Actively implement the “party building and financial services for urban and rural residents” strategy, and actively promote the development of small and medium-sized enterprises (hereinafter referred to as the “party building and financial services for urban and rural residents”) with the “distance between urban and rural areas”, and actively promote the “Party Building and financial services for urban and rural residents”, While realizing the development of self height and quality, it contributes to the economic and social development.
implement the national strategy and promote high-quality development
As a large state-owned commercial bank, Postal Savings Bank Of China Co.Ltd(601658) adheres to the origin of financial services for the real economy, meets the requirements of elevation and quality development, actively allocates financial resources, provides strong financial support for the coordinated development of Beijing, Tianjin and Hebei, the development of the Yangtze River economic belt and the construction of the Great Bay area of Guangdong, Hong Kong and Macao, and actively contributes to the coordinated development of the regionP align = “center” open the WiFi master key and view more pictures p align = “center” the beiwujia super major bridge of Panxing Expressway supported by Postal Savings Bank Of China Co.Ltd(601658) Guizhou Branch
In order to help the infrastructure construction of xiong’an new area, Postal Savings Bank Of China Co.Ltd(601658) continuously and deeply promote the “non tax e-ticket + blockchain” service, innovate important financial service scenarios in the field of government affairs and people’s livelihood, and successfully build the government service blockchain technology ecosystem of xiong’an new area. The financial non tax revenue blockchain system of xiong’an new area updates the payment code and bill status information in real time through the construction of financial non tax integration system, bank collection system, electronic bill management platform and other nodes, opens up the whole chain of payment, electronic bill issuance and reimbursement, and realizes the “zero errand” of payment and bill collection.
Postal Savings Bank Of China Co.Ltd(601658) actively improve the long-term mechanism to support the development of manufacturing industry, stimulate the endogenous driving force for the high-quality development of service manufacturing industry, continue to increase financial support for green and low-carbon development of manufacturing industry, advanced manufacturing industry, strategic emerging industry and specialized and special new manufacturing industry, promote the upgrading of manufacturing industry chain and tackling key problems of core technology, and continuously strengthen the innovation of product and service mode, Continue to improve the high-quality development level of financial support manufacturing industry. By the end of 2021, Postal Savings Bank Of China Co.Ltd(601658) manufacturing loans had exceeded 320 billion yuan.
Postal Savings Bank Of China Co.Ltd(601658) give full play to its advantages in channels, customers and wholesale retail linkage, actively support the new economy and new business forms, and help smooth China’s great cycle. Combined with the operation characteristics of the cultural tourism industry, we launched the “travel and postal service” service scheme, focused on building a comprehensive service system of smart cultural tourism, established a closed-loop service system between tourism resources, tourism service providers, financial service providers and tourism consumers, built a service mode of “savings + payment and settlement + credit + credit card + corporate business”, and actively built a service model of food, housing, transportation, travel, purchase The “Finance + culture and tourism” ecosystem of entertainment realizes the whole process follow-up and whole life cycle services.
Meanwhile, one belt, one road and one area along the “service road”, is developing Postal Savings Bank Of China Co.Ltd(601658) , which is a trade free financing and supply chain finance. In 2028, China’s “single generation trading platform and international settlement system” will be launched to comprehensively improve the level of cross-border trading and international settlement.
deeply cultivate the fertile soil of “agriculture, rural areas and farmers” and serve the revitalization of villages
Postal Savings Bank Of China Co.Ltd(601658) give full play to the advantage of nearly 40000 outlets, actively promote the construction of rural credit system, assess more than 190000 credit villages and more than 3.6 million credit households nationwide, solve the problems of information asymmetry and difficult loans for farmers, and help rural revitalizationP align = “center” Postal Savings Bank Of China Co.Ltd(601658) customer manager makes a return visit after loan
Postal Savings Bank Of China Co.Ltd(601658) through the combination of “Online + offline” mode, comprehensively carry out the construction of credit villages and the evaluation of credit households. Innovative research and development of online credit users’ loan products based on the construction of rural credit system, adopting the method of “one-time credit and revolving payment”, providing small credit loans to credit users, supporting the repayment of mobile phones with payment, and realizing wide coverage of small amount creditP align = “center” Postal Savings Bank Of China Co.Ltd(601658) credit account managers go deep into the field to provide financial services
In order to promote the construction of rural credit system, Postal Savings Bank Of China Co.Ltd(601658) continuously strengthen the system function of rural credit system construction, realize online information collection and automatic scoring and rating of the system, and comprehensively carry out information collection of credit users and credit villages. At the same time, Postal Savings Bank Of China Co.Ltd(601658) based on the construction of rural credit system, create pure credit online credit user loans, and apply for real-time approval by mobile phone, without requiring customers to travel to and from bank outlets, so as to improve customer experience.
This is an epitome of Postal Savings Bank Of China Co.Ltd(601658) actively serving “agriculture, rural areas and farmers” and helping rural revitalization. By the end of 2021, Postal Savings Bank Of China Co.Ltd(601658) agriculture related loans had exceeded 1.6 trillion yuan; A total of more than 6 trillion yuan of small loans were issued, serving more than 50 million people.
support SMEs to empower the real economy
Postal Savings Bank Of China Co.Ltd(601658) continue to strengthen government bank enterprise cooperation, build a diversified product service system, pay attention to the development of key areas and innovative small and medium-sized enterprises, and contribute to building an influential source of scientific and technological innovation and a gathering place of emerging industries in ChinaP align = “center” Postal Savings Bank Of China Co.Ltd(601658) account managers visit SMEs
In Hunan, Postal Savings Bank Of China Co.Ltd(601658) Hunan Branch aims at the development of advanced manufacturing industry and scientific and technological innovation enterprises, and innovates financial products and services. By the end of 2021, Postal Savings Bank Of China Co.Ltd(601658) Hunan Branch’s manufacturing loan balance had reached 18.9 billion yuan, and nearly 66 billion yuan of credit funds had been invested in science and technology enterprises.
In Anhui, Postal Savings Bank Of China Co.Ltd(601658) Anhui Branch has taken measures according to local conditions and blazed an innovative path – Taking platform construction as the starting point, relying on government bank cooperation and quality improvement as the guarantee, stabilizing, revitalizing, strengthening, optimizing and expanding financial services for small and medium-sized enterprises, so as to further improve the availability and convenience of loans for specialized, special and new enterprises.
Postal Savings Bank Of China Co.Ltd(601658) continue to increase financial support for specialized and special new small and medium-sized enterprises, actively understand the financing needs of customers, strengthen special policy support for specialized and special new small and medium-sized enterprises according to the characteristics of specialized and special new enterprises with strong professionalism, light assets and high growth, develop special rating models, and optimize and upgrade credit technology. At the same time, Postal Savings Bank Of China Co.Ltd(601658) through external platform docking and internal coordination and linkage, strengthened the breadth and depth of services, signed strategic cooperation agreements with national small and medium-sized enterprise share transfer system Co., Ltd. and Beijing stock exchange to provide customers with a package of comprehensive financial services such as settlement, credit, trade financing, custody, bond underwriting, M & A financing and financial consulting.
At present, Postal Savings Bank Of China Co.Ltd(601658) has served more than 12000 specialized and new small and medium-sized enterprises, including more than 1000 national specialized and new “little giant” enterprises, covering industries such as high-end equipment manufacturing, new materials, new generation information technology, new energy and biomedicine.
build a green bank and build a beautiful China
In 2018, a sewage treatment company in Shaoyang City, Hunan Province prepared to start the phase II expansion project, but there was a funding gap. After knowing the needs of the enterprise, Postal Savings Bank Of China Co.Ltd(601658) Chengbu Miao Autonomous County branch provided the enterprise with a “sewage loan” of 30 million yuan to help the enterprise solve the capital problem. “Sewage loan” mainly serves sewage treatment enterprises. It adopts the way of charging right pledge, with a long repayment cycle, which can greatly alleviate the repayment pressure of enterprises. After the expansion and operation in 2019, the daily sewage treatment capacity of the sewage treatment company has been increased from 10000 tons to 30000 tons, and the treated water quality standard has also reached a new levelP align = “center” Postal Savings Bank Of China Co.Ltd(601658) funded wind power projects
In recent years, Postal Savings Bank Of China Co.Ltd(601658) has integrated the concept of “green water and green mountains are golden mountains and silver mountains” into business management and business development, and vigorously developed sustainable finance, green finance and climate finance from the aspects of corporate governance, policy system, product innovation, financial technology, internal control management and capacity-building, so as to help achieve the goal of “double carbon”P align = “center” Postal Savings Bank Of China Co.Ltd(601658) actively promote the development of green energy. The picture shows the photovoltaic power station project supported by Postal Savings Bank Of China Co.Ltd(601658) support
Postal Savings Bank Of China Co.Ltd(601658) Quzhou Branch of Zhejiang Province actively explored and tried first, vigorously promoted the construction of carbon account finance, timely established a carbon account finance leading group, and launched loan products respectively based on the results of enterprise carbon credit investigation and labeling and individual carbon account points, supporting differentiated credit support and management requirements. At the same time, actively promote the construction of application scenarios, launch low-carbon financial products on the “qurongtong” platform, realize one click processing on the platform through the developed auxiliary system, connect the intra-bank credit business system, and effectively promote the rapid development of green credit.
By the end of 2021, the balance of Postal Savings Bank Of China Co.Ltd(601658) green loans had exceeded 370 billion yuan, an increase of more than 30% over the end of 2020 Postal Savings Bank Of China Co.Ltd(601658) won the title of “advanced unit in overall evaluation of green bank” by Bank Of China Limited(601988) Industry Association for many years, and won A-level ESG rating of Mingsheng company (MSci) in 2021.
