On February 14, the website of the Shanghai headquarters of the central bank released the operation of money and credit in Shanghai in January 2022. Data show that in January, RMB loans increased by 19.8 billion yuan and foreign currency loans increased by 1.7 billion US dollars; RMB deposits decreased by 196.4 billion yuan and foreign currency deposits increased by 12.4 billion US dollars.
In terms of loans, at the end of January, the balance of local and foreign currency loans in Shanghai was 9.81 trillion yuan, a year-on-year increase of 13.1%; The balance of RMB loans was 9.02 trillion yuan, a year-on-year increase of 12.5%, 0.6 percentage points lower than that at the end of last month.
Specifically, in January, RMB loans increased by 19.8 billion yuan, a year-on-year decrease of 22.9 billion yuan. In terms of sub sectors, loans to the household sector increased by 20.9 billion yuan, of which short-term loans decreased by 2.8 billion yuan and medium and long-term loans increased by 23.6 billion yuan; Loans to enterprises (Institutions) increased by 181.2 billion yuan, including 85.4 billion yuan in short-term loans and 108.3 billion yuan in medium and long-term loans; Loans from non banking financial institutions decreased by 2.8 billion yuan.
In January, RMB domestic non-financial enterprise operating loans, trade financing and M & A loans increased by 115.3 billion yuan, 17.5 billion yuan and 3.9 billion yuan respectively, an increase of 27.7 billion yuan, 10.6 billion yuan and 1 billion yuan respectively year-on-year; Fixed asset loans and financial leases increased by 57.1 billion yuan and 13.9 billion yuan respectively, with a year-on-year decrease of 24.5 billion yuan and 2.3 billion yuan respectively; Financing decreased by more than 26.9 billion yuan year-on-year.
At the end of January, the balance of foreign currency loans was $123.6 billion, an increase of 21.2% year-on-year. Foreign currency loans increased by US $1.7 billion in the same month, an increase of US $1.7 billion year-on-year.
In terms of deposits, at the end of January, the balance of domestic and foreign currency deposits in Shanghai was 17.47 trillion yuan, a year-on-year increase of 11.6%; The balance of RMB deposits was 16.19 trillion yuan, a year-on-year increase of 11.5%, 1.3 percentage points lower than that at the end of last month.
Specifically, in January, RMB deposits decreased by 196.4 billion yuan, an increase of 183.2 billion yuan year-on-year. Among them, household deposits increased by 161 billion yuan, an increase of 95.2 billion yuan year-on-year; The deposits of non-financial enterprises decreased by more than 15.93 billion yuan year-on-year; Fiscal deposits decreased by 11.2 billion yuan, an increase of 39.4 billion yuan year-on-year; Deposits from non banking financial institutions decreased by 116.4 billion yuan, an increase of 31 billion yuan year-on-year.
In terms of sub sectors, demand deposits, call deposits, certificates of deposit and structured deposits increased by 72.4 billion yuan, 32.9 billion yuan, 21.2 billion yuan and 6.5 billion yuan respectively in January, an increase of 53.4 billion yuan, 35.7 billion yuan, 6.1 billion yuan and 7.4 billion yuan respectively year-on-year; Time deposits increased by 33 billion yuan, a year-on-year decrease of 5.5 billion yuan.
Structural deposits, call deposits, certificates of deposit and margin deposits of domestic non-financial enterprises increased by 83.1 billion yuan, 37.8 billion yuan, 21.1 billion yuan and 300 million yuan respectively, an increase of 6 billion yuan, 87.5 billion yuan, 1.3 billion yuan and 18.8 billion yuan respectively year-on-year; Time deposits increased by 8.4 billion yuan, a year-on-year decrease of 11.2 billion yuan; Agreement deposits and demand deposits decreased by 206.9 billion yuan and 146.8 billion yuan respectively, with an increase of 123.9 billion yuan and 137.7 billion yuan respectively year-on-year.
At the end of January, the balance of foreign currency deposits was US $2008 billion, a year-on-year increase of 15%. Foreign currency deposits increased by US $12.4 billion in the same month, with a year-on-year decrease of US $700 million.
