"With talent entrepreneurship insurance, entrepreneurship has no worries, which makes us more devote ourselves to innovation and entrepreneurship." Cao Peng, founder of a medical technology company in Hangzhou, said. The talent entrepreneurship insurance of China Pacific Insurance (Group) Co.Ltd(601601) is a new model to help the development of enterprises, which gives the medical technology company the courage to break through the bridge in the process of R & D and experiment. In the past two years, it has achieved rapid development locally and become one of the representative enterprises of Hangzhou future science and technology city.
As early as November 2019, Zhejiang innovation launched talent entrepreneurship insurance. The maximum compensation for entrepreneurship failure is 10 million yuan, China Pacific Insurance (Group) Co.Ltd(601601) is one of the main insurance companies that launched this insurance product.
It is understood that by the end of 2021, China Pacific Insurance (Group) Co.Ltd(601601) property insurance under China Pacific Insurance (Group) Co.Ltd(601601) had underwritten more than 30 relevant entrepreneurial enterprises, provided insurance protection of more than 48 million yuan, and provided personal health protection of about 300 million yuan for 84 high-end talents.
It is reported that the talent entrepreneurship Insurance launched by China Pacific Insurance (Group) Co.Ltd(601601) property insurance is mainly the R & D guarantee insurance for science and technology enterprises. The products are mainly aimed at the risk transfer of economic difficulties such as the failure of R & D of specific insured projects in Entrepreneurship due to specific reasons and the living and economic difficulties of team members. China Pacific Insurance (Group) Co.Ltd(601601) property insurance and government departments jointly participate in the initial project approval review of the project, strictly control the project access risk, the project is mainly led by national and provincial high-end talents, review the qualification from three aspects: applicant and team, technical level and market prospect, and analyze the project risk from three aspects: management and capital status, project feasibility and business model, After the project is approved, conduct periodic review in the medium term to understand the scientific research progress of the enterprise and summarize the project in the later stage.
In May 2021, China Pacific Insurance (Group) Co.Ltd(601601) property insurance Zhejiang Branch launched the upgraded version of talent entrepreneurship insurance, which expanded the coverage of entrepreneurial groups, extended the guarantee cycle, improved the exclusive service support, implemented the one-to-one service of insurance professional team in the whole process, and provided directional service support such as insurance participation consultation, underwriting performance and claim settlement initiation, so as to ensure better professional services and more elaborate escort support The claim settlement channel is more convenient.
It is understood that China Pacific Insurance (Group) Co.Ltd(601601) will be further upgraded and expanded in the future. For enterprise risk protection, a package of insurance schemes from birth to growth will be provided to further help the development of enterprises. At the same time, further expand the industry to carry out the insurance, and further carry out pilot projects in culture, media and other industries on the basis of the industries already carried out such as life science, new materials and key spare parts, so as to escort the high-quality development of innovative and entrepreneurial enterprises in an all-round way.
