Since the beginning of this year, covid-19 pneumonia has spread in many places within the jurisdiction of Jiangsu Province. The situation of prevention and control is complex and severe, and the “slow key” has been pressed in many places. Faced with the new changes and impacts of the epidemic, the Bank Of Jiangsu Co.Ltd(600919) insurance industry has thoroughly implemented the decisions and arrangements of the CPC Central Committee, the State Council, the provincial Party committee and the provincial government, deeply implemented the concept of “people-centered”, took the initiative to act, increased financial support for epidemic prevention and control and economic and social development, ensured smooth logistics and promoted the circulation of industrial chain supply chain.
Policy guidance and practical measures
In February, Jiangsu Banking and Insurance Regulatory Bureau issued the notice on the banking and insurance industry supporting the good start of Jiangsu’s economy, proposing nine measures, such as accurately helping enterprises with financing and relief, continuously promoting the incremental expansion of small and micro finance, strengthening the credit extension of manufacturing industry and giving full play to the function of insurance guarantee. In April, Jiangsu Banking and Insurance Regulatory Bureau, together with relevant departments, issued the notice on further strengthening financial support, helping epidemic prevention and control and promoting sustained and healthy economic and social development, proposing 12 measures in four aspects: stabilizing credit supply and promoting fee reduction and profit transfer. Suzhou, Suqian, Xuzhou and other bancassurance sub bureaus also issued relevant policies and measures for financial “benefiting enterprises and people” for the first time in view of the local epidemic. Changzhou banking and insurance regulatory branch, together with the municipal local financial regulatory bureau and Changzhou central sub branch of the people’s Bank of China, jointly issued the notice on further strengthening financial services during epidemic prevention and control, and put forward eight financial services measures. Wuxi banking and insurance regulatory branch sorted out and compiled 113 characteristic financial products of banking and insurance institutions that benefit enterprises and people, help epidemic prevention and control and economic development, and issued the proposal of “heart to heart” to overcome difficulties through the association’s official account.
Special affairs shall be handled specially to open up a green channel
Taking the “epidemic” as the order, adhering to the principle of “special affairs, urgent affairs and urgent affairs”, simplify the service process to ensure timely and rapid response to the needs of financial services in case of emergency.
Ensure smooth logistics of service materials. CDB Jiangsu Branch issued a special loan of 500 million yuan to support the purchase, storage and transportation of epidemic prevention, logistics support and other materials in Nanjing and Jiangsu Lianyungang Port Co.Ltd(601008) two places. CCB Jiangsu Branch has increased credit support for logistics enterprises, and has invested 2.6 billion yuan in loans to 3242 logistics enterprises this year. After the outbreak of the “February 13” epidemic, the Bank Of Suzhou Co.Ltd(002966) organization took the initiative to connect with the production enterprises of important materials for epidemic prevention and control and upstream and downstream enterprises, and urgently provided nearly 1000 loans and 3.3 billion yuan of credit support to relevant enterprises. For example, Bank Of China Limited(601988) Suzhou Branch took the initiative to connect with a key pharmaceutical enterprise, opened up a green channel, and quickly issued a working capital loan of 130 million yuan on February 15 to ensure that the enterprise purchases drugs on schedule. On March 6, Jiangsu Lianyungang Port Co.Ltd(601008) covid-19 branch responded quickly and issued a green credit of 64 million yuan to Jiangsu Lianyungang Port Co.Ltd(601008) Haizhou modern agricultural demonstration park to ensure smooth green Shenzhen Agricultural Products Group Co.Ltd(000061) sales and transportation channels and Bank Of Jiangsu Co.Ltd(600919) Jiangsu Lianyungang Port Co.Ltd(601008) branch to ensure the stable production and supply of green Shenzhen Agricultural Products Group Co.Ltd(000061) during the epidemic.
Actively guarantee the construction of anti epidemic facilities. Suqian banking institutions have issued 381 million yuan of loans to 13 anti epidemic enterprises to ensure the construction of emergency projects such as shelter hospitals. On April 3, after knowing the financing needs of local governments for the construction of anti epidemic facilities, Suqian branch of ICBC took immediate action and completed the whole process of acceptance, approval and issuance of 150 million yuan of anti epidemic loans in only one day China Everbright Bank Company Limited Co.Ltd(601818) Wuxi Branch timely added 50 million yuan of credit support to the contractor of covid-19 designated hospital emergency reconstruction project.
Precise service to solve urgent problems
“Basic services” are not closed during the epidemic period. Banking and insurance institutions within their jurisdiction reasonably adjust their business outlets and business hours, respond in time to meet the basic financial demands of enterprises and residents, and fully ensure the quality and efficiency of financial services during the epidemic Postal Savings Bank Of China Co.Ltd(601658) Jiangsu branch adopts emergency measures such as shift operation, on-site rotation and shift authorization to ensure timely and accurate entry of customer funds, epidemic prevention funds and treasury funds. Zijin rural commercial bank optimized the way of providing loan materials during the epidemic, replaced those who could not obtain paper business certification materials in time by screenshots, photos and other forms, and supplemented them in place according to the original requirements within one month after the epidemic was alleviated, so as to minimize the impact on customers’ loan approval and renewal.
Jiangsu Changan insurance company and other insurance agencies × 24-hour telephone report acceptance and claim settlement consulting services to effectively ensure customers’ service needs such as insurance renewal and claim settlement.
At the same time, online services “do not drop”. Banking and insurance institutions within their jurisdiction actively rely on financial technology innovation services to optimize online banking, mobile banking, wechat applet and other online processing channels, so as to effectively ensure the smooth flow of “non-contact” financial services. The Jiangsu Branch of Agricultural Development Bank of China has added the functions of opening an account, issuing a bank draft and depositing corporate time deposits in the mobile bank. Since February, 24000 transactions and 67.8 billion yuan have occurred through electronic channels. Enterprises can easily handle capital settlement without leaving their homes.
