Beijing Shunxin Agriculture Co.Ltd(000860) independent director
Independent opinions on the phased guarantee provided by the wholly-owned subsidiary to the customers who apply for bank mortgage loans for the purchase of the developed commercial houses
In accordance with the guiding opinions on the establishment of independent director system in listed companies, the stock listing rules of Shenzhen Stock Exchange, the articles of association and other relevant rules and regulations, we, as independent directors of the eighth board of directors of the company, Having carefully reviewed the proposal on the provision of phased guarantee by wholly-owned subsidiaries for customers applying for bank mortgage loans for the purchase of commercial houses developed by the project considered at the 22nd Meeting of the eighth board of directors of the company, we hereby express our independent opinions as follows:
According to relevant bank policies and business practices of real estate development, in order to accelerate the promotion of real estate projects, Beijing Shunxin Jiayu Real Estate Development Co., Ltd., a wholly-owned subsidiary of the company, provides phased joint and several liability guarantee for bank mortgage loans of house buyers, The guarantee period starts from the date when the guarantee contract takes effect and the loan is issued to the date when the ownership certificate of the house purchased by the buyer is completed and the mortgage registration procedures are completed and handed over to the bank for management. The total amount of rolling guarantee shall not exceed RMB 300 million.
In view of the above matters, we believe that this guarantee is handled in accordance with the commercial practices and relevant regulations of banks providing mortgage loans to customers, and the risk is basically controllable. The bank mortgage loan guarantee is conducive to the promotion of the project, meets the needs of the company's business development, and does not damage the interests of the company and shareholders, especially the interests of minority shareholders. The review and voting procedures of this guarantee comply with the provisions of the company law and other relevant laws and regulations and the articles of association. We agree to the proposal that the wholly-owned subsidiary provides phased guarantee for customers who apply for bank mortgage loans for the purchase of commercial houses developed by the project.
Signature of independent director: Lu Guihua, Xu Meng, Chen Yixin
January 18, 2022
