From January 4, 2022, mobile phone users in "10 + 1" pilot areas such as Beijing, Shanghai and Shenzhen search the digital RMB (pilot version) app in the app store, open the app, enter the mobile phone number and verification code, and set the login password to complete the registration.
China's Economic Times reporter found that after the application of the China economic times, the number of RMB wallet that users can choose to open is also China Merchants Bank Co.Ltd(600036) , Internet Banking (Alipay) and micro public bank (WeChat payment), besides the six major banks of industry, agriculture, China, construction, delivery and postal savings.
The reporter found that users can add "sub wallet" under the digital RMB wallet and use digital RMB payment in the consumption scenario interface of relevant merchants. At present, there are nearly 50 merchant scenarios in the app, including JD, meituan, Didi, etc.
On January 5, when ordering takeout in meituan, the reporter found that you can choose to pay in digital RMB. After you add a digital RMB "sub wallet" to meituan, you can pay meituan takeout orders in digital RMB. While feeling the new payment experience, you can also enjoy the whole scene red envelope discount of digital RMB.
The relevant person in charge of meituan told our reporter that at present, meituan takeout, meituan shopping and meituan bicycle can be paid in digital RMB. The pilot areas that have opened meituan takeout include Beijing, Shanghai, Shenzhen, Chengdu, Xi'an, Suzhou, Changsha, Dalian, Qingdao, xiong'an new area, Zhangjiakou and Hainan Province (Haikou, Sanya, Sansha, Danzhou, Wuzhishan, Wenchang, Qionghai, Wanning and Dongfang).
Some people in the industry believe that this is the re expansion of digital RMB in the livelihood scene of "food, clothing, housing and transportation", and digital RMB began to really enter people's daily life. The official launch of digital RMB app marks that the exploration of digital RMB has entered the full test stage to a certain extent. With the access of more and more high-frequency livelihood application scenarios such as meituan takeout, the application ecology and transaction scale of digital RMB are expected to be improved at this stage.
The reporter learned that the current digital RMB pilot area includes 10 regions and Winter Olympic Games scenes, and its "10 + 1" scope includes Shenzhen, Suzhou, xiong'an, Chengdu, Shanghai, Hainan, Changsha, Xi'an, Qingdao, Dalian and Winter Olympic Games scenes (Beijing and Zhangjiakou). Digital RMB is still in the routine test stage in the R & D process. The white list users expanded by the operation organization in the pilot areas and pilot scenarios can register the digital RMB app.
(China Economic News Network)
