Recently, the Shanghai Banking and Insurance Regulatory Bureau said that at present, Shanghai is in a critical stage of epidemic prevention and control. In order to minimize the impact of the epidemic on economic and social development, the Shanghai Banking and Insurance Regulatory Bureau, in accordance with the relevant requirements of the CBRC, the Shanghai municipal Party committee and the Shanghai municipal government, has unified thinking and consensus, guided the Bank Of Shanghai Co.Ltd(601229) insurance industry to shoulder special responsibilities, take special responsibilities, and strengthen the epidemic prevention industry, urban security, small and micro enterprises Financial support in key areas such as foreign trade enterprises, spare no effort to help enterprises rescue and protect people’s livelihood, resist the “cold spring” of the epidemic with the warm financial current, and work together towards the spring.
help the epidemic prevention industry to attack
In the key link of anti epidemic research, the bank will strengthen the key link of anti epidemic prevention and control, such as accurate blood transfusion, insurance and other key links in the chain of anti epidemic prevention and control.
Bank Of Communications Co.Ltd(601328) Shanghai branch adopts the on-the-spot review mode to establish an urgent green channel for enterprises fighting in the front line of epidemic prevention, and actively provides a credit line of 10 million yuan for covid-19 virus nucleic acid detection unit decoding (Shanghai) Biomedical Technology Co., Ltd., which helps enterprises withdraw money to buy testing reagents at the first time, effectively alleviating the pressure of nucleic acid detection in medical institutions in Shanghai.
Hua Xia Bank Co.Limited(600015) Shanghai Branch learned that the demand for epidemic prevention materials such as protective clothing and isolation clothing produced by a company increased sharply, immediately organized personnel to carry out field investigation, opened a green channel, provided a credit scheme of 19.5 million yuan, continued to accelerate the process, alleviate the impact of the epidemic on the production and operation of enterprises, and ensure the supply of epidemic prevention and control materials for Red Cross Foundation and other units.
Bank Of Nanjing Co.Ltd(601009) Shanghai Branch Paimo responded quickly after learning about the urgent capital needs of core superbiology, a key enterprise in virus detection, and issued a working capital loan of 5 million yuan to the enterprise to provide effective capital guarantee for the enterprise to purchase reagent materials.
Hengkang insurance agent quickly coordinated with relevant insurance companies to successfully help relevant institutions complete the insurance of biomedical human clinical trial liability insurance of “vv116 phase II / III international multi center large-scale clinical trial”, so as to meet the special needs of high urgency and high guarantee for clinical research in the treatment of covid-19 pneumonia.
service for people’s livelihood and operation guarantee
At present, Shanghai is carrying out nucleic acid screening and control level by level according to the principle of fragmentation and grid. In order to help ensure the safe operation of the city and maintain the stability and order of people’s normal production and life, Shanghai Banking and Insurance Regulatory Bureau urges institutions under its jurisdiction to quickly respond to the needs of people’s livelihood, promote the price and stable supply of main and non-staple foods and improve the convenience of medical treatment.
Shanghai Huarui bank opened up a green channel for the first time, providing 30 million yuan of financial support to a key breeding enterprise in Shanghai that supplies pork and other staple and non-staple foods, alleviating the surge in production, storage and transportation pressure of enterprises, and providing assistance for ensuring the supply and operation during the epidemic.
China Everbright Bank Company Limited Co.Ltd(601818) Shanghai Branch learned that a large food group in Shanghai provided milk, vegetables, meat, rice and other food for the flow control staff of the municipal CDC. Due to the increased epidemic prevention and control efforts, it was faced with financial constraints. Therefore, it strengthened the linkage between the head office, branches and sub branches, completed all project processes such as approval and payment within 3 working days, and successfully issued 3 billion SCP bonds to minimize the financing cost of enterprises.
Shanghai Pudong Development Bank Co.Ltd(600000) Credit Card Center provides takeout ordering and discount services through “66 mall” for customers who are sealed and isolated during the epidemic, delays the expired coupon codes caused by isolation and closure or merchant closure, and cooperates with multiple platforms to continue e-commerce consumption activities and encourage online contactless shopping.
AIA life, together with the Shanghai First People’s Hospital and the International Department of Shanghai Children’s Medical Center, launched online medical consultation on the epidemic situation, bringing professional services and warm guarantee to thousands of families in Shanghai. TPL Shanghai branch took the initiative to open the “24-hour telephone doctor” VIP service to all TPL customers free of charge during the epidemic period, and opened 7 × 24-hour comprehensive medical and health telephone consultation services to alleviate the difficulty of medical treatment during the epidemic.
support Pratt & Whitney microenterprises to overcome difficulties
In view of the survival difficulties of enterprises under the epidemic, the Shanghai Banking and Insurance Regulatory Bureau asked the institutions under its jurisdiction to strengthen the financial guarantee for enterprise customers with short-term operation difficulties due to the epidemic, promote the reasonable growth of credit for small and micro enterprises and private enterprises, and steadily achieve the goal of “two increases”.
Shanghai Rural Commercial Bank simplified the business review process, held internal review by video, and tried to review the loans to small and micro enterprises within three working days. Since March, it has invested about 1.35 billion yuan in loans to more than 400 inclusive small and micro enterprises.
China Citic Bank Corporation Limited(601998) Shanghai branch actively promotes online credit products and provides financial support for upstream and downstream small and micro enterprises of large and medium-sized enterprises through online supply chain financial products such as “commercial ticket e-Loan” and “silver ticket e-Loan”, so as to help ensure the stability of the supply chain; Financial support has been provided for imported small and micro enterprises through “tariff e loan” products, with an investment amount of nearly 100 million yuan since this year.
Shanghai Pudong Development Bank Co.Ltd(600000) Shanghai Branch has made a series of online financial service combinations for small and micro enterprises to stabilize and ensure the supply of credit resources. Since March, through the online credit service mode of “financing easy” and “Puyin express loan”, it has provided personal business loan support to more than 450 small and micro enterprise owners and solved the urgent needs of small and micro enterprise owners living in isolation.
support the stable operation of foreign trade enterprises
Focusing on the construction needs of Shanghai international financial center, Shanghai Banking and Insurance Regulatory Bureau supervised the institutions under its jurisdiction to implement the requirements of stabilizing foreign trade policies and further stabilize the industrial chain and supply chain.
The Export Import Bank Shanghai Branch successfully issued 188 million yuan of risk sharing transfer loans to Shanghai Rural Commercial Bank for small and micro foreign trade enterprises, which is specially used to support the development of small and micro foreign trade enterprises in Shanghai and effectively support more than 50 inclusive small and micro enterprises with import and export performance, including many specialized, special and new enterprises and high-tech enterprises. The weighted average interest rate of loans is better than the average interest rate of Shanghai inclusive small and micro enterprises.
China Construction Bank Corporation(601939) Shanghai Branch has always maintained smooth communication with the head office, overseas branches and sub branches. During the epidemic period, as a communication bridge connecting China and abroad, it actively promoted reserve loan projects, organized syndicates with overseas branches, issued approval and price approval for loan projects, carried out compliance and policy guidance, and ensured the smooth development of international business.
Citigroup China Shanghai Branch was successfully approved as one of the first batch of pilot banks to participate in the high-level opening-up and foreign exchange management reform of cross-border trade and investment in the new port area in March. It has further promoted financial reform and opening-up, continuously improved the facilitation level of foreign exchange business, and helped improve the business environment of import and export enterprises. At present, it has implemented the first pilot business of cross-border trade facilitation.
Export Credit Insurance Shanghai Branch continued to promote the insurance coverage of export credit insurance enterprises. At the same time, it further strengthened the support and guarantee for new foreign trade modes such as cross-border e-commerce and overseas warehouse, actively expanded the industrial chain underwriting, and successfully completed the project underwriting of an overseas warehouse enterprise recently, effectively enhancing the anti risk ability of the enterprise.