On the 26th, China judicial documents network announced a criminal first instance judgment on illegally absorbing public deposits. The judgment shows that Tonglian payment network service Co., Ltd. (hereinafter referred to as “Tonglian payment”) cooperates with non suction companies that have not obtained the financial business license related to deposit absorption and interest payment from Shanghai first payment company to provide online payment services.
Specifically, the indictment of Haicheng people’s Procuratorate alleged that the defendant Han, while serving as the head of Haicheng financial services branch of Zoomlion financial services Internet Information Service (Dalian) Co., Ltd. (hereinafter referred to as “Zoomlion financial services Haicheng branch”), passed word of mouth, issued leaflets Hold a thank-you meeting to attract the public to participate in investment. According to the audit, the total investment absorbed is 928503 million yuan, the amount of real investment invested by investors is 838365 million yuan, the amount of refund is 28.418 million yuan, and the amount of loss is 554185 million yuan.
The court found that the companies involved in the case include: Lianlian Capital Co., Ltd. (hereinafter referred to as “Lianlian capital”), Jiecheng Internet financial information service (Shanghai) Co., Ltd. (hereinafter referred to as “Jiecheng mutual fund”), Zoomlion financial service Internet Information Service (Dalian) Co., Ltd. (hereinafter referred to as “Zoomlion financial service”) Shenzhen Qianhai hanha Asset Management Co., Ltd. (hereinafter referred to as “Shenzhen Qianhai hanha”), Shenyang Huacheng Asset Management Co., Ltd. (hereinafter referred to as “Shenyang Huacheng”), Lianlian financial information service (Beijing) Co., Ltd. (hereinafter referred to as “Lianlian finance”).
None of the above companies has obtained the relevant financial business license to absorb deposits and pay interest.
Among the above-mentioned companies, Lianlian capital, jieorange mutual fund, Zoomlion financial services, Lianlian finance and Shenyang Huacheng have equity connections, which are also closely related to Han, who is involved in non absorption, and the Haicheng branch of Zoomlion financial services.
The judgment disclosed that in 2018, Lianlian finance signed the intermediary service agreement and cooperation framework agreement with Shenyang Huacheng and Shenzhen Qianhai hanha respectively, and agreed that Lianlian finance would help Shenyang Huacheng and Shenzhen Qianhai hanha publicize and absorb customers’ deposits.
To this end, Zoomlion financial services has also formulated basic business systems and management measures. Shenyang Huacheng and Shenzhen Qianhai hanha also agreed with Tonglian payment and Shanghai No. 1 payment company respectively to provide online payment services to the former.
In 2018, after the previous person in charge of the company left office, the defendant Han continued to organize the salesperson of Zoomlion financial services Haicheng branch to sell Huacheng, Simao and other financial products to investors by means of word of mouth, issuing publicity materials and holding thank-you meetings, with high interest return as the selling point, so as to attract investors to deposit on third-party payment platforms such as Tonglian payment, Then transferred from the third-party payment platform to Shenyang Huacheng and Shenzhen Qianhai hanha accounts.
After February 2020, Zoomlion financial services, Zoomlion Finance, Shenyang Huacheng and Shenzhen Qianhai hanha were unable to continue to repay the principal and interest to investors according to the contract, resulting in the case reported by investors.
At present, according to tianyancha information, Jiecheng mutual gold has been administratively punished by the Municipal Supervision Bureau and its business license has been revoked due to its self suspension of business for more than half a year. In addition, in 2019, due to abnormal tax, the tax involved was illegal. Zoomlion financial services was included in the list of abnormal operations because it was unable to contact the suspected shell through its registered residence or business place.
At present, Lianlian finance has received 5 cancellation orders, which have been listed as dishonest Executees twice and become Executees for a total of 5 times. Shenyang Huacheng received three cancellation orders and was listed as the executor of dishonesty and 7 times. Shenzhen Qianhai hanha also received a cancellation restriction order, which was listed as the executee of dishonesty and five times.
Blue whale finance previously reported that Tonglian payment was established in October 2008 with a registered capital of 1.46 billion yuan and a legal person of Wan Jianhua. It is a financial technology service enterprise based on third-party payment. It is headquartered in Shanghai and holds a payment license issued by the central bank.
He has been subject to administrative punishment for many times. In March 2018, he was fined 30000 yuan by the State Administration of market supervision and Administration for failing to go through relevant change registration in violation of relevant regulations; In October 2018 and August 2019, they were fined and confiscated a total of 1.06 million yuan for violating payment business regulations. In January 2021, Tonglian payment Hunan Branch failed to implement the merchant real name system; Altering transaction information; The setting of the acquiring settlement account was not in conformity with the regulations, and the central bank imposed an administrative penalty and fined 60000 yuan.
In addition, the alleged non-compliance of the collection business. Black cat complaint network shows that the number of complaints about Tonglian payment has increased rapidly, and most users report that they have been inexplicably deducted by Tonglian payment. Several users said that they did not handle business in the Tonglian payment company, but without knowing it, they were deducted from their bank cards by Tonglian payment in the name of Finance and insurance.
In 2019, Tonglian payment was appealed because it failed to effectively verify the operation of special merchants and failed to implement risk control measures. The partners of Tonglian payment include 28 institutions such as Citic Securities Company Limited(600030) , China Merchants Bank Co.Ltd(600036) , China Citic Bank Corporation Limited(601998) , China Construction Bank Corporation(601939) , Taikang Life Insurance, etc.
The largest shareholder of Tonglian payment is Minsheng life insurance, with a shareholding ratio of 41.1%; Xinhua life insurance is the second shareholder, with a shareholding ratio of 9.07%; Shanghai Shangdao investment has three shareholders, with a shareholding ratio of 9.04%. The largest shareholder of Tonglian payment in the past 13 years has been China Wanxiang Holding Co., Ltd., with a shareholding ratio of 66.67%. In May last year, Wanxiang holdings withdrew its shares and paid for it.
