At present, the epidemic situation in China and the province is sporadic and frequent, which has affected the production and life of some areas. The difficulties of small and micro enterprises, individual industrial and commercial households, especially the market players in service industries such as freight logistics, have intensified.
On April 17, the reporter of Securities Daily learned from Shanxi banking and insurance regulatory bureau that Shanxi banking and Insurance Regulatory Bureau adheres to the political and people-oriented nature of financial work, resolutely implements the decision-making and deployment of the CPC Central Committee and the State Council on epidemic prevention and control and economic and social development, and actively implements the requirements of the banking and Insurance Regulatory Commission, the provincial Party committee and the provincial government on increasing the financial support and guarantee for the smooth logistics, the doubling of market subjects and the recovery and development of difficult industries in the service industry, Issued the notice of Shanxi banking and Insurance Regulatory Bureau on fully supporting the work related to epidemic prevention and control and freight logistics, issued 14 working measures in five aspects, guided and promoted the banking and insurance institutions in the province to further establish the people-centered development idea, strengthened financial services, and fully supported and assisted all kinds of market entities and new citizen groups to relieve difficulties and resume development, so as to win the battle of epidemic prevention and control Provide strong financial support and guarantee for economic recovery and development.
First, expand financial supply to meet effective financial demand. We will appropriately give preferential loans to transportation enterprises and individual industrial and commercial households, and increase credit support and insurance coverage for market players and people involved in epidemic prevention and control and people's livelihood.
Second, focus on ensuring people's livelihood and strengthening financial rescue assistance. We will increase financial assistance to truck drivers, new citizens such as migrant workers in cities, extend repayment to customers who repay personal consumption and housing loans affected by the epidemic, and do a good job in customer credit investigation and protection. We will guide and make good use of the extension, extension and renewal of loans without repayment of principal, provide financial relief support for distressed industries such as logistics and transportation, accommodation and catering, wholesale and retail, cultural tourism and epidemic prevention and supply enterprises, and do not blindly withdraw, cut off and pressure loans.
Third, optimize the allocation of resources and improve the quality and efficiency of financial services. We will open up green service channels for epidemic prevention, supply guarantee and livelihood guarantee enterprises to improve service efficiency. The business process realizes "one-time notification", makes good use of the online service mode, avoids cross infection, adjusts the interest settlement method for troubled and guaranteed supply enterprises according to the application, alleviates the capital pressure of enterprises and improves the service level. Encourage interest rate reduction and profit transfer and reduce financing costs.
Fourth, innovate ways and means to expand the coverage of financial services. Strengthen the financing and credit enhancement role of guarantee companies and credit information big data, and support all kinds of market subjects and new citizen groups, especially troubled industries, guarantee and supply enterprises and personnel to easily access financial services.
Fifth, strengthen internal management and effectively protect the rights and interests of consumers. Ensure that bancassurance services do not stop during the epidemic, unblock complaint channels, and safeguard the rights and interests of financial consumers. Strengthen fund management to prevent financial funds from being misappropriated, lent or used for other purposes.
