"We finally have the funds to buy feed and improve the breeding environment, so we can get through the impact of the epidemic smoothly." A loan has raised eyebrows for mountain black pig farmers in Yongji County, Jilin Province.
Since March this year, Jilin City, Jilin Province has been hit by a new round of epidemic. According to the requirements of epidemic prevention and control, all localities have implemented static management, blocked roads and few logistics vehicles. Mountain black pig farmers in Yongji County, Jilin City are facing difficulties in transportation and unable to get out of the market. In order to meet the urgent needs of farmers, Industrial Bank Co.Ltd(601166) Changchun branch actively connected with Jilin Agricultural Financing Guarantee Co., Ltd. and Jilin jingqishen Organic Agriculture Co., Ltd., innovatively launched the "golden pig loan" to provide working capital loans to farmers in time. Up to now, 18.64 million yuan of loans have been granted to 8 professional farmers, effectively solving the financing problems of upstream farmers of core enterprises and ensuring the stable price and supply of meat market during the epidemic.
Northeast China is China's Shenzhen Agricultural Products Group Co.Ltd(000061) important supply base and the largest commodity grain production base, playing an important role in the national food security strategy. In order to ensure China's food security and Shenzhen Agricultural Products Group Co.Ltd(000061) supply, Industrial Bank Co.Ltd(601166) launched measures to support the anti epidemic work in Jilin Province and other provinces and regions with serious epidemics, adhered to "ensuring safety and stable development", strengthened responsibility, gave full play to the advantages of financial services, promoted the effective transmission of financial support policies, took accurate measures, and took multiple measures to ensure that the epidemic prevention and control was not lax and that production and supply were not delayed. By the end of March, Industrial Bank Co.Ltd(601166) in the three northeastern provinces, the balance of agriculture related loans was about 14.2 billion yuan, an increase of about 10% over the beginning of the year.
baochungeng: stabilize the Northeast granary
The seed acts as the "Chinese core", and the bean flower fragrance floats in the black land. Heilongjiang Province has unique land resources, high-quality seed production base and a large number of agricultural scientific research institutions and researchers. These advantaged conditions provide strong support for the important Shenzhen Agricultural Products Group Co.Ltd(000061) stable production and supply and scientific and technological innovation of seed industry.
The "fertile land" of the field is also the "hot land" of financial services Heilongjiang Agriculture Company Limited(600598) Kenfeng Seed Industry Co., Ltd., subordinate to Heilongjiang Agriculture Company Limited(600598) group, is a modern state-owned holding seed industry company with complete industrial chain and multi crop operation Industrial Bank Co.Ltd(601166) Harbin branch learned about the shortage of funds for spring ploughing preparation of Kenfeng seed industry, quickly opened a green approval channel for enterprises, provided preferential interest rates, and completed a loan of 180 million yuan in only two days, which greatly improved the financing efficiency of enterprises and reduced the financing cost of enterprises. In addition, in order to ensure the supply of chemical fertilizer during spring ploughing, the branch also lent a total of 220 million yuan to seven subsidiaries of Heilongjiang Agricultural Materials Group, ensuring sufficient resources in the spring ploughing chemical fertilizer market.
How can we stabilize the big granary in Northeast China when the epidemic situation is raided, but farmers don't wait Industrial Bank Co.Ltd(601166) actively respond to national policies, open up green approval channels, implement preferential interest rates, comprehensively use diversified financial products, implement accurate policies, and fully support the resumption of work and production of agricultural materials and agricultural production enterprises such as seeds, chemical fertilizers, pesticides, modern farms and breeding enterprises.
With the help of the green approval channel, Liaoning pesticide Co., Ltd. quickly obtained a loan of 50 million yuan issued by Industrial Bank Co.Ltd(601166) Shenyang Branch, which was able to make a calm overall scheduling, greatly alleviate the "trouble of goods preparation" and "pressure of capital turnover", and ensure the smooth flow of distribution network and transportation channels.
"The severe epidemic situation poses a great challenge to the centralized preparation of pesticide distribution enterprises. Once there is a problem in pesticide supply and the best prevention and control opportunity is missed, it will directly affect the progress of spring ploughing in the region and bring heavy losses to agricultural production. Thank Industrial Bank Co.Ltd(601166) for sending Pratt & Whitney timely rain." The person in charge of Liaoning pesticide Co., Ltd. said.
With the help of Industrial Bank Co.Ltd(601166) finance, Liaoning pesticide Co., Ltd. relies on the unique advantages of Liaoning supply and marketing cooperatives in "undertaking the allocation function of means of production such as pesticides, chemical fertilizers and agricultural film", carries out "point-to-point" supply, and implements the sales mode of "online ordering, offline distribution and door-to-door delivery", so as to realize the timely "arrival, village and household" of pesticide products, Effectively guarantee the "sufficient quantity, stable price and excellent service" of spring farming agricultural materials during the epidemic prevention and control period.
It is reported that in the process of financial support for spring ploughing during the epidemic period, Industrial Bank Co.Ltd(601166) also gave play to its scientific and technological advantages, innovated online financing methods, and unblocked enterprise financing channels by relying on the mode of "core enterprises in the industrial chain + upstream suppliers". The Harbin branch of the bank issued a loan of 9.6 million yuan to the double harvest crop planting professional cooperative in limudian Town, Zhaodong city in only one day through the online financing "e-ticket loan" product, so as to effectively ensure the capital demand of the cooperative for purchasing spring farming agricultural materials.
"Now through Industrial Bank Co.Ltd(601166) online financing 'e-bill loan' product, online financing is realized immediately after receiving commercial bill acceptance bill, and the interest rate is relatively low, which solves a big problem for the new agricultural business entity of farmers' cooperatives like us." The person in charge of the cooperative said happily.
A grain of millet is planted in spring and ten thousand seeds are harvested in autumn Industrial Bank Co.Ltd(601166) give full play to the role of finance, deeply cultivate fertile soil, know agricultural conditions, solve agricultural needs, eliminate agricultural worries, increase credit support for enterprises preparing for spring ploughing, and contribute financial strength to national food security.
To keep the supply of the '' and " basket "
During the epidemic period, the circulation and supply of Shenzhen Agricultural Products Group Co.Ltd(000061) were related to the "rice bag" and "vegetable basket" of thousands of households. Industrial Bank Co.Ltd(601166) continued to increase financial support for agricultural production and circulation enterprises, helped enterprises and farmers get through the "blockage" of Shenzhen Agricultural Products Group Co.Ltd(000061) circulation, and transported high-quality Shenzhen Agricultural Products Group Co.Ltd(000061) to thousands of households.
Jilin Dexiang group is a national agricultural leading industrial enterprise. Its subsidiary Jilin Dexiang Food Co., Ltd. is an epidemic protection enterprise in Jilin Province, mainly supplying people's livelihood products such as chicken, eggs and so on. Knowing that the outstanding loan balance of 29 million yuan of the enterprise in Changchun Branch is about to expire, considering the impact of the epidemic situation, Industrial Bank Co.Ltd(601166) took the initiative to match the "continuous loan" without principal repayment to support the enterprise to tide over the difficulties and ensure the needs of people's livelihood.
The stability of farming, fruits and vegetables and other agricultural industrial chains is not only related to the increase of farmers' production and income, but also related to the gold content of citizens' "vegetable basket". It is an agricultural field supported by Industrial Bank Co.Ltd(601166) in Northeast China.
As an important advantageous beef cattle producing area in China, Jilin Province has made concerted efforts to build a national "big meat bank", and the beef cattle breeding industry has developed rapidly.
Haoyue group is the largest beef cattle breeding and processing enterprise in the province. It is a supply guarantee enterprise in Jilin Province during the epidemic. In order to ensure the normal operation of the enterprise and the supply of beef cattle in the market, Industrial Bank Co.Ltd(601166) Changchun Branch established a green credit approval channel, and issued 51 million working capital loans to Haoyue group through video underwriting, online audit and other shortcuts for the purchase of stable production and supply of beef cattle.
Dalian cherry is famous all over the country and has set up a "wealth umbrella" for local farmers. Since the middle of March, Dalian shed cherries have been listed one after another. In the cherry shed in Dalianpao village, Qidingshan street, Jinpu new area, red big cherries are hung with branches. The staff of a fruit industry group in Dalian are busy purchasing the big cherries just picked by fruit farmers.
"This year's cherry acquisition, we are particularly confident, because Industrial Bank Co.Ltd(601166) gave us online loans, which helped us and many cherry farmers." The person in charge of the enterprise said, however, affected by the epidemic, many fruit farmers in Dalian Jinpu new area have unsalable cherry products, the price has fallen, and fruit farmers are facing difficulties.
According to the staff of the enterprise, the storage time of cherry fruit is short. After picking, it must be transported to the sales place in time. If there is any delay, it will cause huge losses to the enterprise. At the same time, the company will also help fruit farmers solve the problem of difficult fruit sales, which has brought great pressure on the working capital of enterprises Industrial Bank Co.Ltd(601166) Dalian Branch, after learning about the needs of the enterprise, immediately extended a helping hand, using Industrial Bank Co.Ltd(601166) online financing product "quick and easy loan" to approve and issue a credit loan of 2 million yuan, which solved the urgent needs of enterprises and cherry farmers and ensured that delicious big cherries were listed on time and put into the public's fruit sector.