On March 1 this year, Zhengzhou, Henan Province issued 18 new policies for the real estate market. One of the most interesting measures is that families who have owned a house and settled the loan can borrow according to the first house policy when purchasing a second house
Zhengzhou has thus become the first city in China to comprehensively relax purchase and loan restrictions this year. What is the impact of the new deal on the property market in Zhengzhou?
the first in China! Henan Zhengzhou property market "deregulation" and simultaneous release of purchase and loan restrictions
In the economic development zone of Zhengzhou City, where there are many new buildings, the reporter saw that although it is on weekdays, there are still many house watchers in the sales office. The staff of the sales office said that it was opened for sale years ago, but the number of house watchers increased significantly after the release of the new deal
When the reporter inquired about the payment method as a buyer, the staff said, if the loan for the first house has been repaid, the second house can borrow according to the policy of the first house, and the loan interest rate will be reduced to about 5%
staff of a sales office in Zhengzhou Economic Development Zone, Henan Province: the interest rate is much lower than before, and now the loan still accounts for the majority.
In another sales office that will open soon, staff told reporters that although it has not opened yet, many people have begun to arrange numbers
staff of a sales office in Zhengzhou Economic Development Zone, Henan Province: rows have been very many, and the whole row is almost 300. There will be more in the past two weeks, because the policy is also better.
The reporter learned that at present, the overall house viewing volume in Zhengzhou has increased significantly, especially in the core hot areas, but the house viewing volume in non hot areas has not changed significantly
Zhengzhou, Henan: the increase of house price is small, and the real estate preference is reduced
Due to the favorable policies, the activity of Zhengzhou real estate market has increased, and there are more people looking at the house. Has the house price changed?
During the visit, the reporter learned that at present, the house prices in most areas of Zhengzhou have not increased significantly, which is not much different from the prices before the policy release . In several buildings in the economic development zone, the average transaction price of new houses is about 20000 yuan per square meter.
staff of a sales office in Zhengzhou Economic Development Zone, Henan Province: the average price is 19500 yuan / m2, the cheap one is 18000 yuan / m2, and the expensive one is 20000 yuan / m2. In fact, there is no price increase in the real estate now, because there is no speculation, there will be no large-scale price increase
The staff of a sales office told reporters that because the market is improving and the demand is increasing, the discounts and gifts of some buildings have been reduced
Relevant data show that the number of commercial housing transactions in Zhengzhou in February this year was 5309, with a saleable area of about 9.4 million square meters; In January, 6686 commercial houses were sold, with a saleable area of about 9.76 million square meters. Insiders said that at present, there are obvious signs of bottoming out and stabilizing in Zhengzhou.
Zhang Dawei, chief analyst of Zhongyuan Real Estate: for the market, due to the epidemic in Zhengzhou in 2021, including floods and other special circumstances, buyers are relatively cautious about the choice of house purchase. However, under the influence of the new deal, the market in the core area shows obvious signs of recovery, but the outer suburban districts and counties may have to adjust the market for some time because of the large supply and inventory.
Zhengzhou, Henan: the trading volume of second-hand houses increased by 70%, and the "core area" accelerated the recovery
Zhengzhou property market new deal has been implemented for nearly 20 days. What is the performance of the second-hand housing market?
As the central urban area of Zhengzhou, Jinshui District has the advantages of perfect supporting facilities such as finance, education and subway. It has developed early and has a large population density. A real estate agent told reporters that there are few new buildings in the core area of Jinshui District, but because it has more educational resources, second-hand housing sales are still good, and the loan interest rate of second-hand housing has also been reduced recently, and more people come to see the house
an intermediary worker in Jinshui District, Zhengzhou, Henan: the interest rate of second-hand houses is low, and now it has dropped to 4.9%. There are a lot of people looking at houses, especially the transaction rate in Jinshui District is very high.
According to the data, compared with the weekly average in December last year, the weekly average of second-hand houses in Zhengzhou increased by 38% in the first two weeks of 3 month, while the transaction growth was more obvious, increasing by 70%
Since the beginning of this year, nearly 60 cities across the country have issued various policies to promote the recovery of real estate among them, Beijing, Shanghai, Shenzhen and other cities have lowered the mortgage interest rate; Nanchang, Ningbo and other cities have relaxed their purchase and loan restrictions; Chongqing, Heze, Wenzhou and other cities have reduced the proportion of down payment.
Everbright Securities Company Limited(601788) Macro Analyst Zhao gege: from January to February, the national investment in real estate development increased by 3.7%, maintaining a positive growth. From the absolute value of new housing sales, in fact, the sales in the first two months of this year was the second highest in history after 2021.
