On the 23rd, the reporter learned from the Information Office of Qinghai Provincial People’s government that “Qinghai small and micro enterprise credit financing service center platform” (hereinafter referred to as “qingxinrong” platform) registered 28000 small and micro enterprises, matched more than 2600 financing businesses, and issued loans exceeding 2.7 billion yuan.
The difficult and expensive financing of small and micro enterprises has plagued the healthy development of small and micro enterprises for a long time. Especially since the outbreak of covid-19 pneumonia, the survival and development of small and micro enterprises are facing severe challenges. In order to thoroughly implement a series of decisions and arrangements of the CPC Central Committee and the State Council on helping enterprises to rescue, the Qinghai provincial Party committee and the Qinghai provincial government have made innovative work arrangements for the construction of the “Qinghai small and micro enterprise credit financing service center platform” (hereinafter referred to as “qingxinrong” platform), It also listed the platform construction as a major financial infrastructure project and a key task of comprehensively deepening reform in Qinghai Province during the 14th five year plan.
Ma Jianbin, member of the Party committee and vice president of Xining central sub branch of the people’s Bank of China, introduced that focusing on the construction goal of “five in one closed-loop operation” financing ecosystem of information collection, financing and credit enhancement, policy support, financing docking and financing evaluation, after one year of intensive construction, infrastructure construction, system function optimization, online operation implementation Publicity, promotion, expansion and other construction tasks. “Up to now, the” qingxinrong “platform has settled in 40 financial institutions, registered 28000 small and micro enterprises, matched more than 2600 financing businesses, and issued loans of more than 2.7 billion yuan, of which credit loans account for 27%, 9.4 percentage points higher than the provincial inclusive small and micro credit loans. The loan interest rate applied through the platform is as low as 3.85%, which has effectively alleviated the financing contradiction of small and micro enterprises.” Ma Jianbin said.
It is reported that the “qingxinrong” platform has effectively collected 54 enterprise related public credit information totaling more than 23 million pieces, established credit files for 132000 small and micro enterprises in Qinghai, and realized the “due return” of enterprise related public credit information such as enterprise registration, real estate, provident fund, taxation, justice, power consumption, red and black list.
“At present, the platform connects more than 560 business outlets of banking financial institutions and provides more than 320 credit products such as’ government procurement loan ‘,’ Ramen loan ‘, which basically meets the diversified financing needs of small and micro enterprises.” Ma Jianbin said: “in addition, we have innovated and carried out the pilot of” one network for all “platform financing, supported the interconnection between the credit systems of three banks and the platform, explored the practice path of” one-stop, no meeting and online operation “of financing business, and sewed the” two skins “of Wuxi Online Offline Communication Information Technology Co.Ltd(300959) credit into a platform” one network “, so as to truly realize the goal of” more data and less business ”
It is understood that at present, the pilot bank of “all in one network” has accepted 122 transactions, with an amount of 227 million yuan.
(China News Network)
