooth flow of freight logistics. Relying on the online product advantage of “one point to the whole country” of the network supply chain, establish a rapid response mechanism to meet the 7 24-hour financing needs of industrial chain enterprises.
During the epidemic period, ABC Shanghai Branch reduced the loan interest rate of inclusive financial products such as Weijie loan, mortgage e loan and housing mortgage e loan again on the basis of the original preferential interest rate, so as to effectively provide financial assistance for the sustainable development of freight logistics enterprises.
Bocom Shanghai branch helps the upstream multi-level suppliers of core enterprises in many key industries, including Baoye group, to realize second level withdrawal by using the “quick and easy payment and second release” product; At the same time, relying on the system advantages of the supply chain platform, through online access to trade background and other materials, it has successively supported more than 200 upstream suppliers of 21 core enterprises such as CCCC Third Navigation Bureau and urban construction group to solve the urgent withdrawal needs of small and medium-sized suppliers during the epidemic.
extend supply chain loans across the board to help ship, automobile, steel and other industries
As a ship parts manufacturing enterprise, R company provides ship construction spare parts to shipbuilding enterprises in the Yangtze River Delta all year round. There are many core enterprises in the central enterprise group among downstream customers. Affected by the epidemic, the production in the factory area in Shanghai is basically at a standstill. Under the call of the municipal government to resume production, it is ready to gradually resume production. However, due to the tight supply of raw materials, Limited Logistics and transportation and slow change of capital week, the turnover of small and micro enterprises in a weak position in the industrial chain is difficult, and the resumption of production is facing great challenges.
Facing the difficulties of customers, CCB Shanghai Hongkou sub branch fully refined and implemented various financial assistance policies of the municipal branch, customized accurate financial service solutions for enterprises, and finally determined to solve the financial difficulties of enterprises through e-point network supply chain products according to the actual situation of enterprises. With the help of the remote office system and the assistance of the branch’s emergency garrison personnel, the loan was successfully granted a supply chain loan of 4 million yuan for R company in only one day from the business application, material submission, confirmation of the core enterprise to the approval and issuance of the branch, which robbed the time for the customers, solved the urgent needs of the customers, and opened up the “blocking point” of the capital flow of the enterprise’s resumption of work and production.
Relying on the first corporate dealer quick loan product in bocom system, Bank Of Communications Co.Ltd(601328) Shanghai branch supports the “eurometallurgical direct link” service financed by the downstream dealers of eurometallurgical cloud business, a subsidiary of Baowu group, a key core enterprise, to realize the full line processing of customer access, credit pre audit amount and loan Issuance / repayment, and has issued nearly 200 million yuan of loans to about 17 dealers on eurometallurgical smart platform in a contactless manner, It has continuously ensured the smooth operation of the iron and steel industry chain.
Tianfan company is one of Saic Motor Corporation Limited(600104) many suppliers. It mainly sells the auxiliary materials needed in automobile production such as adhesive glass cleaner, rubber block and filler under the German Henkel brand. At the same time, it is also one of the first batch of “white list” enterprises to resume production in Shanghai. Due to the epidemic, the main engine factories in Shanghai have slowed down the pace of production, and the external payment for goods has also been affected. However, the main engine factories in other places are still operating and producing normally. Zhengyuanyuan continues to put forward the supply demand to Tianfan company, and the shortage of funds has become a problem stuck in the head of the enterprise Shanghai Pudong Development Bank Co.Ltd(600000) Xuhui sub branch contacted the head office and branch in time and set up a special emergency response team after learning about the financing needs of the enterprise. Through efficient internal linkage, the financing amount of 10 million yuan was settled in the shortest time, which solved the urgent needs of customers.
Jiading District is a world-class automobile industry center. In order to fully support the resumption of work and production of small and medium-sized enterprises in the automobile industry chain, Industrial Bank Co.Ltd(601166) Shanghai Jiading sub branch, together with Shanghai Science and technology entrepreneurship center, Jiading District Science and Technology Commission and Shanghai International Automobile City (Group) Co., Ltd., held the activity of “financial assistance for automobile small and medium-sized enterprises”, Industrial Bank Co.Ltd(601166) Shanghai Branch SME department responsible person analyzed the impact of the current epidemic on the automotive industry chain, introduced Industrial Bank Co.Ltd(601166) the special policies and financial product solutions for supporting small and medium-sized enterprises in the automotive industry chain, and shared the bank’s core ficc product solutions around the recent exchange rate fluctuation risks in the international market to help enterprises avoid exchange rate risks.
solve the capital turnover problem of small and micro enterprises in the logistics industry in multiple ways
Financial institutions also pay special attention to the financial needs of logistics enterprises undertaking a large number of anti epidemic and people’s livelihood material transportation and rationing during the epidemic.
Agricultural Bank Of China Limited(601288) actively connects with small and micro enterprises in the logistics industry, helps enterprises to solve difficulties, helps them “go to the battle easily”, jointly solves the problem of ensuring smooth transportation, customizes personalized financial service schemes according to customer needs, and increases credit capital support and preferential policies.
Shanghai Youjia International Logistics Co., Ltd. insists on doing a good job in the transportation and transmission of epidemic prevention materials, provides personal protection guarantee for the front-line staff, and eliminates part of the transportation cost of protective clothing. However, facing the surge in supply demand, as a fledgling small and medium-sized enterprise, it has fallen into the problem of capital operation and turnover. After learning about the situation of the enterprise, Shanghai Zhabei branch of Agricultural Bank of China took the initiative to connect, handled the “micro quick loan” business of more than 1 million yuan for the enterprise in the fastest time, and gave preferential interest rate policies to help hold the “first” defense line of epidemic prevention with efficient financial services.
With the continuous expansion of storage demand, the order volume of Yiyan logistics company has increased rapidly, and the pressure of operating capital liquidity has gradually increased, especially during the epidemic prevention and control period. Zhabei branch of Agricultural Bank of China issued a pure credit loan of 1 million yuan for the enterprise according to the characteristics of insufficient collateral of the enterprise, and provided a package of basic settlement services according to the operation characteristics and production dynamics of the enterprise, effectively solving the company’s capital bottleneck and financial service demand.
Sto Express Co.Ltd(002468) downstream Logistics Co., Ltd. is a Sto Express Co.Ltd(002468) franchise network. Affected by the current round of epidemic, the business volume has declined sharply, and many express brothers are isolated at home, which has a great impact on the daily operation of the enterprise.
After knowing the situation, China Zheshang Bank Co.Ltd(601916) Shanghai Branch provides services to customers through supply chain distribution products. Relying on the historical transaction data between the enterprise and the core enterprise Sto Express Co.Ltd(002468) to issue loans for basic business purposes such as purchasing face orders from Shentong; At the same time, digital technologies such as electronic signature, face recognition and blockchain are used to help customers realize the steps of opening an account, signing a letter of authorization for credit investigation and withdrawing money in a full line way, and timely help small and micro logistics enterprises solve the problem of capital turnover.
