Another listed bank gave a satisfactory answer.
On March 10, Bank Of Hangzhou Co.Ltd(600926) disclosed the annual performance express of 2021. According to the data, in 2021, both revenue and net profit achieved rapid growth, of which the operating revenue was 29.361 billion yuan, an increase of 18.36% over the same period of last year; The net profit attributable to shareholders of listed companies was 9.261 billion yuan, an increase of 29.78% over the same period last year.
By the end of 2021, Bank Of Hangzhou Co.Ltd(600926) total assets were rmb1390565 billion, an increase of 18.93% over the end of the previous year; The total amount of loans was 588563 billion yuan, an increase of 21.69% over the end of the previous year; The total liabilities were RMB 1 Hubei Century Network Technology Inc(300494) million, an increase of 19.49% over the end of the previous year; Total deposits amounted to 810658 billion yuan, an increase of 16.14% over the end of the previous year. The non-performing loan ratio at the end of the year was 0.86%, down 0.21 percentage points from the end of the previous year.
In terms of asset quality, the bank’s non-performing loan ratio has decreased for 20 consecutive quarters. By the end of 2021, the bank’s non-performing loan ratio was 0.86%, down 0.21 percentage points from the end of the previous year; The provision coverage rate rose to 567.71%, an increase of 98.17 percentage points over the end of the previous year.
In addition, it is understood that in terms of asset management business, the bank’s financial business transformation has been promoted in an orderly manner and its asset management ability has been continuously improved. By the end of September 2021, net worth products accounted for 96.68%.
The bank said that in the future, while increasing its support for the physical customer group, it will continue to enhance the allocation capacity of large categories of assets, accelerate the improvement of risk guidance, improve the control capacity and financial technology support capacity of key links of credit business, and improve the professional and research capacity of risk team.
According to statistics, up to now, 23 listed banks, including Bank Of Hangzhou Co.Ltd(600926) , have announced their performance express in 2021, with a general increase in net profit and continuous improvement in asset quality.
