On February 23, the reporter learned from Shenzhen banking association that by the end of 2021, the total assets of Shenzhen banking industry were 11.27 trillion yuan, a year-on-year increase of 7.83%. The balance of various deposits was 7.86 trillion yuan, a year-on-year increase of 7.1%. The balance of various loans was 7.86 trillion yuan, a year-on-year increase of 13.85%. By the end of 2021, the non-performing loan ratio was 1.52%, basically the same as that at the beginning of the year. In 2021, Shenzhen banking industry issued inclusive small and micro enterprise loans to 118800 “first loan households”.
In terms of high-quality development of service economy, the new manufacturing loans of Shenzhen banking industry increased by 52.644 billion yuan year-on-year in 2021, of which the year-on-year growth of loans to strategic emerging industries and science and technology enterprises were 23.6 and 25.5 percentage points higher than that of various loans respectively.
Shenzhen Branch of the export import bank has granted the first RMB export buyer’s credit in Shenzhen to effectively support the export of complete sets of telecommunications equipment by China Hi-Tech Group Co.Ltd(600730) technology enterprises; Bank Of China Limited(601988) Shenzhen Branch and Shenzhen Branch of Standard Chartered Bank assisted Shenzhen municipal government to complete the first offshore RMB 5 billion bond issuance of Chinese local government and support the construction of key projects.
In terms of serving small and micro enterprises, the Bank of Shenzhen implemented temporary deferred repayment of principal and interest for 53200 small and micro enterprises throughout the year, involving a loan amount of 168.867 billion yuan. At the end of 2021, the loan balance of inclusive small and micro enterprises was 1.1 trillion yuan, a year-on-year increase of 30.07%.
In order to better support small and micro enterprises, the association has also prepared the financial service guide for small and micro enterprises in Shenzhen banking industry (version 2021) and pushed it to the society through the “Shenzhen I enterprise” platform. Industrial And Commercial Bank Of China Limited(601398) , Agricultural Bank Of China Limited(601288) , Bank Of China Limited(601988) , China Construction Bank Corporation(601939) Shenzhen Branch also actively participated in the establishment of the first batch of first loan service zones in Guangdong Province.
In terms of supporting the development of green finance, the balance of green credit in Shenzhen increased by 53.72% year-on-year at the end of 2021, and a total of 11 institutions were rated as the first batch of green financial institutions in Shenzhen.
According to the resource endowments, Shenzhen regional banks have continuously innovated green financial products and services, and Shenzhen Branch of development bank has participated in the issuance of China’s first “carbon neutral” thematic green financial bonds; Bank Of China Limited(601988) Shenzhen Branch’s first carbon emission pledge loan in Shenzhen market in 2021; Industrial Bank Co.Ltd(601166) Shenzhen Branch issued a report to disclose the carbon footprint trial calculation method and results of some investment and financing activities for the first time in China.
