Beijing Banking and Insurance Regulatory Bureau reported on April 2 that in recent years, Beijing Banking and Insurance Regulatory Bureau has continuously promoted the anti insurance fraud work to a new level by deepening the joint prevention and control mechanism, promoting multi sectoral division of labor and cooperation, and strengthening consumer publicity and education.
Under the guidance of Beijing banking regulatory bureau, the insurance industry promptly found and reported clues to the fraud cases, actively cooperated with the Beijing public security organs in carrying out special crackdown operations. In the past three years, 200 cases of insurance fraud were cracked up, 51 criminal gangs were successfully knocked down, 216 suspect were arrested, 49 million 463 thousand and 500 yuan involved, 194 million 977 thousand and 100 yuan in damages, and the insurance fraud crime was severely cracked down. Effectively deterred the fraudsters.
In view of the development trend of gang, specialization and networking of insurance fraud, Beijing Banking and Insurance Regulatory Bureau has paid close attention to the construction of joint prevention and control mechanism. First, constantly upgrade the cross departmental cooperation mechanism of Beijing police and insurance. On the basis of signing the memorandum of cooperation on anti insurance fraud with Beijing public security and traffic management departments in the early stage, in 2021, it took the lead to jointly establish a four-way exchange and consultation mechanism on anti insurance fraud with the economic investigation team of Beijing Public Security Bureau, Beijing Insurance Industry Association and China Bancassurance Corporation, gradually expand cooperation in business fields such as automobile insurance, health insurance and property insurance, and carry out targeted attack, prevention and supervision of insurance fraud.
The second is to preliminarily explore the cross regional anti fraud coordination of insurance in Beijing, Tianjin and Hebei. On the basis of the original auto insurance anti fraud cooperation mechanism of Beijing Tianjin Hebei Insurance Industry Association and relying on the data support of China bancassurance, a data sharing mechanism for total loss vehicles, flooded vehicles and high-risk information in the three insurance industries has been preliminarily established to continuously promote cross regional anti fraud cooperation.
The Beijing Banking and Insurance Regulatory Bureau said that in the next step, it will continue to implement the work deployment of the CBRC on anti fraud, further deepen cross sectoral and cross regional cooperation, and promote the construction of an integrated anti insurance fraud cooperation mechanism of discovery, identification, research and judgment and combating. At the same time, promote the complementary advantages of information and data of relevant risk systems of supervision and public security departments, promote the interoperability and integration of anti fraud work of banks and insurance, strengthen publicity, do a good job in anti fraud policy publicity and financial consumer education, continue to purify the financial market environment and effectively prevent financial risks.
