Our news (reporter Qi qianqiong, correspondent Di Jing Zeng Shan) “you can apply for bank loans with a sweep of your mobile phone.” truking loan code “is really convenient!” Recently, a trading company engaged in steel sales obtained a loan support of 2.5 million yuan from China China Everbright Bank Company Limited Co.Ltd(601818) Jingzhou branch through “Chutian loan code”, with an interest rate of only 4.5%. On the same day, a trading company engaged in seedling planting in Shashi District also obtained 1 million yuan loan support from Youyi Road branch of Jingzhou agricultural and commercial bank through “Chutian loan code”.
“Chutian loan code” is an online docking “green channel” built by Wuhan Branch of the people’s Bank of China for bank enterprise financing with the help of Internet platform, which aims to improve the awareness of financial policies and financing convenience of small, medium-sized and micro enterprises.
After the preliminary trial operation, the “Chutian loan code” was officially launched in January 27th. The city’s enterprises and individual businesses with financing needs only need to scan the code through WeChat, Alipay, cloud flash payment and so on. They can choose the intention bank, release the financing needs, scan the code to check the acceptance process, and conduct one-stop inquiries about financial benefit enterprise policy and bank product service. Enjoy the “convenient, efficient, accurate and safe” bank enterprise docking service.
Small and micro businesses and individual businesses are being cut short by the “Internet plus” technology, which is based on “Internet plus” technology, which is used by Wang Zhihong, vice president of Jingzhou central sub branch of the people’s Bank of China.
In order to ensure the timeliness of service, Jingzhou central sub branch of the people’s Bank of China urges banking institutions to seriously implement the “1351” service mode, that is, for enterprise financing applications, accept them within one day, investigate and collect data within three days, preliminarily implement the credit conditions within five days and feed back the handling situation within one day, so as to improve the efficiency of credit services; If further offline connection is needed, the handling situation shall be fed back within 10 working days, and a “credit list”, “cultivation list” and “attention list” shall be formed regularly according to the real situation of enterprise credit.
Wang Zhihong said that in the future, the central sub branch will take the promotion of “Chutian loan code” as an important starting point for the project of improving the financial service capacity of small, medium-sized and micro enterprises, and urge banking institutions to strengthen organizational leadership and coordination; Strengthen the publicity of “truking loan code” and constantly expand the application coverage and mass participation of “truking loan code”; Timely carry out the scheduling, supervision and inspection of “truking loan code”, ensure the effective implementation of policies and measures, and strive to expand the scope of small and micro enterprises in financial services, increase the volume, and reduce the financing cost steadily.
