On the 28th, the Bank of Beijing Beijing Centergate Technologies (Holding) Co.Ltd(000931) announced that the bank would stop cash collection and payment business from April 1, including the counter of business outlets and the ATM self-service channel of the bank. On the 29th, relevant staff of Beijing Beijing Centergate Technologies (Holding) Co.Ltd(000931) bank responded to China Singapore Jingwei, which was considered to speed up the digital transformation of the bank.
The Bank of Beijing said in its announcement that as Beijing Centergate Technologies (Holding) Co.Ltd(000931) banks accelerate the pace of digital transformation and continuously strengthen the development of online business, in order to provide customers with more convenient and efficient financial services, they reported to the relevant regulatory authorities and suspended the cash collection and payment business.
The announcement shows that from April 1, customers can handle various businesses other than cash receipt and payment through the bank’s mobile app and business outlets; If cash service is really needed, customers can transfer to other banks through this bank, and Bank of Beijing Beijing Centergate Technologies (Holding) Co.Ltd(000931) will be exempted from transfer handling fee.
On the 29th, Zhongxin Jingwei consulted the customer service personnel of Bank of Beijing Beijing Centergate Technologies (Holding) Co.Ltd(000931) as a customer. According to his introduction, stopping the cash collection and payment business means that you can’t deposit or withdraw cash with a bank card at the counter. However, if there is a physical card, you can handle the transfer business at the counter, or transfer the public online bank through app or. In addition, other non cash businesses in the business hall outlets are normal.
According to public information, the registered capital of Beijing Beijing Centergate Technologies (Holding) Co.Ltd(000931) bank is 4 billion yuan, which was jointly initiated and established by 11 Beijing Centergate Technologies (Holding) Co.Ltd(000931) well-known listed companies such as Yonyou Network Technology Co.Ltd(600588) , Beijing Originwater Technology Co.Ltd(300070) , Beijing Enlight Media Co.Ltd(300251) , Beijing Orient Landscape & Environment Co.Ltd(002310) , Dhc Software Co.Ltd(002065) , Beijing Teamsun Technology Co.Ltd(600410) , Beijing Oriental Yuhong Waterproof Technology Co.Ltd(002271) , digital technology, Beijing Dinghan Technology Group Co.Ltd(300011) , Beijing Watertek Information Technology Co.Ltd(300324) , Landocean Energy Services Co.Ltd(300157) . The bank is the first private bank in Beijing approved by the China Banking Regulatory Commission and the first bank in China to focus on serving scientific and technological innovation. On December 19, 2016, the CBRC officially approved the preparation, and obtained the financial license and approved to start business on June 6, 2017.
It is understood that on January 26, the CBRC issued the guiding opinions on the digital transformation of banking and insurance industry (hereinafter referred to as the Guiding Opinions), and put forward the work goal of “achieving remarkable results in the digital transformation of banking and insurance industry by 2025”.
The main contents of the guidance include five aspects: strategic planning and organizational process construction, digitization of business operation and management, data capacity construction, scientific and technological capacity construction, risk prevention, organizational guarantee, supervision and management.
The guidance requires banking and insurance institutions to comprehensively improve their data governance and application capabilities. First, improve the data governance system, formulate development strategies, and strengthen system construction, assessment and evaluation. The second is to enhance the ability of data management and build a data asset management system covering the whole life cycle. The establishment of a three-level data quality control system is the basis of data quality control. Fourth, improve the ability of data application, promote new products, new businesses and new models through data driving, and improve the support ability of big data analysis for real-time business application, risk monitoring and management decision-making.
