On April 29, Postal Savings Bank Of China Co.Ltd(601658) Changsha branch cooperated sincerely with Hunan Nongdan Changsha branch and successfully issued the first “xiangnongyundan” loan business of 500000 yuan. The loan took less than three days from business acceptance, on-site investigation, business approval, Nongdan underwriting, contract signing to loan release. The acceleration of “Xiangnong Yundan” project is an important achievement of Postal Savings Bank Of China Co.Ltd(601658) and the digital transformation and Rural Revitalization of Hunan Nongdan.
“Xiangnong Yundan” is a new business model innovated and developed by Postal Savings Bank Of China Co.Ltd(601658) and Hunan Nongdan on the basis of sincere cooperation, mutual trust and mutual recognition. Through multi-party cooperation between government, bank and enterprise, using the “Xiangnong cloud code” QR code and Nongdan business system, the qualified high-quality entity name list is screened and summarized to form a new agricultural business entity database. The customers of the new agricultural business entity enter, pay The whole process of online operation such as online approval applies for loans, which are then allocated to the recommended banks. The “Xiangnong Yundan” adopts the pure credit counter guarantee mode, which effectively reduces the “threshold” of agricultural guaranteed loans and provides more accurate and effective financial services for new agricultural business entities.
The branch will always adhere to the orientation of serving “agriculture, rural areas and farmers”, urban and rural residents and small and medium-sized enterprises, constantly innovate the financial service mode, vigorously promote the digital transformation of “agriculture, rural areas and farmers”, constantly inject scientific and technological force into the traditional resource endowment, create a service mode of Wuxi Online Offline Communication Information Technology Co.Ltd(300959) organic integration, and explore a road of Rural Revitalization with Postal Savings Bank Of China Co.Ltd(601658) characteristics and enabled by financial science and technology.
