On April 18, the reporter of Shanghai Securities News learned that some banks in Nanjing lowered the housing loan interest rate again, with the first house lending rate as low as 5.2% and the fastest one week.
According to the staff of the Credit Department of Bank Of Jiangsu Co.Ltd(600919) a branch, the Nanjing mortgage interest rate remained at about 6% last year. At the beginning of this year, several banks took the lead in reducing the interest rate, which was 5.5% – 5.8%. At the beginning of April, the interest rate of several banks was still concentrated at 5.4% – 5.6%. On April 18, a number of banks lowered the mortgage interest rate again, focusing on 5.2% – 5.4%. The lending time is also shortening, and the approval is completed as soon as one week. In addition, a few banks said that the second-hand housing loan interest rate can also enjoy a variety of preferential discounts, depending on the housing quality and personal credit.
