Several banks in Guangzhou implemented mortgage deferred repayment, and Guangdong implemented mortgage deferred repayment for 46000 households

The central bank previously said that it had jointly issued a notice with multiple departments to make it clear that financial institutions should reasonably postpone the repayment period for people affected by the epidemic. In Guangzhou, Guangdong, several banks have followed up the policy and started to implement it. The reporter visited relevant banks and learned that individual housing loan customers affected by the epidemic can enjoy service support including delaying repayment time, extending loan term and adjusting bill plan after providing information review Industrial And Commercial Bank Of China Limited(601398) Guangzhou Dongfeng East Road No. 3 sub branch’s loan department said that the maximum grace period for the principal of housing loans is three months.

It is understood that since the outbreak of the epidemic in 2020, banking institutions in Guangdong have postponed the repayment of 46000 households affected by the epidemic, involving more than 30 billion yuan of loans and more than 7 million yuan of penalty interest. Among them, 772 households have handled the deferred repayment of housing loans since 2022.

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