Xi’an news network Industrial Bank Co.Ltd(601166) Xi’an branch actively implements the relevant policy requirements of financial support to stabilize enterprises and ensure employment, continues to innovate financial products and optimize financial services, Wuxi Online Offline Communication Information Technology Co.Ltd(300959) and makes concerted efforts to support the development of small and micro enterprises in the region. According to statistics, by 2021, the bank had served more than 24000 small and micro enterprises.
It is reported that according to the financing needs of different types of enterprises, Industrial Bank Co.Ltd(601166) Xi’an Branch launched special credit products such as “continuous loan”, “easy loan”, “transaction loan”, “Xingyou loan”, “Xingshan loan”. At the same time, optimize the services before, during and after the loan, and accelerate the financing efficiency by establishing a green channel and simplifying the loan approval process. The bank also actively conducted preferential interest rate policies, gave special policy support and business resource support to Pratt & Whitney small and micro enterprises and manufacturing industry, and reduced the financing cost of small and micro enterprises. Especially in the stage of resumption of work and production after the epidemic this year, we have accelerated efficiency through the above measures and raised more than 200 million yuan for small and medium-sized enterprises.
In order to break the problem of enterprise financing difficulties, industrial Xi’an Branch has used the “digital + finance” method to create a special financial service area relying on the Internet, equipped with “quick and easy loan”, “quick mortgage loan”, “contract loan”, “quick guarantee” and other businesses to provide online services for enterprises, and built an intelligent, fast and convenient online financing platform for enterprise users. Since December 2021 alone, the financing platform has solved the capital needs of nearly 150 enterprises.
The relevant person in charge of the small and medium-sized enterprise department of Xi’an Branch said that he would continue to respond to the national call, further improve the quality and efficiency of financial services, continue to promote the Wuxi Online Offline Communication Information Technology Co.Ltd(300959) financing model, adhere to the guidance of financial services to the real economy, escort the development of small and medium-sized enterprises and contribute financial strength to the economic development of Shaanxi.
