Since March 1, the epidemic in many places has affected almost all provinces, autonomous regions and cities except Tibet. Under this background, how can the economy operate and how can life be guaranteed? It is a big problem that people are particularly concerned about and worried about. How will the government help the groups affected by the epidemic tide over the difficulties? What new methods and means will there be? Let’s have a look.
Xiao Li, 24, runs a script killing game studio in Chaoyang District, Beijing. This is a popular reasoning game among young people. Seven or eight friends changed into costumes and played civilians or murderers according to the description of the script. The task of the game is to deduce the plot under the organization of the host, collect clues and find out the hidden murderer. Due to the aggregation of the game, when the epidemic occurs, it may be shut down first.
Chaoyang District, where Xiao Li is located, is the most serious area of this round of epidemic in Beijing. In October last year, because of an epidemic in a chess and card room in Changping, his store was shut down for two months under the joint oral guidance of the street and urban management department under its jurisdiction. Xiao Li hired six game hosts with a monthly salary of 7000 per person. Excluding the base salary of 3000 yuan, the Commission for bringing games and pulling new people accounted for the majority. The shop was shut down and didn’t earn a commission. The life of the partners was raised in an instant.
In fact, Xiao Li’s experience is only the epitome of the service industry under the epidemic. Restaurants, hotels, milk tea shops and gyms not only facilitate the gathering of guests, but also provide many employment opportunities. Once the operation is suspended, there will be the problem of “hand stop and mouth stop” of employees. In the two months after the suspension of business, in addition to the basic salary of employees, Xiao Li also had to pay 55000 rent and 45000 yuan for the purchase of scripts every month. Open your eyes every day and face the pressure of losing nearly 200000 in two months.
“In the process of fighting the epidemic, it is inevitable to encounter shutdown”. At the covid-19 epidemic news conference in Beijing last Sunday, Yang Beibei, deputy head of Chaoyang District, introduced that the human resources and Social Security Department of Chaoyang District has invested in the insurance of PICC Property and casualty insurance Beijing Branch. The employees of service-oriented enterprises suspended due to epidemic prevention in the jurisdiction are compensated 100 yuan per person per day for up to 21 days, and each enterprise can compensate up to 100000 yuan. After reading the news, Xiao Li always wanted to know, How can I apply for this compensation?
Li Zidong, the person in charge of the flash immersive reasoning Theater: (if you can get it) in fact, if we are to solve the urgent problem at present, we still hope to find the relevant person in charge with the clearer and clearer ones, such as how to get them, what conditions to meet and what certificates to submit. We hope that when facing the difficulties of the whole people, someone can come and tell us that we can help you and how we will implement it for you.
The year before last, the State Office of the central office issued opinions on reforming and improving the social assistance system, including the emergence of public health emergencies such as the epidemic, and the government should provide assistance to the victims. In Ningbo, Hainan and other places, governments and enterprises have successively invested in insurance companies in the proportion of 5:5 or 7:3. On Friday, the Political Bureau of the CPC Central Committee held a meeting to emphasize seeking relief and assistance policies for industries seriously affected by the epidemic. Insurance is undoubtedly a new way.
Guo Zhenhua, director of China Insurance Society and director of the insurance Department of Shanghai University of international business and Economics: this kind of pressure does put a little pressure on insurance companies. For example, if the epidemic is very serious in a certain year or the disaster is very serious, the insurance company may pay a lot of money. Then the disaster may not be so big in the second year, the third year and the fourth year, that is to say, if the government can continue to insure, Insurance companies can spread risks over several years. If the risks are controllable, this kind of insurance will be promoted.
Deferred repayment of unemployment benefits to solve the urgent needs of the unemployed
Employment is the foundation and the greatest livelihood of the people. In terms of data, although the employment situation was generally stable in the first quarter of this year, the national urban survey unemployment rate reached 5.8% in March, up 0.3 percentage points from February. Behind the numbers are people, a larger group. If you lose your job, you will lose your source of income. What about life? How do policies provide protection for them?
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This week, in Nanchang employment and entrepreneurship service center, unemployment benefits have become a hot issue for consultation and application. Counters and telephone consultation have been continuous. More than ten days ago, this relatively new term appeared in the ten measures to stabilize employment in Jiangxi Province. There are two groups that can apply for unemployment benefits, one is the unemployed who have not been employed at the expiration of the period of receiving unemployment insurance benefits, and the other is the insured unemployed who do not meet the conditions of receiving unemployment insurance benefits.
Not only in Jiangxi, the executive meeting of the State Council on Wednesday pointed out that we should do a good job in employment services and bottom-up security. Provide temporary living allowance to unemployed migrant workers who have participated in unemployment insurance for less than one year; Temporary assistance shall be given to those who are temporarily unemployed and uninsured due to the impact of the epidemic.
The impact of the epidemic is not only the unemployed. Ms. Su is the owner of a small foot therapy shop in Guangzhou. On Friday, she came to the bank to apply for mortgage deferred repayment. The closure of business for half a month made her unable to repay the mortgage.
Su Caiying, a self-employed operator in Guangzhou, has a monthly supply of more than 5000 and less than 6000. There will be no income during the whole shutdown time. Without income, our store rent has not been reduced or exempted, so we are really difficult economically. Then there are housing loans at present, so let’s see if the housing loans can be delayed.
Ms. Su’s shop is in Tianhe District, Guangzhou. After years of hard work, she borrowed 900000 yuan to buy a local house. Now there are 690000 yuan to repay. There was no income during the closure, but the store rent and other daily expenses needed nearly 20000 yuan, which embarrassed her all at once. Her application for deferred repayment has been reviewed and consulted.
Bank Of China Limited(601988) Guangzhou Branch personal digital finance department Deng Xuan: the deferred repayment policy has been officially implemented since the outbreak in 2020, mainly for three categories of personnel. The first category is those who need treatment or isolation due to covid-19 infection. The second category is the staff involved in epidemic prevention and control. The third category is individual customers whose normal repayment is temporarily affected due to the epidemic. Miss Su belongs to the third category, which is the source of the temporary impact on the normal repayment due to the epidemic, which meets our application conditions for deferred repayment.
Last Sunday, Ms. Su’s shop was reopened. However, shrouded in the atmosphere of the epidemic, her business did not recover soon. The usual small shops with people coming and going are now deserted. According to this momentum, her income this month is still not ideal. Fortunately, the three-month mortgage deferred repayment can give her some relief.
Unemployment benefits for the unemployed; The deferred repayment policy solves the urgent needs of those with economic difficulties. Whether these special policies under the epidemic can be institutionalized, benefit more people and help more difficult groups overcome difficulties is related to the background and temperature of people’s livelihood security under the epidemic.
Buy insurance and issue consumption coupons to subsidize individual small businesses in multiple ways
In case of a major economic downturn, the most vulnerable and vulnerable are often individual small businesses. At present, Chaoyang District of Beijing uses insurance to compensate the individual businesses affected by the epidemic; Shenzhen is expected to help self-employed households recover under the favorable conditions of direct subsidies and consumption vouchers issued by the government.
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Shawei village, located in the center of Shenzhen, is an urban village with only 0.13 square kilometers and more than 20000 people living in it. In the past, there were thousands of villages in Shenzhen, which once sheltered more than half of the foreigners who came to Shenzhen because of prosperous business activities, people-friendly prices and rents, and job opportunities everywhere. In mid March this year, the outbreak of Omikron led Shenzhen to comprehensively upgrade its prevention and control measures, suspend public transport, and many urban villages, including Shawei village, were surrounded and managed. Small businesses in the village, which have always been prosperous, once faced difficulties due to the closure of the epidemic.
Ni benfa, a staff member of Shawei community, Shatou street, Futian District, Shenzhen: This is the busiest place in Shawei at night.
Reporter: how is the flow of people compared with that before the epidemic?
Ni benfa, a staff member of Shawei community, Shatou street, Futian District, Shenzhen: it is still a little less than before the epidemic. Because when we were the most prosperous, our whole village was relatively crowded, about 18 days. Other times are controlled time, so we can start business. However, for these small restaurants, we can’t eat in the hall. We can only take delivery orders. At the initial stage of unsealing, we can only say that the seating rate is 50% according to the requirements of the government.
Reporter: what is the current (allowable seating rate)?
Ni benfa, a staff member of Shawei community, Shatou street, Futian District, Shenzhen: now 100% of them can be seated, but now there are few staff, which can not meet this standard, up to 60% or 70%.
The epidemic has affected more than 700 merchants in Shawei village for one month. At present, after reopening, although the business has not fully recovered, it is lucky.
Ten years ago, Huang Shiping came to Shenzhen from Chongqing to work hard. Relying on this small barbecue shop, a family of three generations and six people have a foothold in Shenzhen. This shop is also an epitome of many small businesses, and the difficulties it faces are also common among small businesses affected by the epidemic.
Huang Shiping, owner of Shawei village barbecue in Shenzhen: if the most difficult time is when (just) unsealing and when it can be opened, there was really no (money) on hand at that time. I just came from my hometown and didn’t open for a few days. I was really in a tight financial situation in all aspects of buying vegetables.
Reporter: you may not be able to buy raw materials when you open a shop, can you?
Huang Shiping, barbecue owner of Shawei village in Shenzhen: Yes, because there are grandchildren who want to eat milk powder. Because our shop here is small and our income is not very high, we have to maintain the life of the whole family.
In order to help the self-employed tide over the difficulties, Futian District of Shenzhen has issued corresponding relief measures. According to the length of closure, the self-employed will be given a one-time subsidy of 5000 to 10000 yuan. Huang Shiping’s barbecue shop once received a subsidy of 5000 yuan.
Direct subsidies have alleviated the urgent needs of businesses, but to operate for a long time, it also depends on the stable return of customers. On Thursday, on the eve of the May Day holiday, Shenzhen issued 500 million yuan of consumption vouchers to promote consumption. Among them, the measures to benefit merchants in urban villages have made self-employed households highly expected.
Liu Mian, deputy director of the circulation and Consumption Promotion Department of Shenzhen Municipal Bureau of Commerce: on the one hand, issuing consumption vouchers can directly and effectively increase the purchasing power of citizens, but also enhance the confidence of the whole society, especially small and micro enterprises. Through consumption, it can drive production and manufacturing and promote income, so as to form a virtuous circle of economic development. We seriously considered the interests of all kinds of small businesses in this event. For example, in terms of catering, we did not set any threshold. All catering enterprises in the city can participate in it, whether it is well-known chain brands or ordinary street and town stores.
On Friday, the statement of stabilizing market players and implementing a package of relief and assistance policies for industries, small, medium-sized and micro enterprises and individual industrial and commercial households seriously affected by the epidemic was repeatedly mentioned. The direct subsidies previously issued by Shenzhen and the consumption coupons issued this time also gave small businesses some confidence and hope. During the May Day holiday, Huang Shiping’s barbecue shop was open every night. Although it was only an insignificant one among many self-employed households in Shenzhen, the small store had to feed a family of six, and they were still looking forward to recovering as soon as possible.
