On the afternoon of May 20, when an intermediary agency in Nanjing took customers to the municipal trading center to go through the transaction procedures, it was told that there was no need for house purchase certificate, and there was no need for house purchase certificate for local and foreign accounts, regardless of region and number of sets. However, this policy was soon stopped. As of press time, the relevant departments of Nanjing Housing Administration Bureau had not responded to this.
The Nanjing Housing Association first issued a document “our city will further strengthen the support for reasonable housing consumption” in the afternoon, which revealed that the relevant departments of Nanjing have implemented policies to further optimize and improve policies and measures such as talent purchase support, second-hand housing transactions, housing provident fund loans and so on. But this article was deleted around 17 PM.
The information sent to buyers from the intermediary also shows that “due to the high degree of policy attention, the house purchase certificate still needs to be provided for the transfer of ownership tomorrow”
detailed report
Nanjing released the first shot of “flameout” real estate agency: it was stopped only two hours after it was released
On the afternoon of May 20, many media reported that the purchase restriction of second-hand houses in Nanjing had been cancelled. At the same time, at 3:49 p.m. on May 20, the reporter saw that the Nanjing Housing Association also issued a document that from May 20, when purchasing second-hand houses, buyers do not need to provide purchase certificates. Nanjing real estate agency staff also confirmed to the reporter of Huaxia times that the news of liberalizing the purchase of second-hand houses is true.
However, two hours after the release of the new deal, Nanjing stopped the policy of “liberalizing the purchase of second-hand houses”, and the Nanjing Housing Association also deleted the article at the same time.
the first shot of releasing the purchase restriction failed to start
On the afternoon of May 20, according to media reports, the purchase restriction of second-hand houses in Nanjing has been cancelled, and the purchase certificate is no longer required for transactions. In this regard, “Huaxia times” reporter noted that a number of Nanjing real estate agents released a circle of friends, saying that Nanjing is not limited to the purchase area and the number of purchase units; People who buy houses are not limited to locals and outsiders, and can buy houses at will; For the transfer of second-hand houses, it is no longer necessary to provide the house purchase certificate.
In this regard, the reporter of Huaxia times called Nanjing urban and Rural Development Commission for verification. Nanjing urban and Rural Development Commission told the reporter of Huaxia times that the Construction Commission did not understand this information and needed to consult the housing authority. Subsequently, the reporter of Huaxia times called Nanjing housing security and real estate bureau, but as of press time, the phone had not been connected.
At 15:49 on May 20, Nanjing Real Estate Association released the article “our city will further increase support for reasonable housing consumption” on wechat official account. The article shows that Nanjing has promoted the rational purchase of houses by the group of just in need. From May 20, 2022, when the registered residence and non registered residence residents of the city purchase second-hand houses, they do not need to provide proof of purchase to meet the reasonable purchase needs of new citizens and other groups of just in need, and directly determined to release the restriction on the purchase of second-hand houses.
At the same time, the staff of Nanjing real estate agency also told the Huaxia times that they have received the notice of liberalizing the purchase of second-hand houses. In addition, the above-mentioned real estate intermediary staff told the reporter of Huaxia times: “according to the news released in the afternoon, there are people lining up outside the district housing administration bureaus, waiting to go through the formalities.”
However, only two hours later, the staff of the real estate agency told the reporter of Huaxia times: “it has been stopped.” At the same time, the reporter of Huaxia Times noted that at about 17:30, the Nanjing Housing Association had also deleted the above article. In other words, the policy of canceling the purchase restriction of second-hand houses in Nanjing only “survived” for 2 hours.
talent purchase and policy optimization of provident fund loan amount
It is noteworthy that recently, Nanjing’s real estate policies have appeared frequently. According to Nanjing Housing Association, Nanjing has optimized the supporting policies for talent house purchase. Specifically, for academicians and other class a talents, they provide accurate services of “house purchase through train” when applying for talent house purchase services.
For class A, B and C talents who do not apply for the subsidy for talents’ living and house purchase, they are not subject to the retirement age limit when applying for the service of talents’ house purchase. Secondly, on the basis of the existing purchase restriction policy, class A, B, C, D and doctoral talents can purchase an additional house.
At the same time, Nanjing has expanded the original scope of enterprises enjoying talent house purchase services to listed enterprises, unicorn gazelle enterprises, specialized and special new enterprises, key software enterprises, etc., and the scope of talent house purchase services “in Colleges and universities in Nanjing, municipal and above scientific research institutes” has been expanded from doctors to masters.
The reporter of Huaxia Times noted that recently, many cities have increased the loan amount of housing provident fund, and Nanjing is also unwilling to fall behind. According to the website of Nanjing housing provident fund management center, when Nanjing will use the housing provident fund loan to buy a second house for the first time, the maximum loan amount of the provident fund will be adjusted from the current 300000 yuan / person and Shanghai Pudong Development Bank Co.Ltd(600000) yuan / household for both husband and wife to 500000 yuan / person and 1 million yuan / household for both husband and wife.
As for the current mortgage interest rate, the above real estate intermediary staff told the Huaxia times: “now the loan interest rate of the first house in Nanjing is about 4.6% to 4.8%
As a popular city in the Yangtze River Delta region, although it withdrew two hours after its release, Nanjing’s attempt to launch the “first shot” of liberalizing purchase restrictions has also attracted market attention. The reporter of Huaxia Times noted that as of press time, “the purchase restriction of second-hand houses in Nanjing has been cancelled” has jumped to No. 13 on the microblog list.
However, although the purchase restrictions have not been fully liberalized, Nanjing has previously made it clear that multi child families are allowed to add a new set of housing. At the same time, increasing room tickets for families with many children is also a regulation practice in many cities. On May 16, Yan Yuejin, research director of the think tank center of E-House Research Institute, told the Huaxia times that such policies are expected to continue to increase and become a new direction of policy loosening in various regions.
According to the data of the National Bureau of statistics, in April 2022, the sales price of new houses in Nanjing decreased by 0.5% month on month and increased by 2.4% year-on-year. In terms of second-hand housing, the data show that the sales price of second-hand housing in Nanjing decreased by 0.6% month on month and 0.9% year-on-year. (source: Huaxia times)
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