On March 25, the reporter learned from the Shanghai Banking and insurance regulatory bureau that Shanghai is currently at a critical stage of epidemic prevention and control. In accordance with the relevant requirements of the banking and Insurance Regulatory Commission, the Shanghai municipal Party committee and the Shanghai municipal government, the Shanghai Banking and Insurance Regulatory Bureau has unified its thinking and consensus, guided the Bank Of Shanghai Co.Ltd(601229) insurance industry to shoulder special responsibilities, took special responsibilities, strengthened financial support in key areas such as epidemic prevention industry, urban security, small and micro enterprises and foreign trade enterprises, and spared no effort to help enterprises rescue Protect people’s livelihood, resist the “cold spring” of the epidemic with the warm financial current, and move forward hand in hand towards spring.
At the critical stage of the arduous prevention and control work, the Shanghai Banking and Insurance Regulatory Bureau guided the banking and insurance institutions under its jurisdiction to focus on the key links in the anti epidemic chain, such as the production of anti epidemic materials, nucleic acid detection and clinical research, make accurate efforts, provide emergency blood transfusion, strengthen guarantee and spare no effort to support the forefront of the anti epidemic. The reporter learned that Bank Of Communications Co.Ltd(601328) Shanghai Branch adopted the on-demand review mode to establish an urgent green channel for enterprises fighting in the front line of epidemic prevention, and actively provided a credit line of 10 million yuan for covid-19 virus nucleic acid detection unit decoding (Shanghai) Biomedical Technology Co., Ltd. to help enterprises withdraw money and purchase test reagents at the first time, effectively alleviating the pressure of nucleic acid detection in medical institutions in Shanghai.
At present, Shanghai is carrying out nucleic acid screening and control level by level according to the principle of fragmentation and grid. In order to help ensure the safe operation of the city and maintain the stability and order of people’s normal production and life, Shanghai Banking and Insurance Regulatory Bureau urges institutions under its jurisdiction to quickly respond to the needs of people’s livelihood, promote the price and stable supply of main and non-staple foods and improve the convenience of medical treatment. For example, Shanghai Huarui bank opened up a green channel for the first time, providing 30 million yuan of financial support to a key breeding enterprise in Shanghai that supplies pork and other staple and non-staple foods, alleviating the surge in production, storage and transportation pressure of enterprises, and providing assistance for ensuring the supply and operation during the epidemic.
In view of the survival difficulties of enterprises under the epidemic, the Shanghai Banking and insurance regulatory bureau also requires the institutions under its jurisdiction to strengthen the financial protection of enterprise customers with short-term business difficulties due to the epidemic, promote the reasonable growth of credit for small and micro enterprises and private enterprises, and steadily achieve the goal of “two increases”. According to the introduction of Shanghai Rural Commercial Bank, the bank has simplified the business audit process, held internal review by video, and strive to complete the review of loans to small and micro enterprises within three working days. Since March, it has invested about 1.35 billion yuan in loans to more than 400 Pratt & Whitney small and micro enterprises.
Focusing on the construction needs of Shanghai international financial center, Shanghai Banking and insurance regulatory bureau also supervised the institutions under its jurisdiction to implement the requirements of stabilizing foreign trade policies and further stabilize the industrial chain and supply chain. For example, the Shanghai Branch of the Export Import Bank successfully issued 188 million yuan of risk sharing transfer loans to small and micro foreign trade enterprises to the Shanghai Rural Commercial Bank, which is specially used to support the development of small and micro foreign trade enterprises in Shanghai and effectively support more than 50 inclusive small and micro enterprises with import and export performance, including a number of specialized, special and new enterprises and high-tech enterprises. The weighted average interest rate of loans is also better than the average interest rate of Shanghai inclusive small and micro enterprises.
