Recently, the 2021 “first finance financial value list” award ceremony held by first finance was held in Shanghai, Bank Of Chengdu Co.Ltd(601838) won the “best innovative service city commercial bank” award in 2021 by virtue of the characteristic innovation serving regional economic development.
This is the second time that Bank Of Chengdu Co.Ltd(601838) won the award, reflecting the bank’s continuous innovation in the field of financial services. As an urban commercial bank rooted in Chengdu and deeply rooted in the double city economic circle in Chengdu Chongqing region, in recent years Bank Of Chengdu Co.Ltd(601838) it has continuously explored financial models to serve small and micro enterprises, science and technology enterprises and characteristic industries, and launched a variety of financial products to help local enterprises develop healthily and further create a good business environment.
Innovation is the driving force for the continuous development of banks, especially for small and medium-sized banks. Bank Of Chengdu Co.Ltd(601838) said that in the future, the company will promote reform, innovation and transformation at full speed, continuously improve the quality and efficiency of financial services to the real economy, continue to expand the professional and characteristic development path, and consolidate the foundation of high-quality development.
independent innovation to create characteristic financial services
With the increasingly fierce competition in the industry, innovation is regarded as a magic weapon for banks to “overtake in corners”. Since its establishment, Bank Of Chengdu Co.Ltd(601838) has relied on its own advantages, actively innovated, and is committed to providing comprehensive financial services for enterprises, supporting enterprise development, promoting industrial transformation and upgrading, and helping local economic construction.
This is intuitively reflected in its small and micro enterprise services. As the largest and most active group in the national economy, small and micro enterprises are closely related to economic growth, resident employment and technological innovation. How to help small and micro enterprises embark on the road of growth and success is the focus of Bank Of Chengdu Co.Ltd(601838) all the time.
Since this year, Bank Of Chengdu Co.Ltd(601838) has continuously strengthened financial support for small and micro market players, carried out work in key areas such as “making good use of policy tools, innovating business models and deeply cultivating characteristic finance”, and spared no effort to promote the high-quality development of small and micro businesses.
On the one hand, give play to the “innovation effect” to improve financing convenience, strengthen the R & D of inclusive financial credit products, further integrate and optimize the “government bank” product system, launch “Tianfu science and innovation loan”, “service guarantee loan” and other financing products for small and micro enterprises in the province, actively participate in the construction of Chengdu “Rongyi loan” comprehensive financial service system, and effectively expand the coverage of Inclusive Finance.
On the other hand, give play to the “brand effect” to strengthen characteristic finance. Based on the role orientation of local financial institutions, focusing on the layout of Chengdu’s “11 + 2” characteristic financial functional zone, relying on characteristic financial franchised branches and professional teams, increase credit supply and industry research depth, take the “5 + 5 + 1” industrial field and supply chain finance as the business starting point, and continue to cultivate advantageous fields such as science and technology finance, cultural and creative finance and new economy finance, Foster the development and growth of small and micro enterprises.
take multiple measures to help regional economic development
While accelerating financial innovation, Bank Of Chengdu Co.Ltd(601838) is also continuously promoting the transformation of “fine, digital and large retail” to contribute financial strength to regional development.
As the first A-share listed bank in Sichuan Province and the eighth A-share listed city commercial bank in China, Bank Of Chengdu Co.Ltd(601838) based on its regional advantages, fully seize the major strategic opportunities such as the construction of Chengdu Chongqing dual city economic circle and the construction of Chengdu Park City demonstration area practicing the new development concept, integrate its own development into the overall situation of national and local strategic development, and in the long-term “resonance” with the local economy, Embark on a coordinated development road of interaction between endogenous forces and external advantages, and simultaneous development of economic benefits and social dedication.
The third quarterly report of 2021 shows that by the end of the reporting period, Bank Of Chengdu Co.Ltd(601838) total assets had reached 746.53 billion yuan, an increase of 14.42% over the end of the previous year; The total amount of deposits was 554.743 billion yuan, an increase of 24.66% over the end of the previous year; The total amount of loans was 358.304 billion yuan, an increase of 26.13% over the end of the previous year, and the asset business grew steadily.
At present, the bank has formulated the three-year action implementation plan for Bank Of Chengdu Co.Ltd(601838) reform (2020-2022) to lead future development.
Among them, Bank Of Chengdu Co.Ltd(601838) in the public sector, Bank Of Chengdu Co.Ltd(601838) adheres to the equal emphasis on “establishing a bank with stable deposits” and “establishing a bank with efficient assets”, makes multi-point breakthroughs and cultivates new business growth points; In terms of small and micro financial business, we have continuously strengthened financial support for small and micro market players and made every effort to promote the high-quality development of small and micro business; In terms of personal financial services, focus on customers, consolidate the foundation, adjust the structure and promote growth; In terms of financial market business, actively change business strategies, optimize asset liability structure, strictly control various transaction risks, and promote the steady development of financial market business and income improvement.
Based on the new development stage, Bank Of Chengdu Co.Ltd(601838) the relevant person in charge said that the bank will continue to integrate into the overall situation of urban development, take the construction of a park city demonstration area practicing the new development concept as the leadership, grasp the major historical opportunities such as the construction of the two city economic circle in Chengdu and Chongqing, comprehensively promote the three-year action plan for the reform of state-owned enterprises under the guidance of high-quality party construction, and strive to build a harmonious development, realistic transformation A first-class modern commercial bank with characteristics and leading value.
(First Finance)
