Securities code: Shenzhen Kingkey Smart Agriculture Times Co.Ltd(000048) securities abbreviation: Shenzhen Kingkey Smart Agriculture Times Co.Ltd(000048) Announcement No.: 2022010 Shenzhen Kingkey Smart Agriculture Times Co.Ltd(000048)
The company and all members of the board of directors guarantee that the information disclosed is true, accurate and complete without false records, misleading statements or major omissions.
Special risk tips:
As of the disclosure date of this announcement, the total external guarantee amount of the company and its holding subsidiaries is 18.02 billion yuan, including 6.02 billion yuan for subordinate companies and 12 billion yuan for other units / individuals (all phased mortgage loan guarantee amounts provided for real estate project buyers). The actual external guarantee balance of the company and its holding subsidiaries was 5.276 billion yuan, accounting for 208.30% of the latest audited net assets of the listed company, including 1.390 billion yuan for subordinate companies and 3.886 billion yuan for other units / individuals (all phased mortgage loan guarantees provided for real estate project buyers). Please pay attention to investment risks.
1、 Overview of guarantee
The company’s Shanhai residence real estate project (Yuanshan Haiyuan phase III project) located in Xixiang, Bao’an, Shenzhen is expected to open in the first half of 2022. The planned total construction area of the project is 88730 square meters. Due to the needs of sales, the company plans to apply to the bank for the building mortgage amount of RMB 2.5 billion for the commercial housing sales of the project, which is used for the phased guarantee required for the personal housing loan and personal commercial housing loan mortgage of the real estate. The maximum percentage and maximum life of a single personal loan under the above amount are subject to the approval conditions of each bank. The company allocates the above credit lines with the cooperative credit banks, and signs the credit agreement, loan agreement and guarantee documents related to financing with the credit banks.
On March 15, 2022, the second meeting of the 10th board of directors of the company deliberated and adopted the proposal on providing phased guarantee for mortgage loans of home buyers with 10 affirmative votes, 0 negative votes and 0 abstention votes. The independent directors expressed their independent opinions on the proposal, and the guarantee needs to be submitted to the general meeting of shareholders of the company for deliberation. 2、 Basic information of the guaranteed
The guaranteed is a bank mortgage loan customer who purchases the commercial house of Shanhai residence project developed by the company and meets the loan conditions.
3、 Main contents of guarantee matters
1. Guarantee method: joint and several liability guarantee.
2. Guarantee amount: the total guarantee amount shall not exceed RMB 2.5 billion. The guarantee amount is the maximum authorized guarantee limit, and the specific amount shall be subject to the guarantee contract actually signed with the bank.
3. Guarantee period: from the effective date of the first single loan contract under the above limit to the date when the relevant ownership certificates such as the real estate certificate of the mortgaged property are completed, and the certificates of other rights of the mortgaged property, the originals of mortgage registration certificates and other rights certificates are submitted to the lending Bank for verification and receipt.
4. Whether there is counter guarantee in this guarantee: none.
The board of directors intends to request the general meeting of shareholders to authorize the legal representative of the company or the agent designated by the legal representative to go through guarantee related procedures within the above guarantee limit and sign relevant legal documents.
4、 Opinions of the board of directors
The company provides phased guarantee for bank mortgage loans for customers who purchase commercial houses of Shanhai residence project, which is in line with relevant policies and regulations and business practices of real estate development enterprises, which is conducive to promoting the sales of commercial houses of Shanhai residence project and accelerating the return of funds. The guarantee provided this time does not have a significant impact on the normal operation of the company and does not damage the interests of the company and all shareholders.
5、 Opinions of independent directors
This mortgage loan guarantee is a transitional guarantee provided by the company for qualified bank mortgage loan customers who purchase commercial houses of Shanhai residence project. The risk is controllable, meets the daily operation needs of the company, does not have a significant impact on the normal operation of the company, and does not damage the interests of the company and all shareholders. The deliberation and voting procedures of this guarantee comply with relevant laws and regulations and the articles of association. Therefore, we agree to this guarantee.
6、 Accumulated external guarantees and overdue guarantees
As of the date of announcement, the total amount of guarantee provided by the company for the purchase of real estate and its subsidiaries is RMB 18 billion, of which the total amount of guarantee provided by the company for the purchase of real estate and its subsidiaries is RMB 26 million. The actual external guarantee balance of the company and its holding subsidiaries was 5.276 billion yuan, accounting for 208.30% of the latest audited net assets of the listed company, including 1.390 billion yuan for subordinate companies and 3.886 billion yuan for other units / individuals (all phased mortgage loan guarantees provided for real estate project buyers).
The company and its subsidiaries have no overdue guarantee, and the guarantee amount involved in the lawsuit is 8.1001 million yuan (the bank filed a lawsuit and arbitration application for the company to bear joint and several liability for this due to the overdue repayment of the loan by the buyer to the bank; the amount is tentatively calculated to the date of application), and there is no guarantee that should be borne due to the judgment of losing the lawsuit.
7、 Documents for future reference
1. Resolutions of the second meeting of the 10th board of directors;
2. Resolutions of the second meeting of the 10th board of supervisors;
3. Independent opinions of independent directors on matters related to the second meeting of the 10th board of directors.
It is hereby announced.
Shenzhen Kingkey Smart Agriculture Times Co.Ltd(000048) board of directors March 15, 2002
