On March 10, the four major banks collectively announced that they had made steady progress in operation and achieved a good start in the first two months of this year.
ICBC’s business growth from January to February was better than that of the same period
Industrial And Commercial Bank Of China Limited(601398) announced that from January to February 2022, the bank actively adapted to the changes of the external environment, maintained steady progress in its operation, and achieved a good start in the growth of deposits, loans and other businesses better than that in the same period.
In 2021, ICBC adhered to the general tone of seeking progress while maintaining stability, highlighted value creation and high-quality development, continued to increase its support for the real economy and achieved positive results.
In 2021, ICBC accelerated the implementation of the four major layout of “developing strengths, making up weaknesses, consolidating the foundation and strengthening the foundation”, deeply promoted the implementation of the bank’s key strategies, actively conducted prudent monetary policies, and continued to increase credit in key areas such as manufacturing, inclusive, private, science and innovation, green, Rural Revitalization and strategic emerging. The balance of loans for manufacturing industry exceeded 2 trillion yuan, the balance of loans for inclusive small and micro enterprises exceeded 1 trillion yuan, the balance of green loans exceeded 2 trillion yuan, the balance of financing for strategic emerging industries exceeded 1 trillion yuan, and the “specialized and special new” enterprise credit customers exceeded 15000, which strongly demonstrated the responsibility of big banks.
In addition, ICBC’s construction technology continued the double stability of efficiency and quality, achieved new progress in core indicators such as assets, capital, deposits, loans, income and profits, optimized income structure and improved operating efficiency. The quality of assets has been continuously improved, the provision foundation has been continuously consolidated, and the ability to resist risks has been further enhanced.
CCB made steady progress in main business indicators from January to February
China Construction Bank Corporation(601939) announcement said that in 2022, despite the complex and severe situation outside China and many risks and challenges, the long-term fundamentals of China’s economy have not changed.
from January to February this year, China Construction Bank Corporation(601939) continued to deepen new financial actions, strengthened financial services in key areas such as inclusive finance, green development, science and innovation and high-end manufacturing, continued and steadily contributed to economic and social development and common prosperity, made steady progress in main business indicators and achieved a good start
According to reports, in 2021, CCB insisted on returning to its original source, focusing on its main business, supported the implementation of cross cycle adjustment policies, maintained steady growth of core assets, and increased RMB loans year-on-year; Focusing on the key areas and weak links of the real economy, the proportion of credit in Inclusive Finance, green finance, manufacturing, strategic emerging and other fields has been increasing, and the financing cost of enterprises has decreased steadily.
The bank’s new financial actions were implemented with high quality. The ecology of Housing leasing is becoming more and more mature. We will vigorously support the construction of affordable rental housing and explore a sustainable mode of long-term rental housing operation. The comprehensive service platform of Housing leasing covers 96% of prefecture level and above administrative regions in China. At the end of 2021, the balance of inclusive financial loans was 1.87 trillion yuan. The service response ability of “huiunderstand you” platform continued to improve, and the construction of “entrepreneur harbor” online platform accelerated to provide one-stop financial services for small and micro enterprises.
The internal and external empowerment of fintech will promote the independent control of domestic systems, continue to promote the construction of technology in the middle stage, and create a one-stop basic technical capability of sharing, agility and coordination of the group; The smart government platform has been promoted in 14 provinces and 13 cities, with a total of more than 200 million registered users. The background of green finance has been brightened, comprehensive financial support for the green field has been comprehensively increased, and ESG (environmental, social and corporate governance) management has been continuously deepened. Mingsheng ESG rating has been rated a for two consecutive years, the “CCB Wande green ESG bond issuance index” has been issued, and the world’s first USD sustainable development linked bond has been issued. Rural revitalization, both quality and efficiency, 510000 CCB surplus
Nongtong’s “inclusive financial service points” cover 80% of the country’s townships and administrative villages; relying on the two product packages of online “Yunong express loan” and offline “Rural Revitalization loan”, we continue to increase credit supply. Digital operation has been promoted normally, and the service quality and efficiency of the twin star enterprise level platforms “mobile banking and CCB life app” have been continuously improved. The core performance indicators were balanced and coordinated, new breakthroughs were made in the scale of assets and liabilities and net profit, the return on net assets, capital adequacy and other key indicators were steadily improving, the asset quality remained stable, and the risk offset ability was further enhanced.
ABC’s main business grew better than that of the same period
Agricultural Bank Of China Limited(601288) announced that in the first two months of 2022, Agricultural Bank Of China Limited(601288) actively adjusted the credit structure around the national strategy, continued to strengthen rural revitalization and financial services for the real economy, continued to maintain a good growth trend of credit supply, strictly controlled risks, made steady progress in business operation, and the growth of main business was better than that in the same period, achieving a good start.
In 2021, ABC adhered to its main responsibility and business, adhered to integrity and innovation, unswervingly followed the road of high-quality development, continuously optimized its income structure, steadily improved its operating efficiency, continuously improved its asset quality and steadily increased its operating performance.
With the theme of high-quality development, ABC has fully implemented the three strategies of “agriculture, rural areas and farmers”, green finance and digital operation. We will strengthen financial support in key areas of rural revitalization, increase credit in key areas of the real economy such as manufacturing, inclusive small and micro enterprises, “specialized and special new”, green credit, and increase new credit to a record high. Focusing on the four key areas of scientific and technological support, smart channel construction, enterprise level architecture and big data application, we have deeply implemented the “top ten projects” of digital transformation and achieved a series of landmark application achievements. Highlight value creation, steadily improve asset quality and capital adequacy, rapidly increase deposits and loans, and make new progress in core financial indicators such as income, provision and profit.
BOC maintained steady growth from January to February
Bank Of China Limited(601988) announced that from January to February 2022, the bank actively adapted to the changes of the external environment, maintained steady progress in operation and achieved a good start Bank Of China Limited(601988) will continue to carry forward the fine tradition of “century old stores” in pursuit of excellence, continuously enhance the adaptability, inclusiveness and competitiveness of financial services, give full play to international comparative advantages, support the high-quality development of the real economy, actively promote high-level opening to the outside world, and strive to build a world-class modern banking group.
In 2021, BOC adhered to the general tone of seeking progress while maintaining stability, adhered to the development pattern with domestic commercial banks as the main body and globalization as the two wings, increased support for the real economy, actively served the high-level opening-up, and achieved positive results.
BOC resolutely implemented the new development concept, focused on the “eight major financial” key areas such as science and technology, green, inclusive, cross-border, consumption, wealth, supply chain and counties, improved the efficiency of financial resource allocation and served the high-quality development of the real economy. The total amount of loans increased rapidly, focusing on key areas such as inclusive finance, green finance and strategic emerging industries, and the credit structure continued to be optimized.
According to the announcement, BOC has more than 30000 credit customers for technology-based enterprises and more than 15000 credit customers under the “specialized and special new” service mode. The leading position of cross-border finance has been further consolidated, the system of consumer finance and wealth financial products has been continuously enriched, efforts have been made to build a world-class supply chain financial service system, accurately promote county finance, and help the seamless connection between poverty alleviation and Rural Revitalization.
In addition, BOC gave full play to the characteristics of global and comprehensive operation, focused on China’s international double cycle, and created a business system of “one point access, global response and comprehensive service”. The territory of overseas institutions has expanded to 62 countries and regions, and the growth of domestic international settlement volume and cross-border RMB settlement volume has reached a new high in recent years. We will provide all-round services to the economic and trade activities such as the Expo, the service trade fair, the Canton Fair and the consumer Expo, and join hands with the Olympic Games again to become the world’s first official partner of the “double Olympic bank” to support the summer Olympic Games and the Winter Olympic Games, and provide professional, international and high-quality financial services for major national economic and trade exchanges and international events.
zijinnong commercial bank’s relevant entities increased their holdings of 173000 shares
On March 9, Zijin rural commercial bank issued an announcement on the progress of the implementation of the plan to stabilize the stock price. As of the date of the announcement, the relevant increase subjects have increased their holdings of 173000 shares of the bank in the form of self owned funds and centralized bidding, accounting for 0.0047% of the total share capital of the company. The cumulative increase amount is 546400 yuan, and 31.47% of the increase plan has been completed.
It is understood that on December 30, 2021, zijinnong commercial bank disclosed the announcement on the plan for stabilizing the stock price. Because the stock price of the bank triggered the starting conditions for the implementation of measures to stabilize the stock price, it was determined to perform the obligation of stabilizing the stock price by increasing the shares held by the directors (excluding independent directors) and senior managers who received remuneration in the bank, and the amount of increase was not less than that of these directors The senior management received 25% of the after tax income from the bank in the previous year, that is, the total amount of increase in shareholding is not less than RMB 1.7361 million.
Jiangsu Changshu Rural Commercial Bank Co.Ltd(601128) 1-february net profit increased by 25.64% year on year
On March 9, Jiangsu Changshu Rural Commercial Bank Co.Ltd(601128) issued an announcement on the main business conditions from January to February 2022. From January to February 2022, Jiangsu Changshu Rural Commercial Bank Co.Ltd(601128) achieved an operating revenue of 1.668 billion yuan, a year-on-year increase of 27.94%; The net profit attributable to ordinary shareholders of the company was 481 million yuan, a year-on-year increase of 25.64%.
by the end of February 2022, Jiangsu Changshu Rural Commercial Bank Co.Ltd(601128) total assets were 266.5 billion yuan, an increase of 8.07% over the beginning of the year; The total loan was 172.3 billion yuan, an increase of 5.80% over the beginning of the year; The total deposit was 204.2 billion yuan, an increase of 11.56% over the beginning of the year; The non-performing loan ratio was 0.81%, and the provision coverage was 520.98%
Up to now, Jiangsu Changshu Rural Commercial Bank Co.Ltd(601128) has not released the annual report of 2021. Previously, the performance express released by the bank showed that in 2021, the bank realized operating revenue and net profit attributable to ordinary shareholders of the bank were RMB 7.653 billion and RMB 2.184 billion respectively, with growth rates of 16.27% and 21.13%. This means that the performance of the industry has been further improved since this year.
