It’s time for the annual inventory again. “Funder’s 2021” has been hot searched on the microblog, and the current topic has been read 120 million times. Today, let’s make an inventory of who will have a stronger sense of gain in 2021?
the winning rate of buying funds is higher
First of all, from the perspective of winning rate, the probability of buying funds to obtain positive returns is higher.
According to choice data, as of December 24, more than 70% of the active equity funds (including common stock funds, partial stock hybrid funds and flexible allocation funds) established before 2021 have achieved positive returns this year.
From the Shanghai and Shenzhen A-Shares listed before 2021, as of December 24, nearly 60% of the shares have increased positively this year.
Secondly, from the perspective of income, there is little difference between the median income of active equity funds (established before 2021) and the median increase of individual stocks (listed before 2021), which are 6.6% and 6.62% respectively, but careful analysis shows that the fund can avoid excessive injury to investors.
As of December 24, Qianhai Kaiyuan public utility has achieved a yield of 122.35% this year, which is also the highest yielding fund at present. Some funds also performed poorly. Founder Fubon innovative power hybrid a lost 35.61% this year, ranking the last.
Judging from the rise of individual stocks, buying big bull stocks makes a lot of money. As of December 24, Hubei Yihua Chemical Industry Co.Ltd(000422) has increased by 535.94% this year, but the share prices of several stocks such as Offcn Education Technology Co.Ltd(002607) , China Fortune Land Development Co.Ltd(600340) have decreased by more than 70% this year. Data source: choice as of December 24
give the money to a professional
Recently, a post became popular. After an investor lost his job, he entered the market with 500000 yuan at the beginning of the year. He wanted to rely on stock speculation to make up for the loss of not working, but he finally lost less than 130000 yuan. His words were full of sadness.
Many people in the industry forwarded this post in the circle of friends, deeply regretted. According to the chairman of a fund company in Shanghai, with the continuous improvement of institutional voice, it will be more difficult for individual investors to make money. “It seems easy to speculate in stocks. In fact, the threshold is very high. Similar to the new energy industry, we need to closely track the development of the industry in order to capture investment opportunities. For ordinary investors, we might as well hand over the money to professional investors for management. After all, behind these professional investors is a team fighting.”
In fact, this year is also of great educational significance to many basic people. In reviewing the microblog topic of “Funder’s 2021”, a netizen said that last year, the fund making effect attracted many people to participate in fund investment. New investors thought that buying a fund would only make money and not lose money. Many people didn’t know that the fund would also lose money until 2021. Fund investment also requires patience and the ability to resist risks and fluctuations.
Counting this year, a netizen said: “in Xiaobai’s first year, I paid the tuition, but I’m still very happy. I paid attention to some big guys. I still have to keep learning when I enter this field.” Some netizens joked: “our post-90s buying funds is the same as chasing stars. We can also talk about funds to have a blind date.”
It is worth mentioning that many well-known investors pay more and more attention to how to improve investors’ income while doing a good job in investment. Feng Mingyuan, deputy general manager of Cinda Aoyin fund, once aired his fund position record. Recently, he said again: “I increase my positions in the products under my management in the form of fixed investment every day. The holding time and the time I manage the fund have been about 5 years, and there has been no redemption during this period. Adhering to the principle of long-term holding can bring better investment experience to investors.”
Zhou Yingbo, star fund manager of China Europe Fund, also sent a message with deep feelings: “The expectations of fund holders are simple and sincere, ‘how to manage money? Can you make money? When to buy and sell?’ these are the issues we are most concerned about. From the exchange of these issues, I can feel that it is not easy for holders to invest their savings in funds, and our fund managers shoulder great missions and responsibilities. From the value growth of high-quality listed companies to The performance growth of public funds is separated by our fund management team, and then to the wealth appreciation of Jimin. In fact, there are many ‘functions’ – in the past, we used to improve Jimin’s holding experience and guide rational investment behavior through dividends and appropriate purchase restrictions. We still need to explore a lot in the future. ”
(Shanghai Securities News)
