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Tianjin North network news: anchored 12 key industrial chains of manufacturing industry, Tianjin innovated the financing guarantee mode, guided the flow of financial activity to small and medium-sized enterprises, and provided financial support for the development of industrial chain.
Recently, Tianjin SME Credit Financing Guarantee Center launched a new service – “Park loan” for 12 key industrial chains. This financing service is different from the previous one-to-one, but guarantees the enterprises in need in the park in batches. In Tianjin Putian Innovation Park, there are more than 80 enterprises, more than half of which are science and technology-based small and medium-sized enterprises. The introduction of new services has also brought favorable policies to these small-scale and asset light enterprises.
“Park loan” adopts the methods of direct promotion of each park, credit enhancement of the Guarantee Center and active interest reduction and profit transfer of cooperative banks. The qualification of the park has virtually become an additional item of enterprise loans. At the same time, the park can also provide the guarantee center with first-hand information such as the operation status and development potential of enterprises. With the recommendation of the park and the endorsement of the Guarantee Center, the credit of the enterprise has been improved a lot. Not only the lending speed is fast, but also the loan interest is low. It only takes about half a month for enterprises to apply for and get funds. At present, the Guarantee Center is communicating and negotiating with more than a dozen industrial parks such as the science and Technology Park of Civil Aviation University of China, Beichen economic and Technological Development Zone, Binhai Beijing Centergate Technologies (Holding) Co.Ltd(000931) science and Technology Park and so on. Considering the different needs of different parks and the different characteristics of the industrial chain, the Guarantee Center formulates a personalized financing scheme. For the city’s 12 key industrial chains, 12 project teams have been specially established, which are distributed according to the chain in combination with the educational background and work experience of existing business personnel. By continuing to strengthen financial support, this year, Tianjin will cultivate “specialized, special and new” and “enterprises in key industrial chains”. (Jin Yun news editor Zhang Qilin)
