Bank Of Chengdu Co.Ltd(601838) 4 disclosed the annual report of 2021 on the evening of 27 April. The company’s operating performance continued to rise, and its operating efficiency was stable and good. The annual operating revenue was 17.89 billion yuan, a year-on-year increase of 3.291 billion yuan, an increase of 22.54%; The net profit attributable to the shareholders of the parent company was 7.831 billion yuan, a year-on-year increase of 1.806 billion yuan, an increase of 29.98%; The basic earnings per share was 2.09 yuan, a year-on-year increase of 0.42 yuan; The weighted average return on net assets was 17.60%, up 1.66 percentage points year-on-year. The company plans to distribute cash dividends of 6.3 yuan (including tax) to all shareholders for every 10 shares.
In 2021, Bank Of Chengdu Co.Ltd(601838) business scale continued to rise, and the business structure remained stable. At the end of 2021, the bank’s total assets, deposits and loans exceeded 760 billion yuan, 540 billion yuan and 380 billion yuan respectively, with an increase of about “100 billion” over the previous year. Specifically, the total assets reached 768346 billion yuan, an increase of 115913 billion yuan or 17.77% over the end of the previous year; The total amount of deposits was 544142 billion yuan, an increase of 99.155 billion yuan or 22.28% over the end of the previous year; The total amount of loans was 389626 billion yuan, an increase of 105559 billion yuan or 37.16% over the end of the previous year. The proportion of deposits in total liabilities was 75.96%, continuing to rise by 2.57 percentage points.
The quality of the company’s assets has been continuously optimized, with good safety and liquidity. At the end of the reporting period, the bank’s non-performing loan ratio was 0.98%, a decrease of 0.39 percentage points over the end of the previous year, the provision coverage was 402.88%, an increase of 109.45 percentage points over the end of the previous year, the liquidity ratio was 67.68%, an increase of 3.08 percentage points over the end of the previous year, and the liquidity continued to be abundant.
in Bank Of Chengdu Co.Ltd(601838) 2021, we will further promote transformation and innovation, fully expand income sources, successfully achieve stable and increased income, and maintain strong profit momentum. The growth of capital business income exceeded expectations. By grasping the market allocation and trading opportunities, we reduced the cost of active liabilities, promoted the continuous improvement of trading ability and marketing ability, and continuously improved the comprehensive income of capital business. The scale of financial products has reached a new level. On the premise of resolutely implementing the new regulations on asset management, the scale of financial products exceeded 63 billion yuan at the end of the year, an increase of more than 10 billion yuan over the beginning of the year. Investment banking business has accelerated development, actively cooperated with the progress of credit asset delivery, stabilized the stock of efficient assets, the total underwriting amount of PPN is the first in Sichuan Province, and the number of newly issued debt financing instruments is the second in Sichuan Province. The effect of international business expansion was prominent, the linkage between local and foreign currencies was strengthened, the basic customer base was continuously consolidated, and the international settlement volume exceeded the US $2 billion mark for the first time. E-banking business maintained rapid growth, with more than 430000 individual e-banking customers and 640000 wechat banking customers. The profit contribution of e-banking maintained growth for seven consecutive years.
Bank Of Chengdu Co.Ltd(601838) said that in the future, it will focus on the three transformation directions of “digitization, refinement and large retail”, adhere to the 15 character business policy of “expanding deposits, expanding assets, overlapping regulations, expanding customer base and shaping characteristics”, actively explore the transformation and development path of differentiation and characteristics, and comprehensively launch the three-year assault war of “scale reaching a trillion and management entering a Echelon”, Strive to create a new national financial business card that reflects the energy level of the twin city economic circle in Chengdu and Chongqing.
According to the first quarter report of 2022 disclosed by the company at the same time, in the first quarter of this year, Bank Of Chengdu Co.Ltd(601838) continued to maintain steady growth, realizing an operating revenue of 4.835 billion yuan, a year-on-year increase of 17.65%; The net profit attributable to the shareholders of the parent company was 2.15 billion yuan, a year-on-year increase of 28.83%.
