"The page looks very simple and easy to use! I'll experience the 'digital RMB 1 purchase' activity in the wonderful life zone later." On May 19, a merchant who had just downloaded the digital RMB app told reporters excitedly in the market of zone 1 of Zhejiang Yiwu International Trade City.
On May 19, digital RMB entered Yiwu market for the first time. As the world's largest small commodity trading market, Yiwu has more than 2.1 million small and medium-sized micro enterprise merchants and rich b-end payment application scenarios, which undoubtedly provide more models for digital RMB promotion and application innovation.
"you can save a lot of handling fees a year!"
The reporter saw at the scene that in order to better promote digital RMB, a digital RMB life experience area was set up in the center of the market, so that market operators and buyers can personally experience the payment process of digital RMB and provide explanation services. There were also a series of preferential activities to attract everyone to participate in the experience. The atmosphere was warm, and merchants also lined up one after another.
"We used to have to pay for cash withdrawal. Now we trade in digital RMB with low cost and zero handling fee. It's safe and convenient for us to do business and save a lot of costs!" A shop owner told reporters that he had heard of digital RMB in major news media for a long time. Today, he finally saw and used it. He hoped that there would be more use scenarios online and offline in the future to make payment safer and easier.
He calculated an account for the reporter: "in the past, we used to collect money by means of third-party payment. The income is about 200000 yuan a day, and the withdrawal handling fee is 200 yuan. After collecting money in digital RMB, we can save a large handling fee a year."
Kamil, a businessman from Iraq, has been engaged in import and export trade in Yiwu for many years. He said that digital RMB can avoid disputes during foreign exchange settlement and dispel the concerns of bosses in Yiwu market about doing business and foreign exchange settlement. It is also convenient for businessmen from other countries to open digital RMB in Yiwu.
trade circulation scenario application "first try"
Yiwu is the most representative province of Zhejiang Province with export-oriented economy. Relying on more than 2.1 million small, medium-sized and micro enterprises, Yiwu market maintains trade exchanges with more than 230 countries and regions around the world, with an export-oriented degree of 65%. In 2021, the total import and export of goods in the compulsory market was nearly 400 billion yuan.
The reporter learned at the scene that in order to help accelerate the implementation and popularization of digital RMB in Yiwu, the mall group takes the first district and the East market of the first district of the international trade city as the pilot, and creates a barrier free application environment for digital RMB around the business circulation scenes such as payment, collection and cashing, so as to provide diversified payment options for market operators, foreign trade companies, Chinese and foreign purchasers.
Huang Jianbo, technical director of Zhejiang China Commodities City Group Co.Ltd(600415) big data company, said that for digital RMB, the deeper impact is that more scenarios and more application exploration can be obtained through the pilot. As the world's largest small commodity trading market, Yiwu has rich application scenarios of b-end payment. It is particularly worth mentioning that Yiwu is relatively developed in international trade. With the deepening of the pilot, it will bring a lot of references to the cross-border application of digital RMB.
He told reporters that next, the mall group will explore more digital RMB application scenarios, gradually improve everyone's acceptance and utilization of digital RMB through the continuous deepening of application scenarios and continuous publicity work, strive for the international trade city to be at the forefront of the field of commercial circulation in terms of the number of wallets, transaction amount and transaction frequency, and help Yiwu become a national digital RMB pilot demonstration area.
"In terms of intelligent new retail trade scenario, retail shopping in Comprehensive Bonded Zone, domestic trade payment, etc., it can be innovatively combined with the application of digital RMB, which can greatly improve the facilitation of small commodity trade, reduce transaction costs and improve transaction efficiency, so as to accelerate the structural reform of Yiwu market and help the economic development of small commodity industry enterprises." Huang Jianbo said.
digital RMB pilot will be expanded
Since 2017, the pilot of digital RMB research and development has been steadily promoted. Digital RMB pilot projects have been carried out in Shenzhen, Suzhou, xiong'an new area, Chengdu, Shanghai, Hainan, Changsha, Xi'an, Qingdao, Dalian and the scene of the 2022 Beijing Winter Olympic Games, basically covering the Yangtze River Delta, Pearl River Delta, Beijing Tianjin Hebei, central, western, northeast, northwest and other different regions
On April 2, the people's Bank of China held a meeting to make it clear that on the basis of the pilot areas in the early stage, the people's Bank of China will add six cities hosting the Asian Games in Tianjin, Chongqing, Guangzhou, Fujian, Fuzhou, Xiamen and Zhejiang, namely Hangzhou, Ningbo, Wenzhou, Huzhou, Shaoxing and Jinhua, and Beijing and Zhangjiakou in Hebei will host the 2022 Beijing Winter Olympics After the pilot of the winter Paralympic Games, it will be turned into a pilot area.
At present, digital RMB has formed a number of application modes covering Wuxi Online Offline Communication Information Technology Co.Ltd(300959) , replicable and popularized in the fields of wholesale and retail, catering, culture and tourism, government payment, etc. the users, merchants and transaction scale in the pilot areas have increased steadily, and the market response is good.
According to the relevant person in charge of the people's Bank of China, with the deepening of the pilot test, the research and development of digital RMB faces new situations and problems in highlighting convenience, optimizing inclusiveness, highlighting innovation, ensuring security, reflecting compliance and strengthening sustainability, which need to be further studied and explored. Next, all relevant participants will steadily promote the pilot of digital RMB research and development and orderly expand the scope of the pilot.
