In order to actively implement the requirements of the CPC Central Committee and the State Council on the construction of Digital China and the development of digital economy, Industrial And Commercial Bank Of China Limited(601398) recently launched the group’s digital brand “digital ICBC”, in which D (digital) represents the five-dimensional digital overall layout of “digital ecology, digital assets, digital technology, digital infrastructure and digital gene”. Industrial And Commercial Bank Of China Limited(601398) will adhere to the concept of digital development, accelerate the innovation of business model and management model, improve value creation ability and user service level, and comprehensively open a new journey of digital ICBC with the goal of serving the real economy and the people.
activate digital ecological operation and build a win-win digital community
We will continue to build a new mode of digital and high-frequency financial production and innovation, and actively integrate the supply of financial services into the construction of a digital and high-frequency ecological 6018} society, so as to enhance the positive and win-win situation of financial services. In the future, Industrial And Commercial Bank Of China Limited(601398) will continue to strengthen innovation, create a number of digital “boutiques” with the ultimate experience of innovation in key areas such as government affairs, industry, life and inclusive benefits, promote the sinking of financial services to rural areas, comprehensively promote the development of green finance, create digital ecological benchmarks such as smart industry finance, and comprehensively build a financial ecological layout with ecological sharing and boundless services, Better meet users’ online, ecological and intelligent financial needs, and create a new paradigm of open ecological banking in the new era.
deepen the application of digital assets, strengthen and activate new elements of data
In the digital age, everything comes from data and cannot be separated from data. Industrial And Commercial Bank Of China Limited(601398) continue to deepen the drive of data elements, continuously optimize the enterprise level data asset management system in terms of internal management, comprehensively promote the upgrading and transformation of data management and data platform construction, and realize value creation; In terms of foreign cooperation, we will deeply participate in the market-oriented reform of data elements, steadily carry out data cooperation and sharing, build an intelligent data product system, and promote the transformation of development mode from operating assets to operating data. At present, Industrial And Commercial Bank Of China Limited(601398) has built a big data service platform with the largest capacity, the strongest computing power, the most complete functions, the most complete algorithms and elastic scalability in the industry, and carried out intelligent transformation of services, products and operations on this basis. For example, Industrial And Commercial Bank Of China Limited(601398) has built a risk information service platform to provide intelligent risk control services such as industrial and commercial operation information, risk detection and telecom network fraud by integrating social public credit and financial interbank data inside and outside the bank. The total number of platform databases exceeds 3 billion and has served more than 300 interbank institutions, We will effectively help small and medium-sized banks improve their high-risk management and regulatory compliance.
strengthen the empowerment of digital technology and create advanced and controllable hard core technology
Digital technology is the core driving force of digital transformation. Industrial And Commercial Bank Of China Limited(601398) always adhere to self-reliance and self-improvement in science and technology, take science and technology as the core strategy of the bank, constantly increase investment and layout in science and technology research and development, focus on key technological breakthroughs in the banking industry such as operating system, database and host down migration, strengthen industrial joint research and innovation, take the lead in the “neck” technological battle of the banking industry, and strive to form more leading and breakthrough achievements, Reshape the new form of finance from the inside out. Among them, Industrial And Commercial Bank Of China Limited(601398) has built the largest enterprise level cloud computing platform and the leading distributed technology base in the global banking industry, realized the downward movement of all more than 1 billion debit card accounts to the open platform, and achieved the landmark achievement of the downward movement of host applications.
optimize the layout of digital infrastructure and consolidate the foundation of digital transformation and development
Industrial And Commercial Bank Of China Limited(601398) thoroughly implement the overall national security concept, continuously improve the security guarantee ability, and consolidate the foundation of digital transformation and development. In recent years, actively give play to the industry leading advantages, and undertake to build a network security situation awareness and information sharing platform for the financial industry. In the future, Industrial And Commercial Bank Of China Limited(601398) will continue to coordinate development and security, build a firewall for information security, strengthen data security and privacy protection, guard against potential risks such as new technologies, new business formats and model algorithms, continue to improve the autonomy, controllability and intelligence of key financial infrastructure, and maintain national financial security and stability. At the same time, actively implement the idea of ecological civilization, accelerate the construction of new infrastructure, network security and informatization, promote the green and low-carbon transformation of data center, build a scientific, safe and reliable digital infrastructure, and provide a solid “base” and fertile “soil” for the bank’s digital transformation.
strengthen digital gene penetration and build an agile and collaborative organizational mechanism
Adhering to the reform and innovation of system and mechanism as the fundamental driving force, Industrial And Commercial Bank Of China Limited(601398) infiltrate the digital gene into every cell of operation and management, and build a bank wide innovation cycle system of “customer market business technology” with the focus on “increasing resources, optimizing management, strengthening team and promoting integration”, It has built a high-level digital talent team of “understanding business and technology” with the largest scale in the industry, and promoted the “soup pot” integration of science and technology and business. In the next step, Industrial And Commercial Bank Of China Limited(601398) will continue to vigorously promote digital reconstruction in terms of organizational structure, management process and business model, so as to stimulate the innovation vitality of the group; Optimize the innovative working mechanism of rapid response, improve the innovation incentive and guarantee mechanism, vigorously cultivate digital talents, improve the digital literacy of all employees, and create a new situation of “all banks understand and do” in digital transformation.
