On February 21, the reporter learned from an intermediary office in Guangzhou that at present, the four major banks have reduced the housing loan interest rate in Guangzhou: the first set has reduced 20 BP to LPR + 80bp (5.4%); The second set was also lowered from LPR + 120bp (5.8%) to LPR + 100bp (5.6%). If provident fund loans are not considered, the first interest rate of joint-stock banks can be reduced to 4.9%.
The customer service of a housing loan agency outlet of a sub branch in Guangzhou, China Industrial And Commercial Bank Of China Limited(601398) also confirmed the above news. It told reporters: the interest rate of the first house is LPR + 80bp (5.4%); The second set was also lowered from LPR + 120bp (5.8%) to LPR + 100bp (5.6%), which was implemented from February 22.
