Under the “double carbon” goal, green finance plays a vital role in promoting green economic transformation. How to innovate the key products and services? What practices have achieved good results? How can we further give full play to financial support in the future? Today, in Beijing, Postal Savings Bank Of China Co.Ltd(601658) with green as the background color is fully promoting the process of building a green bank and adding new connotation to “postal green”.
increase delivery
help green enterprises become bigger and stronger
“Every year, we are constantly developing new technologies and products, constantly improving the quality and upgrading, and infiltrating environmental governance into all corners of the country and even the world. With the support of Postal Savings Bank Of China Co.Ltd(601658) , we have more confidence in our future development.” The person in charge of Beijing AVIC TEDA Environmental Protection Technology Co., Ltd. (hereinafter referred to as “AVIC TEDA”) said.
It is understood that AVIC TEDA is a comprehensive service provider in the field of industrial flue gas treatment in China. It is committed to providing full life-cycle services for industrial flue gas treatment for non electric industries such as steel and coking. In the core technology field of the company, it has a number of invention patents and formed a perfect knowledge property right system.
“The development of green enterprises is inseparable from financial support.” The head of AVIC TEDA said, “Taking AVIC TEDA as an example, in order to research and develop new flue gas treatment products, enterprises often invest millions of R & D funds, and raw material procurement is also millions of funds. In case of capital turnover problems, financial support is indispensable. In 2019, enterprises were studying the core technology of life-cycle service of desulfurization and dust removal, Postal Savings Bank Of China Co.Ltd(601658) Beijing Fengtai District sub branch issued it to us in the form of guarantee by guarantee company The loan of 10 million yuan has helped us successfully get through the capital demand period in the key stage of R & D. now, AVIC TEDA has become the first batch of listed companies on the Beijing stock exchange in 2021. “
It is understood that in order to better help the environmental protection enterprise become bigger and stronger, Postal Savings Bank Of China Co.Ltd(601658) Beijing Branch raised the loan amount of the company to 15 million yuan in January 2022 and gave it a preferential interest rate.
“China proposes to strive to achieve carbon peak by 2030 and carbon neutralization by 2060. We hope to join hands with green enterprises to contribute to reducing carbon emissions, protecting the blue sky and realizing the solemn commitment made by the country to the world.” Postal Savings Bank Of China Co.Ltd(601658) Beijing branch official said.
Developing renewable energy is not only an important way for China to achieve sustainable development, but also an important part of its energy strategy. Nangong Zhongneng Lvdian new energy Co., Ltd. (hereinafter referred to as “Zhongneng Lvdian”), located in Hebei Province, is similar to AVIC TEDA. Zhongneng Lvdian also encountered capital problems in its development.
On January 1, 2022, under the leadership of Postal Savings Bank Of China Co.Ltd(601658) Beijing Branch, Postal Savings Bank Of China Co.Ltd(601658) general branch and various online and offline links, worked overtime on New Year’s day and issued a loan of 439 million yuan to China energy green power’s “China Power Engineering Hebei Nangong 100mwp agricultural photovoltaic complementary power generation” project in the form of replacement loan, which helped enterprises reduce the capital cost of project infrastructure construction loan.
improvement mechanism
comprehensively promote the construction of green bank
In recent years, Postal Savings Bank Of China Co.Ltd(601658) Beijing Branch has always taken it as its mission to further promote the construction of green inclusive bank and climate friendly bank, promote the construction of green bank from a strategic height, incorporate the construction of carbon peak, carbon neutralization and green bank into the development plan, determine green finance as the key development strategy, constantly strengthen the top-level design and comprehensively promote business adjustment and optimization.
Combined with the regional characteristics of Beijing and the development of Postal Savings Bank Of China Co.Ltd(601658) Beijing Branch’s green credit business, the bank formulated credit policy guidelines, clarified the direction, key areas, access standards and management requirements of green credit support, and refined the development strategies of green credit industry, customers, products and projects. It is emphasized that green credit should carry out the whole process management from customer access, due diligence, credit evaluation, credit execution, post loan management and statistical management, so as to give full play to the role of business guidance.
At the same time, more financial technology means have also been applied to strengthen environmental and social risk management and improve management efficiency. It is reported that Postal Savings Bank Of China Co.Ltd(601658) Beijing Branch will use the “golden eye” credit risk monitoring system, public environmental research center platform (IPE), public data of environmental protection departments and other multi-channel information to carry out environmental climate risk management and promote the restoration of customers’ environmental credit. Explore and carry out enterprise carbon accounting to help enterprises calculate greenhouse gas emissions. Strictly manage the admission of new customers and zero credit for enterprises involving backward production capacity that have not been eliminated; Strictly control the growth rate and proportion of credit in the field of “two high and one surplus”.
“In the next step, we will further promote the construction of green banks, focus on the construction of financial markets and social hot topics, constantly innovate green financial products, actively help achieve the goals of carbon peak and carbon neutralization with practical actions, help Beijing’s high-quality economic and social development and green transformation, build a beautiful Beijing and a beautiful China.” Postal Savings Bank Of China Co.Ltd(601658) Beijing branch official said.
