Recently, Beijing Centergate Technologies (Holding) Co.Ltd(000931) fengtaiyuan small and medium-sized enterprise Kangyang pioneer (Beijing) biomedical Co., Ltd. successfully obtained the bank’s approval and loan through the new financing mode of “insurance + Bank + technology” in fengtaiyuan, which effectively alleviated the financial pressure. It is reported that this is the “first order” of Fengtai Park through the new financing mode of “insurance + Bank + technology”. This financing mode is an innovative financing mode launched by Fengtai Park to deepen the accurate service of small and medium-sized enterprises, and the park management committee builds a platform to give full play to the advantages of bank financing, insurance risk control / credit enhancement and scientific and technological guarantee, providing a comprehensive financial solution for small and medium-sized enterprises in the park.
“As a small and medium-sized enterprise, there are some difficulties in obtaining bank financing due to the limitations of enterprise operating income, profitability, its own scale and industry status.” According to the relevant person in charge of Zhongyao Kangyang company: “the ‘Insurance + Bank + technology’ accounts receivable financing mode launched by Fengtai Park Management Committee provides us with ‘accurate service’, which is very helpful to the development of the enterprise.”
Li Fei, director of Fengtai Park Enterprise Service Center, introduced that Fengtai Park has gathered elements of scientific and technological innovation, with more than 1120 national high-tech enterprises and a large number of small and medium-sized enterprises. Fengtai Park has accurately positioned the difficulties and pain points of the current “financing difficulties” of small and medium-sized enterprises in the in-depth development of small and medium-sized enterprise services.
To this end, Fengtai Park has actively implemented the list of practical things for “specialized and special” small and medium-sized enterprises promoted by the State Council, flexibly and accurately used a variety of financial policy tools, actively contacted a number of banks, insurance and other financial institutions, and explored and formed an innovative financing mode of accounts receivable of “insurance + Bank + technology” in combination with the characteristics of enterprises in the park.
After the implementation of the “first order”, Fengtai Park will further promote the implementation of the “insurance + Bank + technology” credit insurance premium subsidy policy for accounts receivable financing, give play to the professional advantages of banks, insurance brokers, insurance companies, technology platforms and other parties through the government to build a platform, reduce the financing cost of enterprises, improve the financing efficiency of enterprises, and effectively expand the sales mode and anti risk ability of enterprises.
