Recently, the general office of the State Council issued the opinions on promoting the development of individual pensions. In response to the relevant requirements of the opinions, Ping An Insurance (Group) Company Of China Ltd(601318) said that the insurance industry, as an important participant in the endowment insurance system, can give play to professional abilities such as commercial insurance development and design, long-term capital investment management and medical and health ecological integration, enrich the construction of the third pillar and promote the development of personal endowment insurance.
As an important participant in the third pillar of pension, Ping An Insurance (Group) Company Of China Ltd(601318) introduced that thanks to its long-term efforts in the field of comprehensive finance and medical health ecosystem, Ping An Insurance (Group) Company Of China Ltd(601318) has accumulated many advantages, such as comprehensive financial one-stop account, operation experience of pension and pension insurance products and professional investment management ability, and has made great achievements in pension product development, high-end pension and home-based pension service innovation Pension professional investment management and other fields took the lead in the layout, and accumulated good brand advantages and market influence.
After more than 30 years of development, Ping An Insurance (Group) Company Of China Ltd(601318) has established a relatively complete development system of comprehensive financial group, covering life insurance, endowment insurance, banking, fund, trust, asset management and other fields Ping An Insurance (Group) Company Of China Ltd(601318) believes that relying on its comprehensive financial advantages, the company has a huge customer base with different wealth levels and personalized product system, as well as a large number of offline outlets and service teams. With a large customer base, rich product structure and wide service contacts, the company has laid a good foundation for promoting the construction of personal pension system.
In terms of the operation of individual pension products, Ping An Insurance (Group) Company Of China Ltd(601318) introduced that the company has rich experience in the development, design and provision of pension insurance. Combined with the needs of the market, the company has designed many popular products such as annuity insurance, health insurance, long-term care insurance, disability insurance and life insurance, and has rich experience in the operation of personal pension products. Taking ping an endowment insurance as an example, Ping an endowment insurance is the first professional endowment insurance company in China. Its business scope covers group endowment insurance and annuity business, individual endowment insurance and annuity business, and has accumulated profound professional ability and market influence in pension product development, asset management and service supply.
Unlike other financial capital management companies, the source of insurance funds is relatively long-term stable, suitable for the long-term management of pension funds, which can effectively avoid the impact of short-term fluctuations and provide customers with cross cycle, safe and stable investment income Ping An Insurance (Group) Company Of China Ltd(601318) said that the company's Ping an asset management, Ping An fund, Ping An financial management, Ping An Trust and Ping An Securities have built a professional and comprehensive pension investment management system and capacity-building. Ping an asset management ranks among the top 50 global asset management companies and is the largest and most influential asset management company in China; Ping An Trust is one of the trust companies with the strongest capital strength in China. By the end of December 2021, the entrusted asset management scale was 461.3 billion yuan; In China, Ping An fund is also one of the asset management institutions that arranged the pension fof earlier. Ping An fund ranks in the forefront of the industry in terms of product quantity and product performance.
In addition, Ping An Insurance (Group) Company Of China Ltd(601318) said that focusing on the differentiated insurance needs of customers, relying on the advantages of "Online + offline" medical ecosystem, the company has created a comprehensive elderly care service model of "insurance + health management", "insurance + high-end elderly care" and "insurance + home-based elderly care" to provide customers with warm insurance services.
